Business Details
30 Years
experience
Your Independent Insurance Broker in Cuddington
Established in 1996, we operate as an independent insurance broker with no ties to specific insurers, ensuring unbiased recommendations tailored to client needs. Our team combines over 30 years of collective experience to navigate complex insurance requirements, offering access to the entire market rather than limited proprietary products. We prioritise client protection by meticulously reviewing applications to prevent coverage gaps or overlaps, ensuring accurate declarations that safeguard claims validity. Our indemnity insurance covers errors in application processing, providing recourse for clients. We proactively manage renewals, correcting potential payment issues and maintaining coverage continuity.Competitive pricing is guaranteed through transparent instalment rates without hidden fees, while our claims support extends to negotiation and resolution assistance. With no sales targets, our focus remains on long-term client relationships built on trust, evidenced by a 15-year average client retention period. Our service includes error correction in insurance databases, policy comparisons at renewal, and a 14-day refund guarantee. Testimonials highlight our responsiveness, expertise in specialist insurance, and consistent client satisfaction.
Services
Car Insurance
Home Insurance
Business Insurance
Travel Insurance
Health Insurance
Professional Indemnity
Public Liability
Event Insurance
Specialist Insurance
Commercial Insurance
Details
- Year established: 1996
Highlights and features
- We offer 30+ years of combined insurance expertise with no sales targets.
- Our independent status ensures access to the entire insurance market.
- We proactively manage policy renewals and payment issues.
- Our indemnity insurance covers client losses from application errors.
- We guarantee transparent pricing with no hidden instalment fees.
Associations and certifications
- Financial Conduct Authority
- Financial Ombudsman Service
What people say
Competitive price
Professional and efficient
Personalised service
Helpful and patient
Highly recommend
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to specific industry risks. Our brokers secure policies covering liability, property damage, and operational continuity while ensuring compliance with regulatory requirements. Clients benefit from competitive market rates and dedicated claims assistance.
Home Insurance
Our home insurance policies protect against structural damage, theft, and liability claims. We compare market offerings to find cost-effective solutions with clear terms, including optional add-ons for high-value items or specialist coverage requirements.
Travel Insurance
Specialist travel insurance for domestic and international trips, including coverage for medical emergencies, trip cancellations, and baggage loss. We cater to unique needs such as expatriate travel and multi-destination itineraries.
Professional Indemnity
Tailored indemnity insurance safeguards professionals against claims of negligence or breach of duty. We source policies covering legal costs, compensation, and reputational damage across sectors like architecture, consulting, and healthcare.
Specialist Insurance
We arrange hard-to-find insurance for unique risks including vintage vehicle cover, event insurance, and specialist commercial equipment. Our industry connections enable bespoke solutions where standard policies fall short.
People
Sandra Tomes
Insurance Broker
With over 30 years of experience, Sandra specialises in personal and commercial insurance solutions. She is praised for meticulous policy comparisons, responsive client communication, and resolving complex coverage challenges for businesses and individuals.
Questions
How do you differ from online insurance providers?
We offer independent market access without proprietary product limitations, ensuring unbiased recommendations. Our service includes application accuracy checks, claims negotiation, and proactive renewal management absent in automated platforms.
What happens if my insurance application contains errors?
Our indemnity insurance covers client losses from application mistakes. We proactively correct errors in insurance databases and ensure policy terms accurately reflect client circumstances to prevent claim rejections.
How are policy renewals managed?
We handle renewals automatically, contacting clients to address payment issues and maintain coverage. At renewal, we reassess market options to guarantee continued competitive pricing without hidden fees.
Do you charge additional fees for instalment payments?
No. We provide transparent pricing with no surcharges for instalment plans, unlike many online providers who add 15%+ fees for payment flexibility.
Can you assist with specialist insurance requirements?
Yes. Our industry connections enable bespoke solutions for unique risks, including vintage vehicles, international expatriate coverage, and complex commercial equipment insurance unavailable through standard brokers.
How do you ensure competitive pricing over time?
We reassess market options at every renewal, considering client-specific changes. Our long-term client relationships and low advertising costs allow us to pass savings directly to policyholders without compromising coverage quality.
Reviews (3)
Louisa
Jun 10, 2020
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Sandra was so helpful. I didn't think I needed an insurance advisor before, and now I don't think anyone should be without one! So much time and hassle saved comparing quotes and filling out online forms - her services are a bargain. I can't recommend her enough.
Chris Owen
Aug 16, 2017
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I have used Pearson Insurance Services for 20 years and I would recommend them to everyone. Kind, helpful and they have always saved me money. Can't ask for anything better.
Colin May
Jun 06, 2017
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Sandra was friendly, professional and very committed to finding a solution to my particular insurance problem. I could not have had better service.
