Business Details
Expert Commercial Finance Solutions
Genie Lending is a NACFB accredited commercial finance broker specialising in alternative finance solutions for UK businesses. Established with a clear mission to simplify business finance, our team of experienced professionals provides tailored funding options for companies seeking growth, property acquisitions, working capital, or debt restructuring. We pride ourselves on our deep industry expertise and ability to secure financing where traditional lenders may decline applications. Our services span commercial mortgages, bridging loans, unsecured business loans, invoice finance, and asset finance, catering to small and medium enterprises nationwide. With a focus on transparency and client-centric service, we work closely with clients to understand their unique requirements and match them with appropriate funding solutions. Our team's combined decades of experience in commercial lending, coupled with access to a diverse network of lenders, enables us to deliver competitive financing options that meet specific business needs.We maintain strong relationships with specialist lenders who understand the complexities of modern business operations, allowing us to secure funding even in challenging circumstances. Our commitment to excellence is demonstrated through our track record of successful case studies across various sectors, including hospitality, retail, agriculture, and property development. We operate from our headquarters near Bournemouth, Dorset, serving clients throughout England, Wales, Scotland, and Northern Ireland. Our dedication to continuous improvement and adaptability in the face of changing market conditions ensures we remain at the forefront of alternative finance solutions.
Services
Commercial Mortgages
Bridging Finance
Unsecured Business Loans
Invoice Finance
Agricultural Finance
Development Funding
Asset Finance
Peer to Peer Lending
Merchant Cash Advance
Business Acquisition Funding
Highlights and features
- NACFB accredited commercial finance broker with specialist alternative finance expertise
- Experienced team with proven success in securing complex business funding
- One-stop service offering diverse financing options for all business needs
- Access to exclusive lending sources not available through high street banks
- Tailored solutions for businesses with unique or challenging financing requirements
Associations and certifications
- NACFB
What people say
Funding difficult cases
Tailored finance solutions
Experienced team
Competitive terms
Quick approvals
Services
Commercial Mortgages
We specialise in arranging commercial mortgages for businesses seeking to purchase or refinance commercial properties. Our expertise covers single properties and large portfolios across various sectors including retail, hospitality, and industrial units. We work with specialist lenders to secure competitive rates and tailored terms that match our clients' specific requirements and financial circumstances.
Bridging Finance
Our bridging finance solutions provide rapid access to short-term funding for businesses requiring immediate capital. This includes property purchases at auction, cash flow gaps, or urgent development opportunities. We connect clients with flexible lenders who understand time-sensitive requirements while maintaining competitive rates and transparent terms.
Invoice Finance
We offer invoice finance solutions that help businesses improve cash flow by releasing funds tied up in outstanding invoices. This service provides immediate access to up to 90% of invoice values, enabling companies to maintain smooth operations while awaiting customer payments. Our solutions work for businesses across various industries with consistent invoicing practices.
Development Funding
Our development funding services support property developers seeking finance for residential or commercial projects. We specialise in arranging funding for small to large-scale developments, including land purchases with planning permission and ongoing construction projects. Our solutions accommodate both experienced developers and first-time applicants with viable development plans.
Asset Finance
We provide asset finance solutions that enable businesses to acquire essential equipment, machinery, or vehicles without significant upfront costs. Our services include both finance leases for long-term asset acquisition and hire purchase agreements. This allows companies to maintain cash flow while investing in necessary business assets across various industry sectors.
Questions
What types of business loans do you offer?
We offer commercial mortgages, bridging loans, unsecured business loans, invoice finance, asset finance, and development funding tailored to specific business requirements.
How quickly can I get business financing?
Some unsecured business loans can be arranged within four hours, while more complex financing typically takes several days depending on the transaction specifics.
Can I get funding if traditional banks have refused me?
Yes, we specialise in alternative finance solutions and have access to specialist lenders who consider applications declined by traditional banks.
Do you work with businesses across the UK?
Yes, we work with clients throughout England, Wales, Scotland, and Northern Ireland from our Dorset-based headquarters.
What information do I need to apply for business finance?
Basic business information, financial statements, and specific details about the funding requirement are typically required to assess your application.
How do invoice finance arrangements work?
Invoice finance releases up to 90% of your outstanding invoice values immediately, with the remainder paid (minus fees) once customers settle their accounts.
Reviews (4)
HappyLittleSunbeams
Apr 06, 2021
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Absolutely brilliant service, John Hill worked tirelessly to get my company a result. Lovely guy who takes into account the personal aspects of the business and the sector. Current climate made it very difficult to obtain some lending but John got a result in the end. Thank you so much John and Genie Lending, we will definitely be returning customers.
Stacey Finch
Mar 20, 2021
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Fantastic broker, providing exceptional customer service, I have contacted them on several occasions and they have been helpful everytime.
Rukun Ahmed
Dec 19, 2020
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This review is a few years short of the initial purchase (well i will say around 4 years short). Would like to say that although their fees are significantly higher then other organizations. They did their part and did a fantastic job in helping me secure my mortgage albeit a small one considering most brokers dont deal with valuations of less then 100k. Throughout the process they kept me upto date with what was going on and always assisted where i needed it. Would be happy to use them or ask for advise which they are more than happy to. Thanks guys
Aid
Dec 15, 2020
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I was looking for a business loan a while back... after a few phonecalls they made my visions look easily achievable but at a price. The quote I received was horrendous the broker fees and setup fees are the highest I've seen. After steering well away they continued to pester me for several months. I still get occasional emails and phonecalls from this company a year on. I would not recommend.
