Business Details
30 Years
experience
Trusted Financial Advisers in Glasgow
Established in Glasgow since 1996, I L M Financial has built a reputation for delivering independent financial advice rooted in long-term client relationships. Our team specialises in crafting tailored solutions across pensions, investments, mortgages, and protection planning, ensuring clients achieve their financial objectives. With over 25 years of industry expertise, we combine regulatory compliance under the Financial Conduct Authority with a commitment to ongoing support, adapting strategies to evolving personal and business needs. Our approach prioritises transparency, risk management, and client education, empowering informed decisions for sustainable financial security. 
Services
Pensions
Investments
Mortgages
ISAs
Inheritance Tax Planning
Family Protection
Business Protection
Retirement Planning
Life Assurance
Financial Planning
Details
- Year established: 1996
Highlights and features
- We aim at establishing long term relationships with our clients.
- We aim to provide the highest standard of advice and service.
- We have over 25 years experience in advising and helping clients achieve financial goals.
- We are Authorised and Regulated by the Financial Conduct Authority.
Associations and certifications
- Financial Conduct Authority
Services
Pensions
Our pension planning services focus on securing financial stability during retirement years through strategic investment and tax-efficient solutions. We assess individual circumstances, including income, family status, and business needs, to design bespoke pension strategies. With expertise in occupational and personal schemes, we provide independent advice on transfers and optimisation, ensuring alignment with long-term goals.
Investments
We offer tailored investment solutions designed to grow wealth while managing risk according to client-specific objectives and timescales. Our advisors evaluate factors like taxation, asset allocation, and liquidity needs to create diversified portfolios. Ongoing support ensures investments remain aligned with changing financial circumstances and market conditions.
Mortgages
Our mortgage advisory service helps clients navigate property financing options, from first-time purchases to buy-to-let investments. We provide whole-of-market comparisons to secure competitive rates and terms suited to individual budgets. With over 30 years' combined experience, we simplify the application process and offer lifelong mortgage guidance.
Life Assurance
Life assurance solutions protect dependents through lump-sum payouts upon policyholder death, covering mortgages, debts, or inheritance needs. We offer impartial advice across providers to find cost-effective policies, including critical illness coverage. Our approach ensures adequate protection levels based on age, health, and financial liabilities.
Inheritance Tax Planning
We specialise in minimising inheritance tax liabilities through strategic asset structuring and trust arrangements. Our advice considers estate values, family dynamics, and legal frameworks to preserve wealth for beneficiaries. Solutions include ISAs, charitable donations, and tax-efficient investment vehicles tailored to individual circumstances.
Questions
What financial services does ILM Financial offer?
We provide pensions, investments, mortgages, life assurance, ISAs, and inheritance tax planning for personal and business clients.
Are your financial advisors regulated?
Yes, we are Authorised and Regulated by the Financial Conduct Authority (FCA FRN 526994).
How long has ILM Financial been operating?
We have served Glasgow clients since 1996, with over 25 years' combined experience in financial advisory services.
Do you offer mortgage advice for first-time buyers?
Yes, we specialise in first-time buyer mortgages, including Help to Buy schemes and lifetime mortgage guidance.
How do you tailor financial plans to individual needs?
We conduct comprehensive assessments of income, goals, and risk tolerance to create customised, tax-efficient financial strategies.
Reviews (2)
Stefano Boni
Jan 30, 2022
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Good advice friendly people very professional good atmosphere and would recommend to family and friends
Phil Eldridge
Jul 29, 2021
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Peter has been managing my pension planning and investments for ten years and I would highly recommend him to anyone who is looking for a holistic strategy for their pension and finances. He has great knowledge, experience and up-to-date expertise and takes great care to explain each and every step in easy-to-understand language. Peter delivers excellent service and tailor-made solutions and is great fun to work with.
