Business Details
14 Years
experience
Your Trusted Investment Partner in London
Established in 2012, Nutmeg Saving & Investment Saving and Investment has pioneered accessible, technology-driven wealth management for everyday investors. Our mission remains to democratise high-quality investment services through intuitive digital platforms and human expertise. As part of the JPMorganChase family since 2021, we combine cutting-edge technology with decades of financial market experience to deliver globally diversified portfolios. Our team of CFA charterholders and investment professionals employs evidence-based strategies focused on long-term asset allocation and risk management. We maintain transparent fee structures with no hidden charges, ensuring clients understand exactly how their money is managed.Our proprietary technology enables automated portfolio rebalancing and dividend reinvestment while maintaining rigorous cybersecurity standards. With over 200,000 clients and a decade of track record, we continue innovating to make sophisticated wealth management accessible to all. Our regulatory compliance is maintained through segregated client asset protection with Barclays and State Street. We offer free financial guidance alongside paid advisory services to help clients navigate their investment journeys. Our commitment to transparency extends to detailed performance reporting and clear communication about investment risks.
Services
Stocks and Shares ISA
Personal Pension
Lifetime ISA
General Investment Account
Junior ISA
Financial Advice
Portfolio Management
Wealth Planning
Risk Assessment
Tax Optimisation
Details
- Year established: 2012
Highlights and features
- UK's largest digital wealth manager with 200k+ clients since 2012
- Transparent fee structure with no hidden charges
- Award-winning platform recognised by Boring Money 2024
- Proprietary technology for automated portfolio management
- CFA charterholders and experienced investment professionals
Associations and certifications
- Financial Conduct Authority
Services
Fully Managed Portfolios
Our actively managed portfolios combine algorithmic precision with human expertise to deliver globally diversified investments. The team makes tactical adjustments based on economic analysis while maintaining long-term strategic allocations. Clients benefit from daily portfolio monitoring, automated rebalancing, and transparent performance reporting. This service suits investors seeking professional oversight without active portfolio management responsibilities.
Stocks and Shares ISA
Tax-efficient investment wrapper allowing annual contributions up to 20,000. Combines portfolio diversification with tax-free capital growth and income. Offers multiple risk profiles from conservative to aggressive strategies. Ideal for medium to long-term investors seeking tax optimisation within regulatory limits.
Lifetime ISA
Government-incentivised savings vehicle with 25% bonus on contributions. Designed for first-time home purchases or retirement planning. Combines tax-free growth with flexible investment options across different risk levels. Suitable for long-term savings goals with dual-purpose financial benefits.
Financial Advice
Regulated financial advice covering portfolio optimisation, retirement planning, and tax-efficient strategies. Delivered by Chartered Wealth Managers and Certified Financial Planners. Includes consolidated financial reviews and bespoke investment strategies. Available as both free guidance and comprehensive paid advisory services.
Income Investing
Portfolio strategy prioritising regular income generation through dividend-paying assets. Combines capital preservation with yield optimisation using ETFs and income-focused funds. Managed by specialists in fixed-income securities and equity dividends. Designed for investors requiring regular cash flow from investments while maintaining growth potential.
People
James McManus
Chief Investment Officer
CFA charterholder with 15+ years' experience in ETFs and portfolio management. Leads investment strategy and team oversight. Regular industry commentator and award-winning professional in asset management.
Pacome Breton
Head of Portfolio Management
15+ years' experience in investment and risk management. Oversees portfolio construction and execution strategies. Holds CFA and FRM certifications with background in quantitative finance from Bocconi University.
Claire Exley
Head of Advice and Guidance
16+ years' experience in financial advice propositions. Manages client guidance services and advisory team operations. Holds Chartered Insurance Institute qualifications and wealth management expertise.
Brad Holland
Director of Investment Strategy
30+ years' experience in financial markets and economic strategy. Specialises in macroeconomic analysis and investment planning. Oversees strategic asset allocation and market commentary development.
Charlotte Wheeler
Wealth Manager
8+ years' experience in client portfolio management. Focuses on financial education and accessible investing. Holds regulated financial planning qualifications and client-centric advisory approach.
Questions
What investment options does Nutmeg Saving & Investment Saving and Investment offer?
We provide six investment styles including Fully Managed, Fixed Allocation, and Income Investing across tax-efficient wrappers like ISAs and pensions.
How are fees structured at Nutmeg Saving & Investment Saving and Investment?
Transparent management fees based on portfolio size with no hidden charges. Fees automatically deducted monthly with full visibility through our app.
Can I access my investments anytime?
General Investment Accounts and ISAs allow withdrawals within days. Pension and Lifetime ISA products have specific withdrawal conditions and restrictions.
How does Nutmeg Saving & Investment Saving and Investment manage investment risk?
We use diversified ETF portfolios, regular rebalancing, and active risk monitoring. Ten risk levels help match investments to individual risk tolerance.
Is my money protected with Nutmeg Saving & Investment Saving and Investment?
Client assets are held separately with Barclays and State Street under regulatory requirements for enhanced security and protection.
Do you offer financial advice?
Yes, we provide both free financial guidance and regulated financial advice services through our Chartered Wealth Managers and Certified Planners.
Reviews (4)
Richard Gmale
Jun 29, 2021
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Excellent simple way of investing - I was fed up of low interest rates in banks and wanted a transparent way of investing - nutmeg does that very well
Liam
Apr 10, 2021
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Positive:Quality,Responsiveness
Very positive experience so far. Lovely interface and easy to understand investment options.
Very positive experience so far. Lovely interface and easy to understand investment options.
Jamie Bezencenet
Feb 27, 2021
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Critical:Professionalism,Responsiveness
Awful customer service. I've been trying to close my account for nearly 5 months and they have repeatedly failed to transfer my funds or respond to messages and requests
Awful customer service. I've been trying to close my account for nearly 5 months and they have repeatedly failed to transfer my funds or respond to messages and requests
Jordi Aparicio
Jul 23, 2020
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Nutmeg wrongly allocated my 5000 ISA contribution to a general investment account. I've already complained but have very low expectations after an helpful conversation with their support team citing very long response times for complaints. It seems very likely that at the very least this will get to the Financial Ombudsman. It's extremely poor customer care and unprofessional to come up with any sort of excuse instead of correctly allocating my 5,000 ISA contribution.
