Business Details
19 Years
experience
Your Trusted Partner for Chartered Financial Planning
Founded in 2007, we are an independent Chartered financial planning firm based in Paisley, Scotland. Our client-first approach prioritises understanding individual needs before recommending solutions, combining technical expertise with personalised service. As a small but highly qualified team, we deliver comprehensive financial planning across retirement strategies, investment management, and tax-efficient solutions. Our Chartered status reflects our commitment to ethical standards and continuous professional development.We serve clients in Paisley, Glasgow, and surrounding areas, maintaining a reputation for responsiveness and long-term client relationships. Our four-step planning process ensures clarity and confidence in achieving financial goals. With 98% client recommendation rates, we focus on building trust through transparency and tailored advice. Our team's collective experience enables us to address complex financial scenarios while maintaining accessibility for all clients.
Services
Retirement Planning
Investment Management
Mortgage Advice
Business Succession Planning
Tax Efficiency Strategies
Details
- Year established: 2007
Highlights and features
- We are independently regulated Chartered financial planners with FCA authorisation
- Our four-step planning process ensures transparent, goal-focused financial strategies
- 98% client recommendation rate based on verified client satisfaction surveys
- Specialist expertise in retirement planning and investment management
- Comprehensive service covering pensions, tax efficiency, and business succession planning
Associations and certifications
- Chartered Institute for Securities & Investment (CISI)
- Financial Conduct Authority (FCA)
What people say
Excellent service
Highly knowledgeable
Personalised approach
Trustworthy advisors
Long-term support
Services
Retirement Planning
Creating tailored retirement strategies that align with your lifestyle goals and financial circumstances. We assess current pension provisions, tax implications, and income requirements to develop comprehensive plans. Our approach ensures clients can transition into retirement with confidence and financial security.
Investment Management
Professional portfolio management combining strategic asset allocation with ongoing performance monitoring. We educate clients about investment choices while maintaining active management of their assets. Our strategies focus on risk management and long-term capital growth aligned with individual risk profiles.
Mortgage Advice
Comprehensive mortgage guidance covering residential, buy-to-let, and commercial property financing. We provide impartial advice on mortgage products and assist with remortgaging strategies. Our service simplifies the mortgage process while ensuring clients secure optimal lending solutions.
Business Succession Planning
Specialist advice for business owners on succession strategies and wealth preservation. We develop plans for smooth business transitions while protecting personal assets. Our approach integrates tax efficiency with long-term business sustainability considerations.
Tax Efficiency Strategies
Expert guidance on tax-efficient financial arrangements including inheritance tax mitigation. We create strategies that maximise tax allowances while maintaining investment flexibility. Our approach ensures compliance with current regulations while optimising clients' financial positions.
People
Robert Allan
Managing Director & Chartered Financial Planner
With over 15 years' experience, Robert leads our team of planners while maintaining direct client relationships. His expertise in complex financial arrangements ensures high-quality advice delivery across all client segments.
Siobhan Mullaney
Chartered Financial Planner
Specialising in retirement planning, Siobhan helps clients create sustainable income strategies. Her client-focused approach combines technical knowledge with clear communication of complex financial concepts.
Marc Treanor
Chartered Financial Planner
Marc provides expert guidance on investment management and tax-efficient solutions. His background in corporate finance adds valuable perspective to business owner clients seeking wealth preservation strategies.
Hollie Masson
Chartered Financial Planner
Hollie specialises in helping clients navigate financial decisions during career transitions. Her proactive approach ensures clients maintain financial stability through life's changing circumstances.
Lisa Johnstone
Office Manager
Lisa ensures smooth operational support across all client services. Her organisational expertise maintains the high service standards expected by our clients through efficient administrative management.
Questions
What financial planning services do you offer?
We provide comprehensive services including retirement planning, investment management, mortgage advice, business succession planning, and tax efficiency strategies tailored to individual needs.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) with reference number 604988.
How do you charge for your services?
Our charging structure combines transparent fee-based arrangements and commission-based models, always clearly explained before starting any work.
Do you work with clients outside Scotland?
While based in Paisley, we work with clients across the UK through face-to-face meetings, video calls, and remote advisory services.
What makes you different from other financial planners?
Our Chartered status, client-first approach, and combination of technical expertise with personal service create a unique advisory experience focused on long-term relationships.
How often do you review financial plans?
We conduct annual reviews as standard, with additional check-ins available whenever significant life changes occur or market conditions warrant adjustments.
Reviews (5)
Peter Sullivan
Sep 25, 2021
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I was a first time buyer and looking for help to navigate the process. I found the iFAC from an online search and reached out for some information. The response was quick and friendly so I decided to make an appointment and found them to be knowledgable and helpful. Throughout the process communication was good and I always felt they had my best interests at heart. Ultimately I was able to secure a good mortgage and income protection deal with the iFAC and would recommend them to other first time buyers...
Lyndsay Waterson
May 06, 2021
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Positive:Quality
We cannot thank Robert enough for his support and guidance. He went above and beyond for us, was incredibly responsive, friendly and helpful.
We cannot thank Robert enough for his support and guidance. He went above and beyond for us, was incredibly responsive, friendly and helpful.
Jonathan Furlonger
Jan 29, 2021
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I've been dealing with Robert and his colleagues for over 15 years now, and have always found them helpful, professional and flexible, tailoring their advice to my circumstances as necessary. They have also helped friends and relatives on more than one occasion, and I'd have no hesitation in recommending them to other folks who need independent financial advice.
Karla Mcneilage
Jan 17, 2021
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We had an amazing experience with IFAC. Hollie was our Financial Advisor and she helped us to apply for our mortgage and sort out life insurance. Hollie was always available to answer any questions we had, explained everything for us in depth so that we understood it and dealt with any obstacles in an appropriate and time efficient manner. Couldn't recommend enough!
Megan B.
Oct 16, 2020
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As a first time buyer Robert sat down with me and explained all the financial jargon while guiding me through the property purchasing process. He took the time to find the best mortgage and insurance for me and kept me informed throughout. A very positive experience so will be happy to come back for any financial needs in the future.
