Business Details
Your Trusted Partner for Financial Planning Solutions
We are Firmitas Financial Services, a face-to-face financial planning service based on the South Coast. Our approach combines clear, practical advice tailored to individual life stages, goals, and aspirations. With over 1,800 clients and 320 million in managed investments, we specialise in retirement planning, investment growth, tax efficiency, and protection strategies. Our team of experienced financial and mortgage advisers leverages cashflow forecasting software to create bespoke plans aligned with personal and business objectives.As a Partner Practice of St. James's Place Wealth Management, we adhere to rigorous regulatory standards under the Financial Conduct Authority. Our client-centric philosophy prioritises long-term relationships, ensuring advice remains focused on securing financial futures across generations.
Services
Retirement Planning
Investment Planning
Mortgage Advice
Tax Efficiency
Estate Planning
Highlights and features
- We serve 1,800+ clients with 320m in managed investments
- Our team includes specialists in business owner financial planning
- We utilise cashflow forecasting software for precise financial modelling
- We're part of St. James's Place Wealth Management network
- We offer face-to-face advice with digital planning tools integration
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personalised approach
Expert team
Trusted service
Clear communication
Long-term planning
Services
Retirement Planning
We create tailored retirement strategies considering individual circumstances and future goals. Our FCA-regulated advisers help clients navigate pension options, income projections, and tax implications. With cashflow forecasting tools, we demonstrate how current decisions impact long-term financial security, ensuring clients maintain their desired lifestyle throughout retirement.
Investment Planning
Our investment strategies focus on growing wealth through diversified portfolios aligned with risk tolerance and time horizons. We provide ongoing portfolio reviews and market analysis to optimise returns while maintaining appropriate risk levels. As St. James's Place partners, we access exclusive investment opportunities with comprehensive performance tracking for transparent decision-making.
Mortgage Advice
We offer comprehensive mortgage guidance for first-time buyers, remortgaging clients, and property investors. Our specialists compare market options to find competitive rates while considering long-term financial implications. From residential purchases to buy-to-let portfolios, we ensure mortgage solutions align with overall financial objectives and life stage requirements.
Tax Efficiency
Our tax-efficient strategies maximise post-tax returns through legitimate reliefs and allowances. We advise on pension contributions, ISAs, and investment vehicles that minimise tax liabilities while supporting financial goals. With regular reviews, we adapt strategies to changing legislation and personal circumstances to preserve wealth across generations.
Estate Planning
We develop comprehensive estate plans to protect assets and facilitate smooth wealth transfer. Our approach combines will creation, trust structures, and inheritance tax mitigation strategies. By coordinating with legal professionals, we ensure client wishes are fulfilled while minimising tax burdens for beneficiaries through proactive, compliant planning.
People
Ben Larkin
Director
With extensive industry experience, Ben oversees strategic direction and service quality across Firmitas Financial Services's financial planning operations.
Peter Williams
Director
Peter leads business development initiatives while maintaining hands-on client advisory responsibilities for high-net-worth clients.
Kate Lamb
Director of Sales
Kate manages client acquisition strategies and team training programs to maintain exceptional service standards across all client segments.
Tevfik Edin
Director
Tevfik focuses on operational excellence and compliance frameworks to ensure regulatory adherence across all advisory services.
Tom Clifford
Head of Operations
Tom oversees day-to-day business operations and technical systems implementation to support efficient client service delivery.
Questions
What financial services do you specialise in?
We specialise in retirement planning, investment management, mortgage advice, tax efficiency strategies, and estate planning.
Are you regulated by financial authorities?
Yes, we're regulated by the Financial Conduct Authority as a Partner Practice of St. James's Place Wealth Management.
How do you create personalised financial plans?
We use cashflow forecasting software combined with face-to-face consultations to develop tailored strategies for each client.
What client segments do you serve?
We work with young professionals, growing families, business owners, high-net-worth individuals, and retirees.
Can you help with first-time home purchases?
Yes, our mortgage advisers provide dedicated support for first-time buyers navigating the property purchasing process.
How are investment decisions made?
Investments are selected based on individual risk profiles, financial goals, and time horizons with regular performance reviews.
