Paul Murray Investments

Business Details

17 Years

experience

Your Trusted Financial Advisers in Portsmouth

Established in 2009, Paul Murray Investments provides independent financial planning and investment advice tailored to individual and institutional clients. Our expertise focuses on later-life financial solutions, including retirement planning, wealth protection, and long-term care strategies. We prioritise face-to-face relationships, offering personalised guidance to align investment strategies with clients' unique goals.

Our services extend to charitable organisations and trusts, ensuring compliance with regulatory frameworks while optimising financial outcomes. As an FCA-authorised firm, we adhere to rigorous standards of professionalism and client care.

Services

Cash Flow Planning Retirement Solutions Wealth Creation Long Term Care Planning Wealth Protection Advisory Stockbroking Charity Financial Planning Trust Financial Planning

Details

Year established: 2009

Highlights and features

We are FCA-authorised professionals with 15+ years' experience in later-life financial planning
Our face-to-face approach ensures tailored investment strategies aligned with client goals
Specialist expertise in pension reviews and inheritance tax mitigation strategies
Comprehensive services for charities and trusts with regulatory compliance focus
Proven track record in identifying overlooked pension management opportunities

Associations and certifications

Financial Conduct Authority

What people say

Peace of mind Professional manner Felt in control Identified options Long-term relationships

Website

Update Listing

Services

Cash Flow Planning

Our cash flow planning service helps individuals and businesses optimise income and expenditure management. We develop tailored strategies to align financial resources with short- and long-term objectives, ensuring tax-efficient wealth preservation. By combining detailed analysis with ongoing reviews, we help clients maintain financial stability while pursuing growth opportunities.

Retirement Solutions

Specialist retirement planning services focus on creating sustainable income streams for later life. We assess existing pension arrangements, recommend tax-efficient investment strategies, and develop comprehensive plans to support desired retirement lifestyles. Our approach considers state pension entitlements, private pension provisions, and potential care funding requirements.

Wealth Protection

Wealth protection services safeguard assets against inheritance tax and ensure proper estate distribution. Our strategies include will creation, trust establishment, and life insurance solutions. We help clients navigate complex tax regulations while maintaining compliance with FCA guidelines for unregulated financial activities.

Advisory Stockbroking

Our stockbroking services provide access to diverse investment opportunities for private and institutional clients. We offer tailored portfolio management solutions, including SIPP arrangements and trust investments. The service combines market expertise with tax-efficient structuring to optimise returns while managing risk exposure.

Charity Financial Planning

Specialised financial planning for charitable organisations focuses on investment strategy optimisation and regulatory compliance. We help trustees develop investment policy statements, conduct portfolio reviews, and implement governance frameworks that align with charitable objectives and statutory requirements.

People

Paul Murray

Director

DipPFS-accredited financial adviser with 20+ years' experience in later-life planning. Specialises in pension reviews, inheritance tax mitigation, and charity investment strategies. Leads client meetings and portfolio reviews.

Questions

What financial planning services do you offer for retirees?

We specialise in retirement solutions including pension reviews, income planning, and long-term care funding strategies tailored to individual circumstances.

How do you help with inheritance tax planning?

We implement tax-efficient strategies including trust structures, life insurance arrangements, and asset reallocation to minimise inheritance tax liabilities.

Can you advise on charity investment portfolios?

Yes, we provide tailored investment reviews and governance frameworks for charitable organisations to ensure compliance with regulatory requirements.

What is your investment approach?

We combine strategic asset allocation with ongoing portfolio reviews to maintain alignment with client objectives and market conditions.

Do you offer face-to-face meetings?

Yes, we prioritise in-person consultations at our Portsmouth office for initial assessments and regular portfolio reviews.

How are your fees structured?

We provide transparent fee disclosures during initial consultations, with charges based on the complexity of required financial planning services.

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Reviews (4)

Write a Review

Pete Carmichael

Dec 26, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
I have found the whole Paul Murray Investments team to be extremely polite, informative and helpful. Their news letters are really useful. Thanks to you all.

Peter Astley

Dec 12, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Personal attention and good, balanced advice. I recommend Paul to anyone who asks me. And he's local.

David Giles

Aug 30, 2021 Report

Positive:Professionalism,Quality,Responsiveness,Value
Paul was very helpful in giving me financial advice. He is very knowledgeable and most importantly trustworthy.

Dave Raybould

Dec 23, 2018 Report

I worked for Paul Murray for 6 years and I can say that he was a fantastic employer. His whole philosophy puts his client's at the centre of the business, which he is very committed to. I highly recommend PMI for Financial Advice.