Business Details
24 Years
experience
Trusted Loan Brokers in Southampton
Express Finance has been a trusted credit brokerage service for over two decades, specialising in connecting clients with tailored loan solutions. As FCA-registered brokers, we prioritise accessibility for tenants and individuals with past credit challenges, offering unsecured, secured, and short-term loan options. Our team combines extensive industry experience with a client-centric approach, providing transparent guidance through the application process while maintaining partnerships with reputable lenders.We focus on affordability assessments and responsible lending practices, ensuring clients receive suitable financial products without upfront fees. Our digital-first application system enables rapid decision-making, with funds often available within hours of approval.
Services
Unsecured Loans
Tenant Loans
Consolidation Loans
Bad Credit Loans
Secured Loans
Small Loans
Short-Term Loans
Details
- Year established: 2002
Highlights and features
- 20+ years loan brokerage experience
- Instant online loan decisions
- No upfront fees charged
- No premium rate telephone charges
- Personalised client support throughout process
Associations and certifications
- Financial Conduct Authority
- Information Commissioners Office
Services
Unsecured Loans
Flexible unsecured loan options for tenants and homeowners with no collateral required. Available from 100 to 15,000 with repayment terms up to 5 years. Ideal for debt consolidation, home improvements, or unexpected expenses. Instant online decisions with competitive APR rates.
Bad Credit Loans
Specialist loan products for applicants with adverse credit histories. Available from 100 to 15,000 with tailored repayment terms. Designed to help rebuild credit scores through timely repayments. Lenders consider individual circumstances beyond credit scores.
Consolidation Loans
Loan solutions for combining multiple debts into single manageable payments. Available up to 75,000 for homeowners and 15,000 for tenants. Helps simplify finances with fixed repayment schedules and potential interest rate reductions.
Short-term Loans
Quick-access short-term loans up to 750 for unexpected expenses. Repayable over 2-3 months with flexible extension options. Designed for immediate financial needs with streamlined online application process.
Guarantor Loans
Unsecured loans supported by a nominated guarantor with good credit history. Available from 500 to 15,000 with competitive rates. Ideal for applicants needing credit rebuilding opportunities through guaranteed repayment structures.
Questions
What loan options exist for tenants with bad credit?
We offer unsecured tenant loans specifically designed for applicants with adverse credit histories. These loans consider individual circumstances beyond credit scores.
How quickly can I receive loan funds?
Approved applicants can receive funds within hours through our instant online application process, with most transactions completed the same day.
Do you charge application fees?
We do not charge upfront fees for our brokerage services. Our revenue comes from lender commissions after successful loan introductions.
What happens if I miss repayments?
Late payments may affect credit records and incur charges. We recommend contacting lenders immediately to discuss alternative arrangements.
Can I consolidate existing debts?
Yes, we provide consolidation loans to combine multiple debts into single payments with fixed repayment schedules and potential interest savings.
Reviews (3)
Catrina Macdonald
Nov 24, 2021
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Just tried to giv me a loan. I asked for 300 but they said minimum amount was 1000 but I'd have to pay 100 to get it! When I said I can't pay anything today he hung up on me
TOTAL SCAM!!!!
TOTAL SCAM!!!!
Pete Bryant
May 16, 2021
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Critical:Professionalism
Spamming me with loans I never asked for! Really bad, I have never even had any contact with this company, I had to chase through credit reference agencies and loan companies to find out where there getting my information from, turns out its these guys! Avoid like the plauge!
Spamming me with loans I never asked for! Really bad, I have never even had any contact with this company, I had to chase through credit reference agencies and loan companies to find out where there getting my information from, turns out its these guys! Avoid like the plauge!
Madview
Sep 26, 2019
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Sold my details to other companies contacted via phone and no answer emailed them about refund and no reply back scamming people out of money
