Business Details
22 Years
experience
Expert Pension & Financial Advice in the South East
Established in 2004, The Pension Advice Centre delivers independent financial advice specialising in pensions and investment planning. Our team of experienced advisers provides impartial guidance grounded in robust academic research and empirical evidence, serving clients across the South East of England and beyond. We focus on retirement strategies, tax-efficient pension withdrawals, and long-term wealth management tailored to individual circumstances.Our fee-based model ensures transparency, with no hidden commissions or conflicts of interest, aligning our priorities with those of our clients. We are authorised and regulated by the Financial Conduct Authority, offering expert advice on diverse pension types including final salary schemes, company pensions, and self-invested personal pensions.
Services
Pension Advice
Retirement Planning
Tax-Free Cash Withdrawals
Investment Management
Final Salary Pension Advice
Wealth Management
Company Pension Solutions
Risk Assessment
Asset Allocation
Legacy Planning
Details
- Year established: 2004
Highlights and features
- Established in 2004 with a focus on pension advisory services
- Fee-based model with no hidden commissions or conflicts of interest
- Evidence-based investment strategies tested over decades
- Authorised and regulated by the Financial Conduct Authority
- Specialist advice on all pension types including final salary and SIPP
Associations and certifications
- Financial Conduct Authority
Services
Pension Advice
We provide expert guidance on pension options, including tax-free withdrawals and retirement strategies. Our evidence-based approach ensures tailored solutions for individuals and trustees. With FCA regulation and decades of combined experience, we prioritise transparency and long-term financial security.
Investment Management
Our investment strategies combine academic research with practical results, focusing on asset allocation and risk control. We offer access to exclusive funds and transparent fee structures, ensuring alignment with client objectives while delivering market-competitive returns through personalised cash flow plans.
Final Salary Pension Advice
Specialist advice on final salary pensions, including transfer options and tax implications. We help clients navigate complex scheme rules and HMRC regulations, ensuring informed decisions about their pension benefits while maintaining compliance with FCA requirements.
Tax-Free Cash Withdrawals
Guidance on tax-free pension withdrawals for those aged 55+, including phased withdrawal strategies. We explain HMRC rules and help optimise cash flow plans, ensuring clients maximise benefits while minimising future tax liabilities through regulated financial advice.
Company Pension Solutions
Tailored pension solutions for businesses, including key employee benefits and partnership protection. We design retirement strategies aligned with corporate objectives, offering compliant advice on group pensions and stakeholder schemes to support long-term employee financial wellbeing.
Questions
What areas do you cover for pension advice?
We provide pension advice across the South East of England, including Isle of Wight, Southampton, and Portsmouth, with services available nationwide.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 843370.
Can I access tax-free cash from my pension?
Yes, individuals aged 55+ can access tax-free cash from their pension, with strategic withdrawal options available to optimise long-term financial planning.
What pension types do you advise on?
We advise on all pension types including final salary schemes, company pensions, SIPPs, stakeholder pensions, and local government pensions.
How are your services charged?
Our services operate on a transparent fee-based model with no hidden commissions, ensuring our interests align directly with our clients' financial goals.
Do you offer a free pension review?
Yes, we provide a free initial pension review to assess your current provisions and recommend tailored strategies for improved retirement outcomes.
