Business Details
23 Years
experience
Trusted Financial Advisers in Glasgow
Established in 2003, Henderson Stone has built a reputation as a trusted provider of comprehensive financial advice across the UK. Our team of experienced advisers, based in Glasgow, specialises in delivering tailored solutions that prioritise client objectives while maintaining traditional values of integrity and professionalism. As part of Quilter Financial Planning, an award-winning national network, we combine local expertise with access to cutting-edge resources. Our services span retirement planning, estate management, mortgage advice, equity release, and investment strategies, all designed to help clients achieve long-term financial security.Regulated by the Financial Conduct Authority, we adhere to rigorous standards of conduct and transparency. With a focus on innovation and client-centric service, we empower individuals and businesses to navigate complex financial landscapes with confidence, ensuring outcomes that align with evolving personal and professional goals.
Services
Financial Planning
Retirement Planning
Estate Planning
Mortgage Advice
Equity Release
Protection Insurance
Long Term Care
Pensions
Investments
Business Wealth
Details
- Year established: 2003
Highlights and features
- We have over 20 years of experience in financial planning and pension advice.
- Our team provides client-centric solutions tailored to individual needs.
- We are part of Quilter Financial Planning, an award-winning UK advisory network.
- We offer comprehensive services covering retirement, estate planning, and investments.
- Our partnership with Quilter ensures access to expert investment solutions.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and trustworthy
Sound and informed advice
Helpful and professional
No hesitation in recommending
Services
Financial Planning
Our financial planning service creates tailored strategies to help clients achieve lifetime goals through informed decisions. We assess individual circumstances, risk tolerance, and long-term objectives to build secure financial futures. With expertise in tax-efficient solutions and holistic wealth management, we ensure clients maintain control over their assets while maximising growth potential.
Pension Transfers
Specialising in defined benefit pension transfers, we evaluate whether moving funds aligns with client interests. Our advisers provide detailed analysis of risks, tax implications, and inheritance benefits. By prioritising transparency and compliance, we help clients make informed choices about securing their retirement finances through personalised transfer strategies.
Investment Management
We offer diversified investment solutions for short-term goals or long-term retirement planning. Partnering with Quilter, we provide access to award-winning portfolios and ESG-focused funds. Our approach balances risk and return, ensuring investments align with client aspirations while maintaining flexibility for evolving financial landscapes.
Estate Planning
Our estate planning service minimises inheritance tax liabilities while ensuring wealth transfers to future generations. We utilise trusts, lifetime gifts, and tax-efficient structures to protect assets. By combining legal and financial expertise, we create strategies that preserve family legacies and address intergenerational wealth management challenges.
Mortgage Advice
We provide tailored mortgage solutions, including residential and equity release options. Our advisers assess client affordability, credit history, and long-term goals to secure competitive rates. With expertise in UK property markets, we simplify the mortgage process while ensuring sustainable borrowing aligned with financial circumstances.
People
Sam Henderson
Director
Sam Henderson leads Henderson Stone with over 40 years of financial services experience. He specialises in strategic wealth planning and business development, ensuring clients receive expert guidance aligned with regulatory standards and long-term financial goals.
John Collins
Financial Adviser
John Collins provides expert pension and investment advice, focusing on client education and risk management. With extensive experience in retirement planning, he ensures clients understand complex financial products while delivering solutions tailored to their personal circumstances and aspirations.
Gareth Blair
Mortgage Adviser
Gareth Blair specialises in residential and equity release mortgages, offering clear communication and tailored solutions. His client-focused approach ensures seamless mortgage processes, with testimonials highlighting his professionalism and ability to address complex property financing needs.
Sonia Lyons
Support Team
Sonia Lyons manages administrative operations in the Glasgow office, ensuring efficient service delivery. Her role focuses on client coordination, documentation management, and supporting advisers to maintain high standards of customer service and regulatory compliance.
Damien Neeson
Protection Adviser
Damien Neeson specialises in life and health insurance solutions, assessing client needs to design comprehensive protection plans. His expertise ensures families and businesses remain financially secure against unforeseen events through tailored risk management strategies.
Questions
What financial services do Henderson Stone & Co offer?
We provide financial planning, pension advice, investment management, mortgage solutions, equity release, protection insurance, and estate planning tailored to individual needs.
Are Henderson Stone & Co regulated by the FCA?
Yes, we are an appointed representative of Quilter Financial Limited, authorised and regulated by the Financial Conduct Authority under reference 497604.
Do you offer pension transfer advice?
We assess whether transferring defined benefit pensions aligns with client interests, prioritising transparency and compliance with regulatory requirements.
How are investments managed?
Through partnerships with Quilter, we offer diversified portfolios, ESG-focused funds, and tax-efficient solutions aligned with client risk profiles and financial goals.
What areas do you serve?
Based in Glasgow, we provide financial advice nationwide across Scotland, England, Wales, and Northern Ireland.
Reviews (6)
David Bailey
Nov 18, 2021
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I really appreciated Sam's unbiased and honest advice. There was no hard sell or pressure to take further advice which is refreshing and the hallmark of a highly professional organisation.
Iain Duncan
Nov 16, 2021
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Absolutely fabulous service and professional advice from Financial Adviser, John Collins at Henderson Stone & Co Ltd. The personal nature of John's dealings with me were refreshing, reassuring and helpful as he guided me through the complexities of securing a personal loan. As well as being very knowledgeable about financial services, his willingness to support me by answering my endless questions was commendable. Well done John. You will be my first port of call if I require any further financial advice.
Rhiannon Davies
Nov 11, 2021
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John Collins at Henderson Stone & Co provided clear and helpful financial advice. He took time to explain things and ensure that I understood. I found the service to be friendly, helpful and effective. I recommend them for anyone seeking advice especially if you have a disability or anything that may mean you might benefit from enhanced service.
Karen Gillespie
Jun 28, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Sam Henderson gave me fantastic advice about my pension and gave me advice on a tax return, sent me the form and I'm now six grand richer! Use this company they are fab!
Sam Henderson gave me fantastic advice about my pension and gave me advice on a tax return, sent me the form and I'm now six grand richer! Use this company they are fab!
Jim Farrell
Jun 21, 2021
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Positive:Professionalism,Responsiveness
I have dealt with Bill McCowie at Henderson Stone for a few years now. I have found him to be a great help with advice and options with my pension. He is a credit to your company.
I have dealt with Bill McCowie at Henderson Stone for a few years now. I have found him to be a great help with advice and options with my pension. He is a credit to your company.
Jack Archibald
Jun 21, 2021
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Positive:Professionalism
I was in need of Financial advice regarding my recent retirement and to sort out my pension 'pot'. Our own financial adviser recommended Bill McCowie at Henderson Stone to deal with this matter. Can I say that Bill has sorted out this for me, and did so in words I could actually understand. Can't recommend them highly enough.
I was in need of Financial advice regarding my recent retirement and to sort out my pension 'pot'. Our own financial adviser recommended Bill McCowie at Henderson Stone to deal with this matter. Can I say that Bill has sorted out this for me, and did so in words I could actually understand. Can't recommend them highly enough.
