St Clair Financial Planning

Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. Kevin established St Clair Financial Planning in 2015.

He has worked in financial services in various roles since late 1998 and has been giving advice to clients since 2000 when he achieved his Financial Planning qualifications.In addition to this he is a fully qualified mortgage and equity release specialist. Kevin has 2 children, Daniel & Christopher and most of his time outside of work will be spent running after them and trying to relax with his family.

This section contains miscellaneous & general financial information that you may find useful when dealing with certain life events. This document contains a short explanation of Capital Gains Tax, the allowances available in the 2021/22 tax year, and how you can use it in your year end tax planning.

Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions. The value of investments and the income they produce can fall as well as rise.

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available. Buy to let mortgages are not regulated by the Financial Conduct Authority.

It's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch. A workplace pension is a way of saving for retirement arranged by an individual's employer.