Business Details
50+ Years
experience
Secured Loans for UK Homeowners
Established in 1957, Arrow Loans has built a legacy of providing tailored secured loan solutions to UK homeowners. As a direct lender regulated by the Financial Conduct Authority (FCA), we prioritise transparency, ethical lending, and customer-centric service. Our expertise spans home improvement loans, vehicle financing, debt consolidation, and special occasion funding, with flexible terms up to 30 years. We evaluate applications based on individual circumstances, not just credit scores, and offer no-obligation quotes without impacting credit reports.Our team combines decades of experience with a commitment to compliance, ensuring secure, GDPR-aligned processes and competitive interest rates. By eliminating broker fees and focusing on personal assessment, we deliver faster approvals and bespoke financial support for homeowners across England and Wales.
Services
Homeowner Loans
Home Improvement Loans
Vehicle Loans
Wedding Day Loans
Holiday Loans
Details
- Year established: 1957
Highlights and features
- Direct lender with no broker fees since 1957
- Personalised application assessment beyond credit scores
- Flexible loan terms up to 30 years
- FCA-regulated for consumer protection
- No-obligation quotes with instant eligibility checks
Associations and certifications
- Financial Conduct Authority (FCA)
- GDPR
Services
Homeowner Loans
Arrow Loans provides homeowner loans secured against property equity, offering borrowing from 10,000 to 1.5m with repayment terms up to 30 years. These loans suit homeowners seeking substantial funds for various purposes, including debt consolidation or major investments. The secured nature allows competitive interest rates compared to unsecured alternatives.
Home Improvement Loans
Specialist loans for home upgrades, extensions, or renovations enable borrowing up to 250,000 with terms up to 15 years. Funds can increase property value through structural improvements or modernisation. Eligibility requires homeownership in England or Wales with sufficient equity to secure the loan.
Vehicle Loans
Secured vehicle loans provide funding for car purchases, offering up to 250,000 with flexible repayment periods. These loans use home equity as collateral, enabling lower interest rates than standard car finance options. Borrowers must meet age and residency criteria with stable income verification.
Wedding Day Loans
Wedding financing solutions allow couples to borrow up to 250,000 for ceremonies and celebrations. The secured format provides larger borrowing capacity than credit cards or personal loans, with repayment terms matching individual financial circumstances and property equity availability.
Holiday Loans
Secured holiday loans offer funding up to 250,000 for travel expenses, including flights, accommodation, and activities. Repayment flexibility extends to 30 years, making luxury trips accessible through property equity-backed financing while maintaining manageable monthly payments.
Questions
What loan types does Arrow Loans offer?
We provide secured homeowner loans for home improvements, vehicle purchases, weddings, holidays, and debt consolidation, with borrowing from £10,000 to £1.5m.
How do secured loans work?
Secured loans use your property as collateral, allowing larger borrowing amounts at lower interest rates. Repayment terms extend up to 30 years with regulated FCA protections.
What are the eligibility criteria?
Applicants must be aged 21-68, own a property in England or Wales, and demonstrate ability to afford repayments from regular income.
Are there upfront fees?
No fees are charged before loan approval. An arrangement fee (up to £495) covers legal and valuation costs, added to the loan amount upon issuance.
Can I repay early?
Yes, our FCA-regulated loans allow early settlement, overpayments, or lump sum repayments to reduce total interest paid over the loan term.
How quickly are funds released?
After approval and legal formalities, funds typically transfer within days, subject to property valuation and final checks.
