Bring your plans to life with a RateSetter personal loan, from buying a new car to taking control of your existing borrowing. More than 800,000 customers have chosen RateSetter for our dedication to delivering market-leading products and services to borrowers and investors. RateSetter is part of Metro Bank, an award-winning bank that is celebrated for its exceptional customer experience.
RateSetter and Metro Bank have a shared focus on delivering something fresh for customers, offering attractive products and the best possible customer service. Whether you're looking for a personal loan to tidy up your finances, buy a car or carry out some home improvements, we believe that you deserve a price that is carefully personalised for you.
RateSetter and Metro Bank have a shared focus on delivering something fresh for customers, offering attractive products and the best possible customer service. Whether you're looking for a personal loan to tidy up your finances, buy a car or carry out some home improvements, we believe that you deserve a price that is carefully personalised for you.
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About RateSetter
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RateSetter launched in 2010 as a peer-to-peer lending platform and quickly grew to become the UK's most popular peer-to-peer provider with more than 800,000 customers. In 2020 we were acquired by Metro Bank, marking the start of an exciting new chapter for RateSetter, specialising in delivering market-leading personal loans along with our consistently excellent customer service.
Personal loans
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Representative example: 4.9% APR Representative (fixed). Based on an assumed loan amount of 10,000 over 5 years at an interest rate of 2.3% p.a. (fixed). Monthly repayment 187.94. Total amount payable 11,276.40, which includes a fee of 638. The majority of our customers receive the advertised APR or lower.
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