Business Details
48 Years
experience
Your Trusted Financial Partner in Solihull
At Cross Point Financial, we have been delivering tailored financial planning and advisory services to individual and corporate clients since 1978. Based in Solihull near Birmingham, our expertise spans mortgage advice, life assurance, pension planning, business protection, and investment strategies. Our approach prioritises comprehensive reviews of clients' financial situations to create bespoke solutions aligned with their unique goals. With decades of combined experience, our team of qualified advisors, including Andrew Blower, David Potter, and Tasmin Butler, focuses on building long-term relationships to adapt to evolving client needs.As part of the Openwork network, we uphold rigorous professional standards while maintaining a client-centric ethos. We specialise in demystifying complex financial products, from retirement planning to protection policies, ensuring clients understand risks and benefits. Our commitment extends beyond transactions, offering ongoing support to navigate life's financial milestones. We serve clients across the West Midlands, combining local insight with national regulatory compliance under the Financial Conduct Authority's framework.
Services
Mortgage Advice
Life Insurance
Investment Advice
Pensions Planning
Business Protection
Retirement Planning
General Insurance
Estate Planning
Protection Policies
Corporate Financial Advice
Details
- Year established: 1978
Highlights and features
- We offer over 40 years of experience in financial planning
- Our team holds professional qualifications including DipPFS and CII certifications
- We provide bespoke financial strategies tailored to individual circumstances
- We maintain long-term client relationships through continuous support
- We operate as part of the Openwork national financial advice network
Services
Mortgage Advice
We provide comprehensive mortgage advice covering interest rate options, repayment structures, and suitability assessments. Our services include first-time buyer support, remortgaging strategies, and buy-to-let mortgage guidance. We help clients navigate the complexities of property financing while explaining associated risks and regulatory considerations.
Pension Planning
Our pension planning services cover workplace pensions, personal retirement accounts, and self-invested options. We explain different pension types, tax implications, and investment choices while helping clients create sustainable income strategies for retirement. We also advise on pension consolidation and transfer options.
Investment Advice
We offer guidance on various investment vehicles including stocks, bonds, and funds. Our services cover risk assessment, portfolio diversification, and market analysis. We explain different investment approaches, time horizons, and potential returns while ensuring clients understand market risks and regulatory protections.
Business Protection
We provide business protection solutions covering key person insurance, partnership agreements, and liability coverage. Our advice helps businesses mitigate financial risks from unexpected events, ensuring continuity during crises. We explain different policy structures and help implement appropriate protection strategies.
Life Insurance
Our life insurance services include term life, whole life, and critical illness coverage. We help clients assess appropriate coverage levels, explain policy features, and select options that protect loved ones financially. We also advise on income protection and accident-related insurance needs.
People
Andrew Blower
Financial Adviser
With nearly 30 years' experience, Andrew specialises in creating tailored financial solutions. He focuses on building long-term client relationships through comprehensive reviews and regular strategy updates. His expertise covers mortgages, pensions, and investment planning.
David Potter
Practice Principal
As founder with over 30 years in financial services, David leads our pension and investment advisory team. He established Cross Point Financial to provide accessible, high-quality financial guidance to both individual and corporate clients across the West Midlands.
Tasmin Butler
Mortgage & Protection Advisor
Tasmin brings management experience to our team, focusing on mortgage solutions and protection policies. She prioritises client education and support while helping individuals and families achieve their financial security goals through tailored advisory services.
Questions
What financial services do you specialise in?
We specialise in mortgage advice, pension planning, investment strategies, life insurance, business protection, and retirement planning tailored to individual and corporate needs.
How do you tailor financial advice to individual clients?
We conduct comprehensive reviews of your financial situation, goals, and risk tolerance to create bespoke strategies that evolve with your changing circumstances.
Are your advisors qualified?
Yes, our team holds professional qualifications including DipPFS and CII certifications, with decades of combined experience in financial advisory services.
Do you serve businesses as well as individuals?
Yes, we provide corporate financial advice alongside personal financial planning services for businesses of various sizes.
How are you regulated?
We operate under the Openwork network and comply with UK financial regulations, with some mortgage services falling outside FCA direct regulation.
What areas do you cover?
While based in Solihull near Birmingham, we serve clients across the West Midlands region with both in-person and remote advisory options.
