Business Details
50+ Years
experience
Your Trusted Financial Advisers in Chippenham
Established in 1973, we are a second-generation family business specialising in discretionary investments and independent financial advice. With over 50 years of experience, our team prioritises personal service, building lasting relationships with client families across Wiltshire, Dorset, and Somerset. Our investment committee, comprising experts with backgrounds at institutions like Coutts and Merrill Lynch, manages 100 million in assets. We focus on tailored wealth management, translating complex financial concepts into clear strategies for capital growth, income sustainability, and inheritance tax planning.Our small client base allows us to maintain a human-centric approach, avoiding the impersonal methods of larger institutions. As an FCA-regulated firm, we combine decades of market cycle expertise with a commitment to evolving our services, including digital investment solutions. Client referrals remain our primary growth driver, reflecting our dedication to exceeding expectations through transparency, empathy, and professional excellence.
Services
Wealth Management
Investment Management
Financial Planning
Inheritance Tax Advice
Portfolio Management
Discretionary Investment
Financial Advisory
Multi-Generational Planning
Details
- Year established: 1973
Highlights and features
- We offer 50+ years of experience in independent wealth management
- Our FCA-regulated services prioritise client-centric, transparent advice
- We provide tailored investment strategies for multi-generational wealth planning
- Our team includes Chartered Financial Planners with industry-leading expertise
- We maintain a small client base to ensure personalised service quality
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personalised approach
Financial expertise
Multi-generational planning
Transparent communication
Long-term relationships
Services
Wealth Management
Comprehensive wealth management solutions tailored to individual client needs. Our discretionary investment service combines capital growth strategies with income sustainability planning. We create bespoke portfolios aligned with client risk profiles, focusing on long-term wealth preservation and multi-generational transfer. Our approach integrates inheritance tax planning and financial education for younger generations.
Financial Planning
Independent financial planning services covering pensions, tax efficiency, and life-stage transitions. We help clients navigate complex financial decisions through clear, jargon-free explanations. Our planning process considers both immediate needs and long-term objectives, ensuring clients maintain financial control throughout their lives.
Portfolio Management
Active portfolio management across global asset classes. Our investment committee constructs risk-appropriate portfolios ranging from 10,000 to 5 million. We combine market expertise with regular portfolio reviews, adjusting strategies to reflect changing market conditions and client circumstances while maintaining transparent reporting.
Inheritance Tax Advice
Specialised inheritance tax mitigation strategies integrated into wealth planning. We develop legally compliant solutions to reduce tax liabilities while preserving family wealth. Our approach includes inter-generational discussions and educational programs to ensure continuity in financial decision-making across family members.
Multi-Generational Planning
Holistic financial planning for family wealth continuity. We facilitate family discussions about financial responsibilities and future planning. Our services include educational programs for young clients and tailored investment solutions that maintain family financial values across generations.
People
James Montgomery
Managing Director
Overseeing company strategy and new business development, James leads our investment committee with decades of financial sector experience.
Dominic Beddis
Head of Investments
Chartered Financial Planner specialising in investment strategy and financial planning, heading our investment committee's advisory services.
Keith Montgomery
Director
Founder with 50+ years' experience, continuing to guide investment decisions as a key member of our investment committee.
Peter Geikie-Cobb
Head of Investment Research
Responsible for constructing diversified client portfolios across all asset classes, leveraging extensive market research expertise.
Seb Johnston-Brown
Associate Wealth Manager
Advising on sustainable investment strategies and developing digital solutions, Seb brings modern financial technology expertise to our services.
Questions
What investment services do you offer?
We provide three tailored services: Bespoke Service (portfolios £500k-£5m), Portfolio Service (£10k-£500k), and Montgomery Wealth (digital investments from £1k).
How do you approach financial planning?
We combine discretionary investment management with independent advice, focusing on inheritance tax planning, pensions, and multi-generational wealth transfer strategies.
Are you regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under reference number 136684.
How do you support younger clients?
Through our Montgomery Wealth service and educational programs, we help young clients with career planning, property purchases, and financial literacy.
What areas do you serve?
We operate from offices in Wiltshire and Dorset, serving clients across Wiltshire, Dorset, and Somerset regions.
How are investment decisions made?
Our investment committee, with collective experience from major financial institutions, makes all decisions based on client risk profiles and market conditions.
Reviews (1)
Ronnie Whelan
Jul 14, 2018
Report
Excellent IFA. Helped myself and my family enormously when my father died. Keith, James, and Dominic can't do enough to help. They've even visited my elderly mother at home several times to sort out paperwork. Pretty good with figures too! Highly recommended.
