Business Details
Trusted Financial Advisers in Bristol
Established with a commitment to delivering expert independent financial advice, we specialise in helping clients achieve financial security through tailored solutions. With over 30 years of experience in the Bristol and Bath area, our team provides impartial guidance on investments, pensions, financial protection, and estate planning. As whole-of-market advisers, we access a comprehensive range of products to meet individual needs, prioritising client interests at every stage. Our approach combines in-depth analysis of personal goals with tax-efficient strategies, ensuring clarity and confidence in financial decision-making. We offer a free initial consultation to explore your requirements, supported by transparent documentation outlining any fees or costs.Regulated by the Financial Conduct Authority, we maintain rigorous professional standards while delivering accessible, jargon-free advice. Our expertise extends to mortgage solutions, equity release, and retirement planning, addressing both immediate needs and long-term aspirations. Client satisfaction remains central to our practice, reflected in our dedication to resolving concerns and continuously improving our service. Operating from Keynsham, we serve clients across the region with face-to-face appointments in our offices or the comfort of their homes. By combining technical knowledge with a personalised approach, we aim to build lasting relationships grounded in trust and mutual understanding.
Services
Savings & Investments
Pensions & Retirement
Financial Protection
Estate Planning
Mortgages & Equity Release
Highlights and features
- We offer 30+ years of experience in financial services across Bristol & Bath
- Our whole-of-market approach provides access to all available financial solutions
- Free initial consultation with no obligation or hidden fees
- FCA regulated for your protection and professional accountability
- Client-centred planning focused on long-term financial security
Associations and certifications
- Financial Conduct Authority
- The London Institute of Banking & Finance
- Equity Release Council
Services
Savings & Investments
We help clients build wealth through tailored savings and investment strategies. Our FCA-regulated advisers assess your risk tolerance, financial goals, and timescales to recommend tax-efficient solutions. With access to the entire market, we identify suitable platforms and products to maximise returns while maintaining appropriate diversification.
Pensions & Retirement
Our specialists guide clients through pension planning and retirement income strategies. We analyse your desired lifestyle, life expectancy, and existing provisions to create sustainable income plans. Services include pension freedom options, annuity reviews, and tax-efficient drawdown arrangements tailored to individual circumstances.
Financial Protection
We provide comprehensive protection solutions against life's uncertainties. Our whole-of-market approach covers life cover, critical illness insurance, and income protection policies. We help clients understand their exposure to financial risks and implement safeguards to protect their lifestyle and dependants.
Estate Planning
Our experts help mitigate inheritance tax liabilities through strategic estate planning. We combine wills, trusts, lifetime gifting, and life cover to preserve wealth for beneficiaries. While not FCA-regulated, our advice focuses on legal tax mitigation and documenting clients' wishes for asset distribution.
Mortgages & Equity Release
We offer independent mortgage advice across the entire market, including exclusive rates. For older clients, we facilitate equity release solutions through specialist advisers. Our services cover residential mortgages, buy-to-let financing, and retirement interest relief schemes with clear explanations of risks and alternatives.
People
Chris Wheatley
Certified Financial Adviser
With over 30 years' experience in financial services, Chris specialises in independent financial planning. He focuses on delivering tailored solutions for clients in Bristol and Bath, combining technical expertise with clear communication to help achieve long-term financial goals.
Questions
What services does Chris Wheatley IFA offer?
We provide independent financial advice on savings, investments, pensions, retirement planning, financial protection, estate planning, mortgages, and equity release solutions.
Are your financial advisers regulated?
Yes, we are regulated by the Financial Conduct Authority for most services, including pensions and investments. Tax and estate planning advice falls outside FCA regulation.
Do you charge for initial consultations?
No, we offer free initial consultations with no obligation. Any subsequent fees are clearly outlined in our Client Agreement and Terms & Conditions documents.
How do you select financial products?
As whole-of-market advisers, we access all available solutions to recommend products that best match your personal circumstances and financial objectives.
Can you help with equity release?
Yes, we refer clients to specialist equity release advisers who are members of the Equity Release Council, ensuring high standards of conduct and clear explanations.
What areas do you cover?
Primarily serving Bristol and Bath, we offer face-to-face appointments in our Keynsham office or your home, with nationwide communication options available.
