Business Details
20 Years
experience
Your Trusted Financial Advisers in Truro, Cornwall
Established in 2006 by Jerry Wellington, Financial Planning Concepts has built a reputation for delivering personalized financial planning services tailored to business owners, executives, professionals, and retirees. Our approach centers on understanding clients' unique needs through an Innovative Partnership model, ensuring financial advice is bespoke and aligned with long-term goals. With a team of experienced professionals, we focus on balancing life and assets to provide financial security, emphasizing core values of caring, honesty, integrity, quality, collaboration, and education. Our services integrate tax mitigation strategies, retirement planning, inheritance tax solutions, and wealth administration, supported by a trusted network of professional advisers.We prioritize client relationships through annual planning meetings, regular communication, and accessible advisory support via multiple channels. Recognized for our commitment to excellence, we hold Cyber Essentials Certification and are authorized by the Financial Conduct Authority. Headquartered in Truro, Cornwall, we serve clients across the UK, combining local expertise with national regulatory compliance.
Services
Business Owners Service
Executives and Professionals Service
Retiree Service
Protection
Independent Advice
Savings and Investments
Pensions
Business Continuity Plan
Details
- Year established: 2006
Highlights and features
- Personalized financial strategies developed since 2006
- Specialist advice for business owners, executives, and retirees
- Comprehensive service covering pensions, tax, and estate planning
- Award-winning client-focused approach with local Cornwall expertise
- Trusted network of professional advisers for holistic solutions
Associations and certifications
- Financial Conduct Authority
- Cyber Essentials
What people say
Personalized financial strategies
Expert pension guidance
Trustworthy long-term relationships
Comprehensive estate planning
Accessible advisory support
Services
Business Owners Service
Comprehensive financial strategies for business owners, including tax mitigation, succession planning, and wealth administration. Our service integrates pension planning, investment advice, and family financial solutions to ensure business continuity and personal financial security. Clients benefit from annual planning meetings, regular updates, and access to a professional network.
Executives and Professionals Service
Tailored financial solutions for senior professionals, covering retirement planning, tax optimization, and investment management. The service includes goal monitoring, estate planning, and family financial support, delivered through personalized consultations and ongoing advisory access. Simplifies complex financial decisions while maintaining low-risk investment approaches.
Retiree Service
Holistic financial management for retirees, featuring income strategies, pension guidance, and inheritance tax planning. Includes annual reviews, wealth administration, and access to professional networks for wills or tax issues. Focuses on stable income streams, risk-averse investments, and family financial support while maintaining clear communication.
Independent Advice
Bespoke financial guidance across all client segments, combining tax-efficient strategies with personalized planning. Services include portfolio management, estate planning, and integration with other professional advisers. Emphasizes transparency, client education, and collaborative decision-making to achieve long-term financial objectives.
Savings and Investments
Strategic investment solutions focusing on risk management and capital preservation. Designed for business owners, professionals, and retirees, this service offers tax-efficient savings vehicles, pension utilization, and diversified portfolio management. Prioritizes client education and regular performance reviews to align with evolving financial goals.
People
Jerry Wellington
Executive Director and Independent Financial Adviser
Founder of Financial Planning Concepts since 2006, Jerry develops long-term client relationships through personalized financial strategies. With extensive experience in advising business owners and professionals, he focuses on simplifying complex financial matters while maintaining a client-centric approach.
Dr Donna Wellington
Executive Director Research and Strategic Development
Brings educational leadership expertise to strategic planning, previously serving as an influential educator. Her background in teaching and consultancy supports the firm's research initiatives and long-term business strategy development.
Questions
What services does Financial Planning Concepts offer?
We provide tailored financial advice for business owners, executives, professionals, and retirees, covering pensions, tax planning, inheritance tax, and wealth management.
How are financial planning meetings structured?
Annual planning meetings form the core, with optional additional sessions. Regular updates and multi-channel advisory access ensure continuous support.
Do you work with other professional advisers?
Yes, we collaborate with accountants, lawyers, and other professionals to provide holistic financial solutions aligned with your existing advisory team.
How is investment risk managed?
Our approach prioritizes capital preservation through low-risk strategies, focusing on steady growth rather than speculative investments.
What areas do you cover?
Based in Truro, Cornwall, we serve clients across the UK with both in-person and remote advisory services.
How are fees structured?
Our Retiree Service operates as an all-inclusive package. Other services use transparent fee structures discussed during initial consultations.
