Business Details
50 Years
experience
Specialist Property Insurance Brokers in the UK
We are specialists in property insurance with over 45 years of experience serving commercial and residential clients across the UK. Established in 1976, our independent brokerage prioritises tailored insurance solutions through partnerships with leading insurers. Our expertise spans commercial property, residential landlords, unoccupied properties, and bespoke portfolio policies. We combine competitive premiums with comprehensive risk assessments, ensuring clients understand their coverage.Authorised and regulated by the Financial Conduct Authority, we maintain traditional office values while offering modern insurance strategies. Our team provides direct support via phone or online, focusing on clear communication and policy customisation. With a proven track record in complex risk scenarios, we deliver peace of mind through precise insurance alignment with client needs.
Services
Commercial Property Insurance
Residential Landlords Insurance
Unoccupied Property Insurance
Block of Flats Insurance
Home Insurance
Lockup Garage Insurance
Business Insurance
Cyber Insurance
Terrorism Insurance
Tradesman Insurance
Details
- Year established: 1976
Highlights and features
- Independent broker with approachable staff available by phone or online
- Access to a wide range of insurers for comprehensive coverage options
- Bespoke Insurance Schemes and Portfolio Policies available
- Competitive premiums through strong insurer relationships
- Over 45 years of experience working with top UK insurers
Associations and certifications
- Financial Conduct Authority
What people say
Specific policies required
Swiftly met needs
Highly recommended
Understood insurance needs
Excellent relationships with insurers
Services
Commercial Property Insurance
We provide comprehensive commercial property insurance for shopfronts, offices, warehouses, and mixed-use premises. Our policies cover structural damage from fire, flood, and storms, with optional liability extensions. Tailored for businesses requiring protection against operational risks, including property owners liability up to 5,000,000. Ideal for landlords and business owners seeking combined coverage for buildings and contents.
Residential Landlords Insurance
Specialist insurance for residential landlords covering buildings, liability, and optional contents. Designed for single flats, blocks of apartments, and portfolio owners. Includes protection against tenant-related risks and unoccupied periods. Offers flexible terms for both new and experienced property investors across the UK.
Unoccupied Property Insurance
Tailored insurance for vacant commercial or residential properties awaiting sale, renovation, or let. Covers risks like vandalism, water damage, and theft during extended unoccupancy. Required for properties left empty over 30 days, with specific underwriting criteria for flood-prone or high-risk areas.
Block of Flats Insurance
Comprehensive policies for multi-occupancy buildings, covering structural elements and communal areas. Available for fully occupied, part-let, or mixed-use blocks. Includes liability protection and optional extensions for management companies. Underwritten based on property condition and number of units.
Cyber Insurance
Specialist coverage against cyber threats for businesses handling sensitive data. Includes breach response, legal expenses, and business interruption losses. Underwritten based on security protocols and prior claims history. Designed for modern enterprises requiring digital asset protection.
Questions
What types of property insurance do you offer?
We provide commercial property, residential landlords, unoccupied property, block of flats, home insurance, and specialist covers like cyber and terrorism insurance.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (Ref. No. 603924).
Can you insure high-risk properties?
We specialise in difficult-to-place risks through our relationships with specialist insurers and underwriters.
Do you cover unoccupied buildings?
Yes, we offer tailored unoccupied property insurance for commercial and residential premises empty over 30 days.
How do you tailor policies to client needs?
We assess individual requirements and use bespoke schemes, portfolio policies, and custom endorsements to match exact needs.
What areas do you cover?
We operate UK-wide with particular expertise in Northern Ireland and London markets.
