Mortgage Wise

Business Details

12 Years

experience

Trusted Mortgage Advisers in Cirencester

We are a team of dedicated mortgage advisers committed to providing tailored solutions for our clients. With over 70 years of combined experience in the mortgage advice industry, we focus on delivering quality, client-centric services that address individual needs. Our expertise spans all major types of mortgages, and we operate as a representative of the entire mortgage market. We pride ourselves on transparency, avoiding middlemen to ensure direct access to competitive deals. Our team works closely with over 80 lenders, including well-established providers, to secure the most suitable options for our clients.

We prioritise understanding our clients' unique circumstances to offer informed recommendations. Our reputation is built on hundreds of positive reviews from satisfied customers, reflecting our commitment to excellence. We provide comprehensive guidance through the mortgage process, ensuring clarity and confidence at every stage. Our services are designed to simplify what can often be a complex journey, offering support without pressure. We are authorised and regulated by the Financial Conduct Authority, adhering to strict professional standards to maintain trust and reliability.

Services

First Time Buyer Mortgages Moving Home Mortgages Remortgage Solutions Buy To Let Mortgages Bad Credit Mortgages

Details

Year established: 2014

Highlights and features

We have over 70 years of combined experience in mortgage advice.
We represent the entire mortgage market with access to 80+ lenders.
Our team provides transparent, no-pressure guidance tailored to individual needs.
We are FCA-authorised and regulated for professional accountability.
We offer direct access to competitive mortgage deals without intermediaries.

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Stress free process Experienced team Right mortgage Great reviews Trusted providers

Website

Update Listing

Services

First Time Buyer Mortgages

Specialised mortgage solutions for first-time buyers navigating homeownership. We provide clear guidance on eligibility, deposits, and government schemes. Our service simplifies the application process while securing competitive rates tailored to individual financial circumstances.

Remortgage Solutions

Expert advice for homeowners seeking better mortgage terms. We analyse existing agreements and market options to identify savings on interest rates or improved conditions. Our process ensures minimal disruption while maximising financial benefits.

Buy To Let Mortgages

Tailored financing for property investors. We connect clients with lenders offering competitive buy-to-let products, considering rental income potential and portfolio growth strategies. Our guidance covers tax implications and long-term investment planning.

Bad Credit Mortgages

Support for clients with imperfect credit histories. We identify lenders specialising in complex cases and present options that balance affordability with realistic approval chances. Our approach focuses on rebuilding financial trust through responsible lending.

Moving Home Mortgages

Comprehensive assistance for home movers managing simultaneous purchases and sales. We coordinate timelines, assess affordability for new properties, and negotiate terms to ensure smooth transitions between residences.

Questions

What mortgage types do you specialise in?

We specialise in first-time buyer, remortgage, buy-to-let, bad credit, and home-moving mortgages, offering tailored solutions across all categories.

How do you find competitive mortgage rates?

We work with over 80 lenders, including major providers, to compare deals and negotiate rates based on your unique financial situation.

Are your services regulated?

Yes, we are an appointed representative of Quilter Financial Services, authorised and regulated by the Financial Conduct Authority for professional accountability.

What if I have a bad credit history?

We offer specialist mortgages for adverse credit cases, connecting you with lenders who consider individual circumstances beyond standard credit scores.

How does the mortgage application process work?

We begin with a consultation to assess your needs, then compare options across our lender network before guiding you through the application and approval stages.

What risks should I be aware of?

Failure to maintain repayments could result in home repossession. We ensure you understand all risks and affordability requirements before proceeding.

Reviews (6)

Write a Review

Ryan Wicks

Dec 02, 2021 Report

We used Mortgage Wise this year for our re-mortgage, life insurance and wills. They were a fantastic company to deal with - very friendly, knowledgable and organised. They got us a much better rate on our mortgage than we would have got ourselves and helped us to get the right protection in place (no oversell!) for our life insurance and wills. Highly recommended!

Hassan Ali

Jun 24, 2020 Report

Excellent service! Top mortgage broker Syed
Excellent customer service! My mortgage broker was Syed and I have never had better customer service before! Always very responsive, very professional, and extremely helpful to guide us through a very complex case. And throughout Syed made it seamless for us. Could not have asked for anything more.

Chris Thompson

Dec 17, 2019 Report

Great service from start to finish. The personal touch made this often difficult and confusing process so easy. Excellent communication and the personal touch you don't often get elsewhere. Would recommend without a doubt

Malcolm Olley

Dec 13, 2019 Report

I found them very friendly and helpful. They found me the right product initially and again when the term ended. Would definitely use them again.

Susan Beaumont

Dec 03, 2019 Report

Absolutely brilliant company. Within hours of me enquiring they had rang to arrange an appointment. They were able to assist in a very bizarre set of circumstances, in which we had previously been informed nothing could be done. They have saved us money, time and worry.

Barry German

Oct 28, 2019 Report

What a difference it has been dealing with Mortgage Wise, we have dealt with Mortgage brokers before that just seemed to offer the deal with the best commission. Mortgage Wise are regulated and are bound to offer the most cost effective deal that is out on the market but over and above that our contact Ali really cared about getting things right for us and advised on so many other areas regarding estate planning and life insurance. We feel protected and well advised and happy that they will continue to look after us for the rest of our lives. Most important is that we trust them implicitly.