Business Details
12 Years
experience
Trusted Personal Loan Solutions in Southampton
Established in 2014, Bamboo has built a reputation as a responsible UK-based lender offering accessible personal loans tailored to individual credit profiles. Our streamlined application process prioritises transparency, with clear pricing structures and no hidden fees. We pride ourselves on providing fair lending solutions, having served over 100,000 customers while maintaining FCA authorisation and adherence to FLA Lending Code standards. Our team of experienced professionals combines technological innovation with personalised support, offering flexible repayment terms from 12-60 months for loan amounts between 2,000-15,000.Through continuous customer feedback and 10 industry awards, we've refined our services to ensure affordability and accessibility, including special provisions for customers facing financial difficulties. Our commitment to responsible lending is reinforced by annual staff training and rigorous compliance protocols.
Services
Personal Loans
Repeat Loans
Top-up Loans
Debt Consolidation
Loyalty Benefits
Details
- Year established: 2014
Highlights and features
- Instant quote with no impact on credit score
- Simple online application process completed in minutes
- No upfront fees or hidden charges
- Responsible lending with affordability checks
- Award-winning customer support available 9-5 Mon-Sat
Associations and certifications
- Financial Conduct Authority
- FLA Lending Code
What people say
Speedy application process
Friendly service
Transparent terms
Same-day funding
Responsible lending
Services
Personal Loans
Flexible personal loans from 2,000 to 15,000 with fixed monthly repayments. Available over 12-60 month terms with transparent APR rates from 26.9%. No collateral required, making them accessible to both homeowners and renters. Funds typically available same-day if approved before 3pm.
Repeat Loans
Exclusive loan options for existing customers who've completed previous loans. Streamlined application process with continued access to competitive rates. Designed to reward loyal customers with simplified borrowing for new financial needs.
Top-up Loans
Opportunity to increase existing loan amounts while maintaining current terms. Combines remaining balance with new funds into single repayment plan. Available to eligible customers with active accounts in good standing.
Debt Consolidation
Specialised loans to combine multiple debts into single monthly payment. Helps simplify finances with fixed interest rates. Particularly beneficial for those managing high-interest credit card balances or payday loans.
Loyalty Benefits
Exclusive advantages for returning customers including preferential rates and simplified application processes. Designed to reward long-term relationships while maintaining responsible lending practices.
People
Chris Jones
Executive Chairman
Overseeing strategic direction with 20+ years' experience in financial services. Committed to responsible lending practices and customer-centric innovation. Leads annual modern slavery statement approvals.
Questions
Does applying affect my credit score?
No impact occurs until you e-sign the loan agreement. Initial quotes use soft credit checks that don't affect your score.
Can I get a loan with bad credit?
We consider applications from all credit backgrounds through responsible lending checks. Approval depends on individual circumstances and affordability assessments.
How quickly do I receive funds?
Approved loans before 3pm typically transfer the same day. Funds usually appear in your account within 24-48 hours.
What if I face payment difficulties?
Contact us immediately to discuss tailored solutions. We offer flexible repayment arrangements and work with financial hardship cases.
Are there early repayment options?
Yes, you can settle loans early with 60 days' interest. Contact our servicing team for specific settlement figures.
How do you prevent fraud?
We use advanced verification systems and educate customers about scam prevention. Never charge upfront fees or request sensitive information via unverified channels.
Reviews (6)
Karl Morris
Jan 21, 2022
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Positive:Professionalism,Responsiveness
I am 67 not to technical it was a struggle to get throw but got there in the end you should try and make it easier for older people the staff where very helpful
I am 67 not to technical it was a struggle to get throw but got there in the end you should try and make it easier for older people the staff where very helpful
Apollonia Hango
Dec 28, 2021
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Their service is so fast and on point. Staff members spoken to are very professional and helpful. I have struggled to find help putting together my debts after an unexpected bill that I have to settle with my credit cards, not even my bank wanted to help despite knowing how much I earn . yes, their interest rate is high but that is due to my credit rate after spending years not working raising my children and have to make ends meet which was very difficult for me financially. as a result some bills went unpaid or late payments etc. Thank you to Bamboo , I am now free and might even pay my loan
Tiger Tim
Dec 26, 2021
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Struggling with family issues led me into some late payments which were recorded by credit score agency's recent storms in autumn left me with storm damage. The insurance co I have used for the past 20 years sent assessors who advised the co not to proceed we subsequently discoverd the assessor firm had a reputation for declining legitimate claims. In need of a loan for repairs I aproached Bamboo yes the raits are high and care needs to be excersised but they came to the rescue
Richard Elliott
Dec 08, 2021
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Critical:Professionalism
Hassled all through the Christmas period.My Bank account was defrauded,which I reported to Bamboo,but it didn't stop t
hem texting phoning and emailing.They even phoned my workplace during the busy pre Christmas period.
Hassled all through the Christmas period.My Bank account was defrauded,which I reported to Bamboo,but it didn't stop t
hem texting phoning and emailing.They even phoned my workplace during the busy pre Christmas period.
Lia
Nov 11, 2021
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Positive:Professionalism,Responsiveness
Excellent customer service. Very responsive and helpful. Application process straight forward and payout within a few hours
Excellent customer service. Very responsive and helpful. Application process straight forward and payout within a few hours
Gemma Smith
Nov 06, 2021
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Ive been trying to consolidate my debts for a couple of years now and no one would help. Then Bamboo came along. They are my life saver. I can now sort my debts out, pay them off and close the accounts. They have taken a huge weight off my shoulders. Thank you Bamboo
