Business Details
10 Years
experience
Emergency
services
Your Trusted Bridging Loan Partner in London
Finanta delivers fast, flexible bridging finance solutions tailored to individual and business needs across the UK property market. With over 15 years of combined experience, our team specialises in structuring deals that address complex funding requirements, having successfully completed 940 loans and arranged 560 million in financing. We prioritise rapid decision-making, offering immediate in-principle approvals and market-leading completion times, including Mini Bridge Loans up to 200,000 within 72 hours. Our approach focuses on evaluating each case on its merits, providing access to a wide network of lenders, including private family offices for enhanced flexibility. We serve both UK and international clients, securing funding against residential, commercial, and development properties.Our services cater to property chain breaks, auctions, tax obligations, and large-scale developments, with loan values ranging from 26,000 to 25 million. Transparency and client-centric service underpin our operations, ensuring clear communication and tailored solutions without hidden fees. We maintain partnerships with institutional lenders and private investors to fund projects others cannot accommodate. Our expertise extends to development finance, offering up to 65% LTV on purchase price and 100% build cost coverage with additional security. We combine technical proficiency with proactive problem-solving to meet tight deadlines while adhering to strict compliance standards.
Services
Bridging Loans
Mini Bridge Loans
Residential Bridging
Commercial Bridging
Auction Finance
Land Bridging
Tax Bridging
Property Development
Development Exit
Private Finance
Details
- Year established: 2016
Highlights and features
- We offer over 15 years of experience in fast bridging finance solutions
- We provide immediate decision-in-principle loan approvals
- Our loans range from 26,000 to 25 million with flexible terms
- We structure deals based on individual case merits, not standard criteria
- We access exclusive funding from private family offices and institutional lenders
What people say
Quick and efficient service
Urgent funding secured
Bespoke service approach
Excellent professional help
Friendly and responsive staff
Services
Bridging Loans
Bridging loans provide short-term secured financing for property transactions. Available as first or second charge, these loans help clients address urgent funding needs during property purchases, auctions, or chain breaks. Finanta offers loan amounts from 26,000 to 25 million with loan-to-value ratios up to 75%, supporting both regulated and unregulated financing requirements across residential and commercial sectors.
Mini Bridge Loans
Mini Bridge Loans deliver rapid financing up to 200,000 within 72 hours. Designed for time-sensitive property acquisitions, these loans require minimal documentation and offer flexible repayment options. Ideal for auction purchases or immediate cash flow needs, this service combines speed with competitive rates for borrowers seeking swift property transactions without traditional lending delays.
Property Development Finance
Property development finance supports construction and refurbishment projects with funding up to 25 million. Loans cover land acquisition (65% LTV), build costs (up to 90% LTC), and project completions. Finanta structures finance packages for residential, commercial, and mixed-use developments, offering joint venture options and 100% funding with additional security to qualified applicants.
Commercial Bridging
Commercial bridging loans secure funding against commercial properties for business purposes. Available for purchase, refurbishment, or refinancing, these loans accommodate diverse property types including offices, retail spaces, and industrial units. Finanta provides flexible terms from 3 to 24 months with retained interest options, supporting business expansion and asset acquisition strategies.
Auction Finance
Auction finance enables rapid property purchases at UK auctions. With pre-approved financing, clients can complete purchases within 28 days as required by auction terms. Finanta offers loan amounts from 26,000 to 25 million, secured against auctioned properties, with streamlined documentation to meet tight completion deadlines for residential and commercial acquisitions.
People
Gary Poulton
Managing Director
Gary founded Finanta in 2016 after 15 years in financial bridging. He oversees strategic direction and lender relationships, leveraging extensive industry experience to structure complex financing solutions for residential and commercial property transactions.
Jess Musk
Head Of Underwriting
Jess leads underwriting operations, evaluating loan applications and negotiating terms with lenders. With expertise in risk assessment and financial analysis, she ensures efficient processing of applications while maintaining rigorous compliance standards for Finanta's bridging finance products.
Danielle Brown
Senior Case Manager
Danielle manages complex loan cases, specialising in urgent funding requirements. She coordinates between clients and lenders to structure tailored financing solutions, focusing on rapid completions for property purchases, developments, and business financing needs.
Ben Sabih
Business Development Manager
Ben expands Finanta's lender network and product offerings. He develops partnerships with private investors and institutional funders to enhance financing options, while maintaining client relationships to understand evolving market demands for bridging and development finance.
Alex Capitan
Business Development Manager
Alex focuses on client acquisition and market expansion. He educates clients about bridging finance options, while collaborating with internal teams to improve service delivery and ensure Finanta maintains competitive positioning in the UK finance market.
Questions
What is a bridging loan?
A bridging loan is a short-term secured loan used to 'bridge' financial gaps during property transactions, typically repaid within 3-24 months through property sale or refinancing.
What can I use a bridging loan for?
Bridging loans fund property purchases at auctions, broken chains, tax obligations, refurbishments, and business financing needs, provided security against UK property assets.
How quickly can I get a bridging loan?
Standard loans complete in 10-14 days, while Mini Bridge Loans up to £200,000 process within 72 hours through accelerated documentation and valuation procedures.
Who can apply for bridging finance?
UK and international individuals, businesses, trusts, and organisations can apply, provided they have UK property assets to secure the loan against.
What loan amounts are available?
Bridging loans range from £26,000 to £25 million, with Mini Bridge Loans offering up to £200,000 and development finance accommodating larger-scale property projects.
Are bridging loans regulated?
Finanta provides unregulated loans via third-party lenders. Regulated loans involving primary residences require FCA-authorised providers under separate arrangements.
Reviews (6)
Edward Bingham
Jan 17, 2022
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Strongly advise not to use this company. I bad the mistake of doing so. I had multiple bridging loans the bulk (90%) was paid well ahead of schedule- during the peak of the pandemic and also the unfortunate passing of my Mum the last bridge went into default - I offered to pay in full but clearly they wanted this and the excessive charges on an already unbelievably high rates they tried to take me to the cleaners.
Ive used hundreds of these companys and never had an experience like I did with Finanta
I strongly advise you not to use them.
Ive used hundreds of these companys and never had an experience like I did with Finanta
I strongly advise you not to use them.
Benons Catering
Jan 14, 2022
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Just to say a massive thank you for all your help and support throughout this process. You have been an absolute pleasure to work with and the level of professionalism has been next to none. Hoping this is just the start of many new things to come. We are always in the market for opportunities and we will certainly have you in mind as our go to company when that next opportunity arises in the future. Many happy memories from this first experience.
David Merry
Feb 10, 2021
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Positive:Professionalism,Responsiveness
Smooth from start to finish - a real pleasure dealing with Jess & the team at Finanta. Highly recommend.
Smooth from start to finish - a real pleasure dealing with Jess & the team at Finanta. Highly recommend.
Debbie Gelder
Aug 26, 2020
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I contacted Finanta after discovering them on google, I needed urgent funding to secure a property at the last minute. I required the funds within a couple of weeks and Finanta delivered and enabled me to buy the property. These guys really know what they are doing and delivered my loan without any fuss or issues, I was given exceptional service from the second we started talking on the telephone to the point my property was purchased. If I ever require this type of loan again I will definitely be back, thank you.
Richard Still
Jun 18, 2020
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Positive:Professionalism,Quality,Responsiveness
Jess at Finanta was excellent in helping us through the financing of our premise and dealt with all the management from start to finish! Great service and professional.
Jess at Finanta was excellent in helping us through the financing of our premise and dealt with all the management from start to finish! Great service and professional.
Hembeezy Emi
May 11, 2020
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Hello, i want to use this medium to testify of a loan company that help me obtain a commercial loan with Understandable terms. they offer all types of Loan. Email: (michelletrustloan7@hotmail. com) Or you can text her via: +1 305-290-4544
