Business Details
27 Years
experience
Trusted Mortgage & Insurance Advisers in Cardiff
Established in 1999, Mortgage I D operates as a professional mortgage and insurance brokerage service regulated by the Financial Conduct Authority. Our team of highly trained advisers specialises in providing tailored financial solutions across the UK, offering free expert advice on mortgages, insurance products, and conveyancing services. With direct access to major lenders and insurance providers, we prioritise transparency and affordability, ensuring clients receive market-competitive deals.Our commitment to customer service is evidenced by our seven-day availability and a proven track record of successfully navigating complex financial scenarios for first-time buyers, property investors, and businesses.
Services
Mortgage Brokering
Insurance Advisory
Conveyancing Services
Equity Release
Commercial Mortgages
Secured Loans
Life Insurance
Property Insurance
Mortgage Protection
Financial Consultation
Details
- Year established: 1999
Highlights and features
- We are FCA-authorised with 25+ years of mortgage and insurance expertise.
- Our free advice covers whole-of-market mortgage and insurance products.
- We provide seven-day client support with transparent pricing structures.
- Our advisers hold professional qualifications verified via the Financial Services Register.
- We guarantee best-option product recommendations based on real-time market analysis.
Associations and certifications
- Financial Conduct Authority
What people say
Expeditious service
Professional approach
Market expertise
Regular updates
Great bunch of guys
Services
Mortgage Brokering
Mortgage I D provides comprehensive mortgage brokering services, connecting clients with competitive deals across 95% of UK lenders. Our FCA-regulated advisers conduct detailed financial assessments to match clients with affordable, suitable mortgage products. We offer ongoing support throughout the application process, including remortgaging and buy-to-let financing options.
Insurance Advisory
Our insurance advisory service delivers impartial guidance on residential, commercial, and personal protection policies. Specialists help clients navigate life insurance, critical illness cover, and property insurance options. We ensure comprehensive protection packages aligned with mortgage requirements and individual financial circumstances.
Conveyancing Services
Mortgage I D's conveyancing service connects clients with vetted solicitors for property transactions. We facilitate competitive fixed-fee quotations and electronic conveyancing processes. Our network supports residential purchases, sales, and remortgaging across the UK with transparent pricing structures.
Equity Release
Specialist equity release advice helps homeowners access property wealth while maintaining residency. We explain lifetime mortgage options and inheritance impact considerations. Our FCA-regulated process ensures suitable product selection for retirement financial planning needs.
Commercial Mortgages
Commercial mortgage solutions support business property purchases and expansions. We connect clients with lenders offering competitive rates for commercial premises financing. Our service includes application support for self-employed applicants and corporate entities.
People
Dave
Senior Mortgage Adviser
With over 15 years in mortgage advisory, Dave specialises in complex cases and first-time buyer solutions. He maintains professional qualifications through continuous FCA-mandated training.
Greg
Insurance Specialist
Greg combines mortgage expertise with insurance knowledge to create holistic financial protection plans. He has advised on commercial insurance packages for SMEs since 2012.
Questions
Are your mortgage advice services free?
Yes, our mortgage advice is free as we receive commission from lenders. This doesn't affect our impartial recommendations or your mortgage terms.
How do you access competitive insurance rates?
Our industry partnerships and volume business allow us to negotiate preferential insurance rates, which we pass directly to clients without markup.
Can you help with adverse credit mortgages?
Yes, we work with specialist lenders offering competitive rates for applicants with past credit issues, subject to current affordability assessments.
Do you offer online mortgage application tracking?
We provide real-time application updates through our client portal, with dedicated adviser support available seven days a week.
What protection options exist for buy-to-let investors?
We recommend landlord insurance covering property damage, rental income protection, and liability coverage tailored to investment property portfolios.
How quickly can you complete mortgage arrangements?
Typical mortgage completions take 4-8 weeks, though we expedite urgent cases through our priority lender channels where possible.
Reviews (1)
Geraint Clarke
Nov 17, 2020
Report
Positive:Professionalism,Quality,Responsiveness,Value
Amazing business. The team there are fantastic to deal with. Super fast and efficient.
Amazing business. The team there are fantastic to deal with. Super fast and efficient.
