Business Details
21 Years
experience
Trusted Mortgage Advisors in Abergavenny
At Asset Mortgage Solutions, we have been providing independent mortgage advisory services since 2005, helping thousands of clients achieve their property goals. Our approach prioritises people, families, and dreams, combining technical expertise with a deep understanding of individual needs. Our CeMAP-qualified advisers guide clients through every step of the mortgage process, from initial consultation to completion. We offer access to over 10,000 mortgage deals across hundreds of lenders, including exclusive options not available on the high street. Our services cater to diverse client profiles, including first-time buyers, self-employed individuals, and buy-to-let investors.We specialise in new build mortgages, equity release, and remortgaging solutions, with a focus on competitive rates and tailored advice. Our team maintains transparency, avoiding jargon and pressure tactics while delivering honest, expert guidance. With over 20 years of collective experience, we ensure clients receive informed recommendations aligned with their financial circumstances. Our commitment extends beyond transactions, offering ongoing support throughout the mortgage lifecycle. We are authorised and regulated by the Financial Conduct Authority (FCA number 418144), ensuring adherence to professional standards.
Services
New Build Mortgages
Equity Release
Buy to Let
First Time Buyers
Remortgaging
Self Employed Mortgages
Capital Raising
Home Mover Services
Mortgage Reviews
Life Assurance
Details
- Year established: 2005
Highlights and features
- CeMAP-qualified mortgage advisers with 20+ years of collective experience
- Access to 10,000+ mortgage deals across 200+ lenders
- Specialist new build mortgage expertise with developer partnerships
- Personalised guidance for first-time buyers and self-employed clients
- No-obligation advice with transparent communication
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exceptional service
Quick responses
Seamless process
Expert guidance
Knowledgeable professionals
Services
New Build Mortgages
Specialist financing for newly constructed properties with extended offer periods matching build timelines. We access exclusive lender deals and navigate developer requirements while offering help-to-buy schemes and off-plan purchasing support. Our expertise covers all major developers and construction stages, ensuring clients secure mortgages before property reservation.
Equity Release
Regulated solutions enabling homeowners to access property equity while maintaining lifetime occupancy. We offer flexible options including lump sum and drawdown lifetime mortgages with inheritance protection features. Our advisors explain interest roll-up mechanisms and help clients understand implications for future financial planning and estate distribution.
Buy to Let
Tailored financing for rental property investments with competitive rates and flexible terms. We assess clients' portfolio strategies and provide guidance on yield optimisation, tax implications, and risk management. Our services include portfolio mortgage structuring and advice on landlord-specific financial products.
First Time Buyers
Comprehensive guidance for first-time purchasers navigating Help to Buy schemes and shared ownership options. We explain deposit requirements, government incentives, and mortgage affordability criteria while offering ongoing support through the entire purchase process.
Remortgaging
Expert analysis of existing mortgage arrangements to identify potential savings. We evaluate exit fees, new deal terms, and refinancing opportunities while managing the transition process. Our services include competitive rate negotiation and advice on capital raising during remortgaging.
People
James
Mortgage Advisor
Experienced mortgage advisor specialising in new build purchases and first-time buyer assistance. Known for clear communication and successful resolution of complex mortgage requirements.
Joe
Senior Mortgage Consultant
Senior advisor with expertise in investment mortgages and home mover transactions. Recognised for responsive service and in-depth knowledge of mortgage market developments.
Steve
Mortgage Specialist
Specialist in mortgage renewals and refinancing solutions. Provides efficient service with strong focus on client communication and competitive rate negotiation.
Questions
What mortgage options exist for self-employed individuals?
We offer specialist mortgages requiring alternative income verification, including SA302 forms and business accounts. Our advisors help self-employed clients demonstrate affordability.
How do new build mortgage timelines work?
We secure extended mortgage offers matching construction timelines, typically valid for 6-12 months. Our team coordinates with developers to ensure timely completions.
Can I remortgage with bad credit?
We assess individual circumstances and identify lenders specialising in adverse credit situations while explaining potential rate implications.
What equity release protections exist?
All our equity release plans include no-negative-equity guarantees and lifetime occupancy rights regulated by the FCA.
How do buy-to-let mortgages differ from residential?
Buy-to-let mortgages consider rental income coverage ratios and typically require larger deposits. We explain tax implications and portfolio structuring options.
What happens if my mortgage offer expires?
We monitor timelines and negotiate extensions with lenders, maintaining access to competitive rates throughout the process.
Reviews (3)
Charlotte Richards
Oct 23, 2021
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Asset mortgage solutions was recommended to me when buying a home through redrow. Shaun has been an absolute star, in securing the borrowing amount I needed, as well as being super responsive and friendly, even replying to my emails on his annual leave to secure a better rate before an interest rate rise. Cannot recommend Asset mortgage and Shaun highly enough. Thank you so much
Lauren Cook
Sep 02, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Asset Mortgage Solutions helped us with our first mortgage. Shaun was so helpful, and explained everything. Would 100% recommend.
Asset Mortgage Solutions helped us with our first mortgage. Shaun was so helpful, and explained everything. Would 100% recommend.
Lee Sutherland
Mar 18, 2021
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Positive:Professionalism,Responsiveness
Steve our mortgage advisor has gone above and beyond for us helping us secure our dream house through a difficult and challenging process. He has responded to our never ending questions and is a genuine decent guy huge respect and thanks we will definitely recommend.
Steve our mortgage advisor has gone above and beyond for us helping us secure our dream house through a difficult and challenging process. He has responded to our never ending questions and is a genuine decent guy huge respect and thanks we will definitely recommend.
