Business Details
23 Years
experience
Independent Financial Advisers in London
At Tingley & Cooper, we have built our reputation on delivering independent, client-focused financial advice for over two decades. Our team of highly qualified professionals specialises in crafting tailored investment strategies, pension planning, and tax-efficient solutions designed to meet the unique needs of each client. With a commitment to independence, we assess the entire market to recommend unrestricted investment products that align with your long-term goals. Our approach combines rigorous analysis of global equity markets with proactive portfolio management and regular reviews to ensure sustained performance. As Chartered Wealth Managers and members of the Chartered Institute for Securities and Investment, we uphold the highest professional standards while maintaining a personal service that clients have come to value. Our expertise extends to inheritance tax mitigation, capital gains tax planning, and offshore investment structures, supported by direct access to leading global asset managers.We prioritise transparency, clear communication, and ethical practices, ensuring clients receive unbiased advice backed by decades of combined experience. New clients benefit from the opportunity to speak directly with existing clients to verify our service quality. Our dedication to continuous learning is reflected in advanced academic qualifications, including a Doctoral Research Programme in financial planning, and memberships with the Royal Statistical Society and Personal Finance Society. Regulated by the Financial Conduct Authority, we provide peace of mind through compliance with stringent industry standards while maintaining flexibility to adapt to evolving market conditions.
Services
Financial Planning
Investment Management
Pension Planning
Tax Mitigation
Offshore Investments
Details
- Year established: 2003
Highlights and features
- We offer independent advice across the entire market to meet your specific needs.
- Our team includes Chartered Wealth Managers with advanced financial planning qualifications.
- We provide direct client access to verify our service quality through existing clients.
- We combine global investment expertise with proactive portfolio management and regular reviews.
- Our tax-efficient strategies incorporate both onshore and offshore investment opportunities.
Associations and certifications
- Chartered Institute for Securities and Investment
- Personal Finance Society
- Royal Statistical Society
- Financial Conduct Authority
Services
Financial Planning
We develop personalised financial plans considering your objectives, risk tolerance, and capital requirements. Our approach integrates inheritance tax planning, pension strategies, and existing asset optimisation. By collaborating with your solicitor and accountant, we ensure tax-efficient implementation while maintaining regular portfolio reviews to adapt to changing circumstances and market conditions.
Investment Management
Our investment strategies combine global equity funds with active management to deliver capital growth or income. We assess unrestricted companies and funds worldwide, incorporating diversification across asset classes and geographies. Regular reviews ensure alignment with your risk profile while leveraging tax benefits through onshore and offshore structures to enhance long-term returns.
Pension Planning
We specialise in structuring pension arrangements, including SIPPs and trust-based solutions, to maximise retirement income. Our expertise covers employer-sponsored schemes, tax-efficient contributions, and inheritance considerations. We ensure compliance with regulatory requirements while optimising growth potential through strategic fund selection and periodic performance assessments.
Tax Mitigation
Our tax planning services focus on reducing income tax, capital gains tax, and inheritance tax liabilities. We utilise offshore bonds, trust structures, and inter-spousal transfers to leverage unused allowances. By integrating these strategies with investment portfolios, we create legally compliant solutions that preserve wealth for future generations while maintaining liquidity for current needs.
Offshore Investments
We provide access to offshore investment vehicles that offer tax deferral benefits for higher-rate taxpayers. These structures allow deferred tax payments until lower-income periods while maintaining exposure to global markets. Our approach ensures compliance with HMRC regulations and incorporates regular reviews to adjust holdings based on evolving tax legislation and personal circumstances.
People
Howard Tingley
Co-Founder & Compliance Director
Chartered Wealth Manager with over 25 years' experience in financial planning. Holds a Distinction MSc in Financial Planning and is a Top Performing Student awardee. Fellow of the Royal Statistical Society currently pursuing doctoral research at Manchester Metropolitan University.
Jonathan Cooper
Co-Founder & Head of Investment Research
25+ years in financial services with expertise in fund manager analysis. Maintains direct relationships with global asset managers to access top-tier investment capabilities. Recognised for blending analytical rigor with practical investment strategies to benefit private and corporate clients.
Craig Taylor
Senior Financial Planner
Senior planner specialising in tax and investment strategies for personal clients. Holds the AFPC qualification and is a member of both the Personal Finance Society and Chartered Institute for Securities and Investments. Pursuing chartered status while delivering tailored financial solutions.
Manasa Kavali
Paraplanner
Bachelors and MBA in Financial Services with expertise in financial planning and client reporting. Supports client enquiries while applying analytical skills to portfolio assessments. Teaches mathematics in her spare time and enjoys global cuisine exploration.
Prudhvi Sarangam
Paraplanner
Bachelors and MBA in Financial Services with focus on financial planning and client reporting. Combines analytical expertise with client support functions. Enjoys cricket and travel during leisure time while maintaining professional standards in portfolio documentation.
Questions
What makes Tingley & Cooper's financial advice independent?
We assess all market products without restrictions, recommending solutions solely based on your needs rather than provider incentives.
How do you help with tax-efficient investing?
We utilise offshore bonds, trust structures, and inter-spousal transfers to minimise income tax, capital gains tax, and inheritance tax liabilities.
Can I review your investment strategies before committing?
Yes, we arrange direct conversations with existing clients and provide detailed explanations of our portfolio management approach.
What qualifications do your advisers hold?
Our team includes Chartered Wealth Managers, CISI members, Personal Finance Society members, and Royal Statistical Society fellows with advanced academic credentials.
How do you manage investment portfolios?
We combine global equity analysis with active management, regular reviews, and diversification across asset classes and geographies to optimise returns.
