Business Details
10 Years
experience
Trusted Independent Financial Advisers in Cornwall
Cornwall Finance & Investment Services is a team of fully qualified Independent Financial Advisers dedicated to delivering tailored financial solutions. Our expertise spans retirement planning, wealth management, investments, pensions, and mortgage advice, built around the unique needs of each client. As FCA-authorised professionals, we prioritise long-term relationships through transparent, client-focused service.Our team combines decades of experience with a commitment to understanding evolving financial landscapes, ensuring clients receive impartial advice aligned with market opportunities and regulatory standards. With a track record spanning Cornwall and the UK, we maintain accessibility through flexible consultations and ongoing support.
Services
Retirement Planning
Investments
Mortgages
Estate Planning
Equity Release
Corporate Financial Planning
Savings
Life Assurance
Income Protection
Wealth Management
Details
- Year established: 2016
Highlights and features
- We are fully qualified Independent Financial Advisers regulated by the FCA.
- Our advice is tailored to personal circumstances, not tied to any institution.
- We offer free initial consultations with no obligation.
- Our team has decades of combined experience in financial planning.
- We operate UK-wide with local expertise in Cornwall.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent long-term service
Safe pair of hands
Completely trustworthy
Impartial advice
Always available
Services
Retirement Planning
We provide tailored strategies for secure retirement, analysing income options and pension schemes. Our FCA-regulated advisers ensure compliance and optimal returns while considering tax efficiency and individual goals. Clients benefit from market-wide product comparisons and ongoing portfolio management.
Investments
Our investment solutions assess risk tolerance and financial objectives to create bespoke portfolios. With access to UK market products, we focus on capital growth or income generation while maintaining transparency about potential risks and returns.
Mortgages
We help clients secure competitive mortgage rates across the market. Our no-win-no-fee service includes application support and offers accessible solutions for first-time buyers, remortgagers, and those with complex income situations.
Equity Release
Designed for homeowners nearing retirement, this service offers tax-efficient ways to access property equity. We provide impartial advice on lifetime mortgages and other schemes to fund lifestyle changes or debt consolidation.
Income Protection
We arrange policies protecting against income loss from sickness, accident, or critical illness. Our advisers evaluate coverage needs and secure policies that replace lost income while ensuring affordability and comprehensive protection.
People
Mark Ridgment
Director, IFA Consultant
Experienced financial adviser with 25+ years of client-focused service. Specialises in retirement planning, investments, and tax-efficient strategies. Holds Dip PFS and CII certifications. Active in local charities and professional networks.
James Williamson
IFA Consultant
Specialises in complex property finance and alternative income mortgages. Practicing towards chartered status. Experienced in advising clients with non-standard financial situations and adverse credit histories.
Hannah Ridgment
Director of Paraplanning
Chartered-status financial planner with expertise in family law-related planning. Provides pension sharing reports and mortgage capacity assessments. Focuses on intergenerational wealth transfer and entrepreneurial client needs.
Nikki
Administrator
Supports operations with administrative expertise. Combines financial services experience with community involvement in education and wellness programs across Cornwall.
Mia
Administrator
Brings retail banking experience to client support roles. Manages administrative processes with attention to detail and client communication efficiency.
Questions
What financial services do you offer?
We provide retirement planning, investments, mortgages, estate planning, equity release, and protection policies tailored to individual needs.
Are you regulated by the FCA?
Yes, we are fully authorised and regulated by the Financial Conduct Authority (FCA) under registration number 596144.
Do you serve clients outside Cornwall?
We work with clients throughout the UK via home visits, remote consultations, and phone support.
Is the initial consultation free?
Yes, we offer a free, no-obligation first meeting to discuss your financial goals and requirements.
How are you different from bank advisers?
As independent advisers, we are not tied to specific institutions, ensuring unbiased recommendations from the entire market.
