Business Details
Expert Mortgage Brokers in Bristol & Weston-super-Mare
Established with over 15 years of expertise in the financial and mortgage industry, Your Space Mortgages has built a reputation as a trusted advisor for homebuyers and property investors. Our team specialises in navigating the complexities of mortgage markets, offering tailored solutions for first-time buyers, remortgaging clients, and buy-to-let investors. With a focus on transparency and client education, we provide comprehensive mortgage products from across the market, ensuring clients receive competitive rates and suitable terms. Our commitment to excellence is reflected in over 200 five-star online reviews, independently recognised by platforms such as Three Best Rated in Bristol. As an appointed representative of HL Partnership Limited, authorised and regulated by the Financial Conduct Authority, we maintain the highest standards of professionalism and compliance.Our local market knowledge in Bristol and Weston-super-Mare enables us to guide clients through property transactions with confidence, whether they are purchasing their first home or expanding their property portfolio. We prioritise clear communication, offering face-to-face or remote consultations via phone and video call, supported by cutting-edge technology to streamline the mortgage process. Our fee-free initial consultations, free agreements in principle, and dedication to pre-approving applications with lenders before submission demonstrate our client-centric approach. With a proven track record of securing favourable mortgage deals even in challenging market conditions, we remain committed to delivering stress-free, efficient, and cost-effective solutions for all our clients.
Services
First Time Buyer Mortgages
Remortgages
Buy to Let Mortgages
Poor Credit Mortgages
Commercial Mortgages
Product Switch Transfers
Let to Buy Mortgages
Right to Buy Mortgages
Mortgage Protection Insurance
Home Insurance Services
Highlights and features
- We offer 15 years of mortgage industry expertise with a focus on first-time buyer solutions.
- Our team has secured over 200 five-star online reviews for exceptional service quality.
- We provide free initial consultations and pre-approval assistance with no obligation.
- Our local market knowledge ensures tailored advice for Bristol and Weston-super-Mare properties.
- We are authorised and regulated by the Financial Conduct Authority for compliance excellence.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Helpful and professional
Fantastic mortgage advice
Made the process easy
Highly recommended
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time buyers, including low deposit options and government schemes. We provide free consultations, affordability checks, and tailored advice to navigate the home-buying process. Our team secures competitive rates and simplifies paperwork for stress-free property purchases.
Remortgage Services
Expert remortgaging assistance for residential and buy-to-let properties, focusing on cost savings and equity release. We compare market rates, handle legal work, and negotiate terms to secure better deals. Our service includes free valuations and seamless transitions to new mortgage products.
Buy to Let Mortgages
Tailored financing for property investors, including competitive rate comparisons and portfolio management strategies. We assess rental income potential and provide advice on tax-efficient structures. Our service supports both new purchases and refinancing of existing investment properties.
Poor Credit Mortgages
Specialist mortgage advice for clients with credit challenges, including credit report analysis and lender matching. We guide clients through rebuilding creditworthiness and securing mortgages with suitable terms. Our team works with lenders offering flexible criteria for impaired credit histories.
Commercial Mortgages
Dedicated commercial mortgage solutions for business premises and investment properties. We connect clients with lenders offering competitive rates for various property types. Our service includes affordability assessments and term negotiations to align with business financial goals.
People
Paul
Mortgage Broker
Paul has over 15 years of experience in mortgage advisory, specialising in first-time buyer schemes and complex property transactions. Clients praise his ability to secure competitive deals in challenging markets.
Fran
Mortgage Advisor
Fran provides expert mortgage guidance with a focus on client education and transparent communication. Her approach ensures clients understand all options before making critical financial decisions.
Questions
What mortgage options are available for first-time buyers?
We offer 95% LTV mortgages, government schemes like Help to Buy, and low-deposit options with competitive rates tailored to first-time buyers' needs.
How can I remortgage to release equity?
We assess your current property's equity, recommend suitable lenders, and arrange valuations to facilitate remortgaging for home improvements or new purchases.
Do you offer mortgages for self-employed individuals?
Yes, we work with lenders that accept various income proofs, including SA302 forms and accountants' letters, for self-employed applicants.
What protection options exist for mortgage payments?
We provide mortgage payment protection insurance through trusted providers to cover repayments during unexpected life events like illness or unemployment.
How do I start the mortgage application process?
Begin with our free online affordability check or contact us directly for a personalised consultation with a mortgage expert.
Reviews (5)
Andrew Dally
Dec 12, 2021
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Very friendly and prompt with responses. Accomodating to find the best lender with some out of the box circumstances surrounding self employment and additional borrowing. Thanks again
Lawrence Gray
Nov 25, 2021
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Positive:Professionalism,Responsiveness
Paul was good at helping my understand my options and affordability and was very responsive to provide me with any documents I needed in a very timely manner.
Paul was good at helping my understand my options and affordability and was very responsive to provide me with any documents I needed in a very timely manner.
Pawan Rajpal
Nov 14, 2021
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Excellent service. We had complicated mortgage issues, that Paul Fran helped us. They service they provided was great value for money.
Natalie McKay
Oct 28, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
We've had such a fantastic experience with Fran & Paul. Extremely responsive, helpful and really guided us through the whole process. Would definitely use again!
We've had such a fantastic experience with Fran & Paul. Extremely responsive, helpful and really guided us through the whole process. Would definitely use again!
Will
Sep 14, 2021
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Great service from start to finish. Got me a much better deal than another broker. Would definitely recommend. Thanks guys :)