Business Details
Emergency
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Affordable Private Health Insurance in Belfast
At H3 Insurance, we specialise in providing accessible, cost-effective private health insurance solutions tailored to individual, family, and business needs. Established to address the challenges of NHS waiting times, our policies enable rapid access to consultants, diagnostics, and treatments, ensuring timely care when it matters most. Our unique Minor Injuries Cover, available in Northern Ireland, allows policyholders to bypass crowded A&E departments and receive immediate attention at Kingsbridge Private Hospital.With a dedicated local claims team, same-day referrals, and partnerships with leading healthcare providers, we prioritise seamless service delivery. Our business solutions cater to companies of all sizes, offering bespoke plans that reduce employee absenteeism and enhance workplace wellbeing. Backed by the Financial Conduct Authority's authorisation, we combine regulatory compliance with a commitment to transparency, affordability, and customer-centric support.
Services
Individual Health Insurance
Family Health Insurance
Business Health Insurance
Minor Injuries Cover
H3GP 24/7 Service
Highlights and features
- We offer 24/7 virtual GP services for immediate medical advice.
- Our local claims team manages referrals and treatment coordination.
- Policies include unique Minor Injuries Cover in Northern Ireland.
- Bespoke business health plans reduce employee sickness absence.
- Same-day referrals eliminate the need for GP appointments.
Associations and certifications
- Financial Conduct Authority
Services
Individual Health Insurance
Tailored private health insurance for individuals seeking rapid access to medical treatment. Covers consultant appointments, diagnostics, therapies, and surgeries, with optional Minor Injuries Cover for immediate care in Northern Ireland. Designed to alleviate NHS waiting times while offering flexible budget-friendly plans.
Family Health Insurance
Comprehensive health coverage for families, ensuring quick access to specialists and treatments. Includes 24/7 virtual GP services, mental wellness helplines, and optional Minor Injuries Cover. Policies are customisable to suit family needs and budgets, with streamlined claims management.
Business Health Insurance
Bespoke health insurance solutions for businesses with two or more employees. Features same-day referrals, reduced absenteeism through rapid treatment, and local claims team support. Plans are scalable for companies of all sizes, with added benefits like Minor Injuries Cover for workplace accidents.
Minor Injuries Cover
Exclusive benefit for Northern Ireland policyholders enabling immediate treatment at Kingsbridge Private Hospital. Covers minor injuries without A&E delays, available as an optional add-on for individual, family, and business policies. Streamlined claims administration ensures hassle-free access.
H3GP 24/7 Service
Round-the-clock online medical consultation service included in family and business policies. Allows instant access to GPs for diagnosis, advice, and referrals without waiting for appointments. Enhances convenience and ensures continuous healthcare support.
Questions
What does H3 Health Insurance cover?
Our policies cover rapid access to consultants, diagnostics, therapies, and surgeries for acute conditions. Optional Minor Injuries Cover is available in Northern Ireland.
How do I make a claim?
Call our dedicated claims team at 02890 469994 or submit a claim form online. Our local team will guide you through the process.
Is pre-existing conditions covered?
No, like most private health insurers, we do not cover pre-existing or chronic conditions. Details are in our Policy Wording document.
Can businesses with small teams get cover?
Yes, we provide tailored health insurance for businesses with as few as two employees, with scalable solutions for larger companies.
What is Minor Injuries Cover?
This optional benefit allows immediate treatment at Kingsbridge Private Hospital in Belfast for minor injuries, bypassing A&E waiting times in Northern Ireland.
Do you offer 24/7 medical support?
Yes, our H3GP service provides 24/7 virtual GP consultations for diagnosis, advice, and referrals as part of family and business policies.
