Business Details
Your Trusted Mortgage Brokers in Bristol
Fair Mortgages is a specialist mortgage and financial services provider with extensive experience in the UK lending market. We work with over 70 lenders to offer competitive mortgage rates, equity release schemes, bridging loans, and development finance solutions. Our team of experts provides independent advice tailored to individual client needs, including first-time buyers, property investors, and those seeking retirement finance. We prioritise transparency in our processes, ensuring clients understand all aspects of their financial commitments. With access to exclusive deals not available on the high street, we deliver fast turnaround times for urgent property transactions.Our services accommodate clients with credit challenges, offering flexible solutions that consider previous financial difficulties. We specialise in raising additional finance against existing properties, providing second charge loans and remortgage options. Our regulatory compliance and FCA authorisation ensure adherence to the highest industry standards. We maintain strong relationships with specialist lenders to secure approvals for complex cases. Our commitment to client satisfaction is demonstrated through comprehensive support from initial enquiry to loan completion.
Services
Mortgage Brokering
Equity Release
Bridging Loans
Development Finance
Buy-to-Let Mortgages
Remortgaging
Homeowner Loans
Lifetime Mortgages
Commercial Mortgages
First Time Buyer Mortgages
Highlights and features
- We work with over 70 UK lenders for comprehensive market access
- We offer exclusive mortgage deals unavailable on the high street
- We provide fast turnaround for urgent property transactions
- We specialise in complex cases with credit challenges
- We offer tailored solutions for property investors and retirees
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokering
We provide independent mortgage advice across the UK market, comparing deals from over 70 lenders. Our service includes fixed-rate, tracker, and offset mortgages for residential and investment properties. Clients benefit from exclusive deals unavailable on the high street, with expert guidance through the entire application process.
Equity Release
We offer regulated equity release solutions for clients aged 55+, including lifetime mortgages and drawdown options. Our advisors explain all implications regarding inheritance and benefits, ensuring clients understand compound interest effects. We provide face-to-face and telephone consultations with FCA-compliant documentation.
Bridging Loans
We arrange regulated and unregulated bridging loans from 50,000 to 15 million with terms up to 36 months. Our solutions cater to property chain breaks, auction purchases, and development projects. We offer interest roll-up options and fast completion within 5-7 days for urgent transactions.
Development Finance
We provide funding for residential and commercial developments, including new builds and refurbishments. Our finance solutions cover 100% project costs with staged releases at key milestones. We work with developers of all sizes, offering competitive rates from 0.44% monthly interest.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgages for single properties and portfolios, including HMOs and limited company landlords. Our service includes portfolio reviews, tax-efficient structuring, and specialist products for experienced investors. We offer access to lenders with flexible criteria for complex cases.
Questions
What mortgage types do you offer?
We provide residential mortgages, buy-to-let mortgages, equity release schemes, bridging loans, development finance, and specialist retirement mortgages.
Can you help with bad credit mortgages?
Yes, we work with lenders who consider applications with previous credit issues and offer tailored mortgage solutions.
How quickly can you arrange a mortgage?
We offer fast-track services with some mortgages arranged within 5-7 days depending on complexity.
Do you offer equity release options?
Yes, we provide lifetime mortgages and other equity release schemes for clients aged 55+.
What areas do you cover?
We operate nationwide across the UK with local expertise in Bristol and surrounding regions.
Are you regulated by the FCA?
Yes, we are an appointed representative of an FCA-authorised firm and comply with all regulatory requirements.
