Smart Penison
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Smart Penison
Ruston has been working in pensions and investments for more than 30 years. He spent 14 years as the Group Pensions Director at Tesco. Ruston's experience includes taking care of the strategy, governance, investment and operations for a wide range of UK funds. He co-chaired the Automatic Enrolment Advisory Board for the Department of Work and Pensions (DWP) in 2017, leading on engagement, which is a key part of our long-term strategy.

More recently, he inspired us to deliver a simplified annual statement - making it easier for everyone to understand their savings. Andrew's ambition is to make it easier for people to save and access their savings. Previously, he was an international managing director with roles in banking and finance.
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Contacting us is easy. We're here to help from 9am to 5pm Monday to Friday (except bank holidays). Before you do speak to us, you may find our frequently asked questions section helpful as it has answers to lots of common questions. Choose which option best describes you from the below and we'll put you in contact with the correct team.
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Access our award-winning master trust with Smart Pension and our revolutionary retirement solution, Smart Retire, which lets members take control of their retirement savings. From its branding to tailored investments, we'll streamline the set-up and provide all the support and communications you need to help members get saving for their future retirement.
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