Business Details
Trusted Mortgage Brokers in Newport for Property Investors
Harvey Bowes is a trusted mortgage brokerage based in Newport, dedicated to providing tailored property finance solutions for investors and homeowners. With nearly three decades of industry experience, our team combines deep expertise in complex and specialist finance cases with a commitment to delivering client-focused advice. We pride ourselves on understanding the unique challenges property investors face, offering structured finance packages that align with individual goals. Our brokers are seasoned professionals who invest in property themselves, ensuring practical insights and innovative strategies for portfolio growth, refinancing, and first-time investments.Backed by strategic partnerships with specialist lenders and a proven track record in commercial, HMO, and buy-to-let mortgages, we prioritise transparency, speed, and long-term client relationships. Our services extend to bridging finance, auction deals, and serviced accommodation mortgages, supported by a dedicated case management approach that guarantees efficiency and clarity throughout the process.
Services
Commercial Mortgages
HMO Mortgages
Bridging Finance
Serviced Accommodation
Auction Finance
Second Charge Mortgages
Buy-To-Let Mortgages
Residential Mortgages
International Investors
Portfolio Funding
Highlights and features
- We offer nearly 30 years of property finance expertise tailored to investor needs.
- Our team includes experienced property investors who understand market challenges.
- We provide dedicated case managers for streamlined mortgage application processes.
- We maintain strategic partnerships with specialist lenders for bespoke financing options.
- Our brokers deliver transparent advice with a proven track record in complex cases.
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding service
Prompt and efficient
Highly recommend
Creative knowledge
Professional experience
Services
Commercial Mortgages
Tailored financing solutions for commercial property investors and business owners. Our commercial mortgages support property purchases, refinancing, or expansion projects with flexible repayment terms and competitive rates from high street and specialist lenders. Ideal for clients seeking control over their commercial real estate investments.
HMO Mortgages
Specialist financing for houses in multiple occupation (HMO) and shared housing developments. We provide funding for both established and conversion projects, connecting clients with HMO-friendly lenders. Designed to maximise rental income through high-yield, multi-tenancy strategies for student or shared housing investments.
Bridging Finance
Fast-access capital solutions for property investors needing immediate funding. Our bridging finance supports auction purchases, chain breaks, or refurbishment projects with up to 100% funding available for below-market-value deals. Ideal for time-sensitive transactions requiring swift financial bridging.
Buy-To-Let Mortgages
Flexible financing options for individual and portfolio landlords. We offer market-leading rates with portfolio loan options and remortgaging opportunities to unlock equity. Designed for landlords managing rental properties through personal ownership or limited companies.
Second Charge Mortgages
Equity-based lending solutions that allow homeowners to release capital without remortgaging. These second charge mortgages provide fast access to funds for property improvements, investments, or debt consolidation while maintaining existing mortgage terms.
People
Howard Bowes
CEO & Founder
Award-winning property finance broker with nearly 30 years' experience. Howard combines hands-on property investment expertise with strategic mortgage brokering, specialising in complex case solutions for investors.
Paul Frances
Managing Director
Specialises in residential, HMO, and commercial mortgages with expertise in product transfers and development finance. Leads mortgage strategy for complex investor portfolios.
Grant Poole-Adams
Mortgage Broker
Focuses on bridging finance, auction deals, and complex buy-to-let mortgages including HMO structures. Provides tailored solutions for expat and foreign national investors.
Tannia Vergerson
Mortgage Broker
Expert in BTL mortgages and refinancing with a focus on development finance and bridging loan solutions. Supports investors through all stages of property transactions.
Michalina Majer
Commercial Broker
Specialises in buy-to-let and bridging finance case management. Provides dedicated support for commercial mortgage applications and investor portfolio financing.
Questions
What mortgage options do you offer for property investors?
We specialise in commercial, HMO, buy-to-let, bridging, and serviced accommodation mortgages tailored to investor needs.
How do you handle complex mortgage cases?
Our team structures bespoke finance packages using creative solutions and partnerships with specialist lenders for challenging cases.
Can you help with auction property financing?
Yes, we provide bridging finance and fast-track solutions specifically for auction purchases and time-sensitive transactions.
Do you work with first-time property investors?
We support first-time investors with tailored advice on HMO mortgages, portfolio building, and financing strategies.
What additional services do you provide?
We offer portfolio reviews, credit reports, company set-up, valuation assessments, and cashflow forecasting for property investors.
How are you different from other mortgage brokers?
Our team consists of property investors who understand market challenges, combined with dedicated case management and lender partnerships.
Videos
Reviews (4)
Joshua Nurse
Nov 07, 2021
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Im so grateful to Harvey Bowes for helping us get our recent purchase over the line- a period property with bags of potential!! Thank you so much to Howard for helping us in the early stages sourcing products. Also to Charlotte and Keely for going above and beyond from start to finish, to make sure we secured this property. It was a complex case with many moving parts. The team at Harvey Bowes were outstanding- as always, helping manage the process until completion day. I have used Harvey Bowes for some time now and their communication and attentiveness is second to none. Thank you!
Rosie Charles
Sep 28, 2021
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I have been using Harvey Bowes for a couple of years now and am always impressed with their communication and customer focussed way of working. Howard is incredibly knowledgable and has worked with us to push the valuation on our most recent project higher, as an investor himself he really understands what we are trying to achieve. A great broker is not easy to come by, I can certainly recommend Harvey Bowes.
Elly Freeman
Jul 24, 2021
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I have to say Keely did an amazing job all the way through a tricky refinancing transaction. She was on the ball throughout and kept me sane. I know it was stressful for her too but she kept it all together and delivered.
Tony Hardy
Jul 20, 2021
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Keely McKay was really helpful throughout the entire application process. She went through all my options at each stage, explained everything thoroughly and clearly and was pro-active at chasing up both myself and the lender when needed. Thanks for all your help - I'd definitely recommend your services to anyone.
