Business Details
Expert Financial Advisers in Devizes | Ferris & Culverwell
Ferris & Culverwell is a firm of financial advisers based in Devizes, Wiltshire, specialising in investment portfolios, pensions, protection, and mortgages. Our qualified advisers cover the financial services market, offering expertise in retirement strategy, home purchasing, and family protection. We utilise state-of-the-art technology to meet clients' financial needs personally and corporately, prioritising recommendations aligned with individual circumstances. Our approach includes a free initial meeting, followed by transparent cost explanations and tailored financial planning.We collaborate with clients' accountants and solicitors to build rewarding relationships, focusing on long-term assistance. As an appointed representative of Quilter Financial Services, we adhere to rigorous regulatory standards. Our agency with Yorkshire Building Society extends services to savings and home ownership solutions, operating under mutual principles focused on member needs.
Services
Mortgages
Investments
Pensions
Life Insurance
Equity Release
Business Protection
Tax Planning
Inheritance Planning
Employee Benefits
Protection Against Life and Critical Illness
Highlights and features
- We offer 30+ years of client trust and financial expertise.
- Our team provides whole-of-market mortgage advice with fee-free consultations.
- We operate under FCA regulation for client protection and compliance.
- Our holistic investment approach adapts to individual risk profiles and goals.
- Partnership with Yorkshire Building Society expands accessible financial solutions.
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgages
We provide whole-of-market mortgage advice tailored to individual circumstances, including adverse credit scenarios. Our FCA-regulated advisers help clients navigate first-time purchases, re-mortgaging, buy-to-let, and second-home acquisitions. Transparent fee structures and free initial consultations ensure informed decisions.
Investments
Our holistic investment approach focuses on long-term goals, balancing risk and return. Advisers create personalised strategies using diverse products, regularly reviewed to align with evolving client needs. Technology-driven analysis ensures optimal portfolio management for capital growth or income generation.
Pensions
We design retirement solutions using annuities, drawdowns, and tax-efficient products. Our advisers assess clients' financial situations to construct strategies meeting retirement targets, incorporating tax-free cash options and investment vehicles for sustainable income streams.
Life Insurance
We offer term life, critical illness, and income protection policies to safeguard families against financial hardship. Advisers explain policy details, tax implications, and beneficiary options, ensuring coverage matches clients' personal and financial circumstances.
Equity Release
Tailored equity release solutions allow homeowners over 55 to access property wealth without relocating. Options include lump sums, regular payments, and interest-roll-up plans, with clear explanations of estate impact and benefit eligibility considerations.
Questions
What financial services do you offer?
We provide mortgages, investments, pensions, life insurance, equity release, business protection, and tax planning solutions tailored to personal and corporate needs.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an appointed representative of Quilter Financial Services, which is authorised and regulated by the Financial Conduct Authority.
How do you charge for financial advice?
Initial consultations are free, with transparent fee structures explained in writing before any service commencement, ensuring no hidden costs.
Can you help with adverse credit mortgages?
Our whole-of-market approach includes specialist mortgage solutions for clients with adverse credit histories, seeking suitable lending options.
Do you offer corporate financial planning?
Yes, we provide employee benefits, pension schemes, and key person protection for businesses alongside directors' personal financial planning.
How are investment risks managed?
We assess individual risk tolerance levels and construct diversified portfolios, regularly reviewed to ensure alignment with clients' financial objectives and market conditions.
Reviews (1)
Jen Kearley
Oct 17, 2019
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We've used Ferris & Culverwell a couple of times now and were highly impressed! Rob Loveridge exceeded all our expectations today by managing to secure a mortgage in principle for us in one meeting! We couldn't be happier with the outstanding service and customer care. Great to have such a professional company on our doorstep!
