Business Details
12 Years
experience
Your Trusted Financial Advisers in Glasgow
Established in 2014, Glasgow Wealth is an independent firm of financial advisers based in Glasgow, serving clients nationwide. Our team specialises in pension planning, investment management, and tax-efficient financial strategies, helping individuals and businesses achieve long-term security. With over 20 years of industry experience, we prioritise technical expertise and client-centric solutions, ensuring tailored advice aligned with personal and professional goals.Our commitment to transparency and ongoing support fosters trust, enabling clients to navigate complex financial landscapes with confidence. We employ advanced cashflow modelling to deliver sustainable retirement income and optimise investment performance. Recognised for our ethical approach, we maintain no sales agenda, focusing solely on delivering outcomes that meet our clients' evolving needs.
Services
Pension Planning
Investment Management
Tax Efficiency Advice
Retirement Planning
Inheritance Tax Planning
Mortgage Advice
Self-Employed Financial Advice
Pension Consolidation
Annuity Advice
Cashflow Modelling
Details
- Year established: 2014
Highlights and features
- We offer over 20 years of experience in independent financial advisory services.
- Our team holds advanced qualifications including Chartered Wealth Manager status.
- We provide transparent fee structures with no sales-driven agendas.
- We specialise in tax-efficient retirement and inheritance planning strategies.
- We maintain long-term client relationships with regular portfolio reviews.
Associations and certifications
- Financial Conduct Authority
What people say
First-class advice
Consummate professionalism
Tailored to personal needs
Quick follow-up
Thorough reviews
Services
Pension Planning
We help clients navigate pension consolidation, tax-efficient withdrawals, and retirement income strategies. Our advisers specialise in annuity options, flexi-access drawdown, and inheritance tax mitigation. Using advanced cashflow modelling, we ensure sustainable income aligned with individual retirement goals and risk tolerance.
Investment Management
Our forward-thinking approach optimises investment portfolios for growth and tax efficiency. We assess risk profiles to create diversified strategies that adapt to market changes. Regular reviews ensure alignment with evolving financial objectives while maintaining compliance with regulatory standards.
Tax Efficiency Advice
We develop strategies to minimise tax liabilities across pensions, investments, and estates. Our specialists analyse income streams and asset structures to maximise post-tax returns. This includes inheritance tax mitigation and optimising pension annual allowance utilisation.
Mortgage Advice
We provide comprehensive mortgage solutions for home purchases and remortgaging. Accessing a wide range of providers, we identify competitive rates tailored to individual circumstances. Our advice considers long-term financial planning alongside immediate housing needs.
Inheritance Tax Planning
Our specialists create strategies to preserve wealth for future generations. Through pension death benefit optimisation and trust structures, we help clients mitigate inheritance tax liabilities while ensuring asset distribution aligns with personal wishes.
People
Michael Garvey
Founder & Chartered Financial Planner
With over 20 years' experience, Michael holds Chartered Wealth Manager and Chartered Financial Planner qualifications. He specialises in pension transfers and tax-efficient investment strategies, serving families and businesses nationwide.
Questions
What pension options are available at retirement?
Options include annuities, flexi-access drawdown, and lump sums. We explain each choice's implications for income sustainability and tax efficiency.
How do you ensure tax-efficient financial planning?
We analyse income streams and asset structures to minimise liabilities, focusing on pension allowances, inheritance tax mitigation, and investment tax wrappers.
Can you help with self-employed financial planning?
Yes, we provide tailored pension, mortgage, and protection solutions specifically designed for self-employed individuals and business owners.
How are investment portfolios managed?
We create diversified portfolios aligned with risk tolerance, using ongoing monitoring and regular reviews to maintain performance against financial goals.
What happens to pensions when I die?
We ensure death benefit nominations reflect your wishes, helping beneficiaries access funds efficiently while minimising inheritance tax exposure.
