Business Details
17 Years
experience
Your Trusted Financial Adviser in London
Thomas Oliver was established in 2009 to provide specialist wealth management services, building on the legacy of the Kings Group estate agency business founded in 1991. Our team of highly qualified financial advisers combines over 100 years of collective experience in the financial services industry, offering tailored advice on retirement planning, investment strategies, estate management, inheritance tax solutions, mortgages, and protection policies. We prioritise a client-centric approach, with advisers visiting clients at home to understand individual needs and deliver bespoke financial plans.As an appointed representative of The Openwork Partnership, regulated by the Financial Conduct Authority, we maintain rigorous compliance standards while offering services not regulated by the FCA, including will writing and trusts. Our commitment to continuous professional development ensures our team remains at the forefront of industry expertise, delivering transparent, ethical advice aligned with clients' long-term goals. We serve clients across London, Hertfordshire, Essex, and the wider UK, combining local knowledge with national regulatory compliance.
Services
Retirement Planning
Investment Planning
Estate Planning
Inheritance Tax Planning
Mortgages
Details
- Year established: 2009
Highlights and features
- We offer 100+ years of collective experience in financial services
- Our tailored approach prioritises individual client needs and aspirations
- FCA-regulated advisers ensure compliance and professional standards
- Home-visiting service for convenient, personalised financial planning
- Fully DBS-certified advisers with continuous professional development
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exceptional services
Knowledgeable efficient
Fantastic service
Highly recommended
Professional and thorough
Services
Retirement Planning
Our retirement planning service creates tailored financial strategies to help clients achieve their post-retirement goals. We analyse lifestyle factors, health considerations, and legacy aspirations to determine appropriate contribution levels and tax-efficient solutions. Advisers visit clients at home to provide comprehensive guidance on pension options, lifetime ISAs, and income sustainability, ensuring alignment with individual risk profiles and future needs while maintaining FCA-regulated compliance standards.
Investment Planning
We offer bespoke investment planning services analysing clients' risk tolerance and financial objectives to recommend suitable portfolios. Our advisers provide access to diverse options including asset-backed investments, ISAs, and unit trusts, with ongoing market trend monitoring. The service combines FCA-regulated expertise with flexible home visits, ensuring clients receive up-to-date advice on optimising returns while maintaining compliance with evolving financial regulations and personal circumstances.
Estate Planning
Our estate planning service helps clients ensure their assets are distributed according to their wishes while minimising tax liabilities. Advisers specialise in trust structures, will writing (non-FCA regulated), and inheritance strategies, offering home visits to discuss property, investment allocation, and family financial legacy. We provide tailored solutions considering current legislation, with separate specialist tax advice recommended for complex cases.
Inheritance Tax Planning
This service focuses on legally minimising inheritance tax liabilities through strategic financial arrangements. Advisers assess clients' complete financial status to recommend tax-efficient solutions, including trust structures and gifting strategies. We provide clear explanations of HMRC requirements and changing legislation, ensuring compliance while protecting family assets. Chartered tax adviser qualifications support our expertise in developing sustainable tax planning frameworks.
Mortgage Advice
We offer comprehensive mortgage advice covering residential, buy-to-let, and specialist products like CIS mortgages. Advisers help clients navigate first-time purchases, remortgaging, and property investment strategies, with access to major market lenders. The service includes mortgage protection options and home visits to explain complex terms, while noting that buy-to-let mortgages may fall outside FCA regulation, requiring careful client consideration.
People
Marian Isciuc
Mortgage Adviser
Experienced mortgage adviser specialising in first-time buyer mortgages and protection policies. Known for clear communication, rapid response times, and comprehensive support throughout the mortgage process.
Sergiu Moldovan
Wealth Management Adviser
Dedicated financial adviser providing end-to-end mortgage and protection solutions. Recognised for exceptional customer service, problem-solving skills, and commitment to client education throughout the property purchase journey.
Katherine Mumford
Financial Planner
Skilled financial planner delivering comprehensive retirement and investment strategies. Praised for attention to detail, clear explanations of complex financial products, and ability to create tailored solutions meeting individual client needs.
John Pringle
Tax Planning Specialist
Expert in inheritance tax planning with demonstrated ability to simplify complex tax matters. Provides detailed, compliant solutions while maintaining clear communication and professional execution of financial strategies.
Richard
Protection Adviser
Specialist in life and critical illness cover, known for making insurance processes accessible and stress-free. Combines product knowledge with empathetic guidance to ensure appropriate protection for families and businesses.
Questions
What areas do Thomas Oliver financial advisers cover?
We provide services across London, Hertfordshire, Essex, and the wider UK through our network of branch offices and home-visiting advisers.
Are Thomas Oliver's services regulated by the FCA?
As an appointed representative of The Openwork Partnership, our core financial advice services are FCA-regulated, though certain services like will writing operate outside this regulation.
What qualifications do Thomas Oliver advisers hold?
Our advisers maintain professional qualifications including Chartered Tax Adviser status, Certified Financial Planner certification, and memberships with the Chartered Insurance Institute.
Can I receive financial advice at home?
Yes, our advisers offer flexible home visits to discuss retirement planning, investment options, and mortgage solutions at your convenience.
How does Thomas Oliver handle investment risk assessment?
We conduct detailed risk profiling to recommend investments aligned with your ambitions, risk tolerance, and market conditions, with ongoing portfolio monitoring.
What mortgage types are available through Thomas Oliver?
We offer residential, buy-to-let, first-time buyer, remortgage, and specialist mortgages including HMO and CIS options through our extensive lender network.
Reviews (7)
Ludovic
Oct 01, 2021
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Excellent service as always, have used The Mortgage Broker Thomas Oliver Marian on several occasions and they have been excellent on every occasion. Very quick service, great communication throughout keeping you up to date at all times.
Socrates Pyliotis
Sep 13, 2021
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Can't recommend Vishal and his colleague's highly enough. Always easy to get a hold of; informative; thorough; and they genuinely care about the needs of their client. Nothing but good things to say!
Sach Adriano
Sep 06, 2021
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1. Excellent service by Tom and Vishal. Helped me all the way and explained everything.
2. Chased up everyone and everything that needed to be chased up and got everything sorted on time.
3. Had some issues on my End but Tom and Vishal went above and beyond to sort it.
4. Would recommend to everyone . Thank you. 5 star!
2. Chased up everyone and everything that needed to be chased up and got everything sorted on time.
3. Had some issues on my End but Tom and Vishal went above and beyond to sort it.
4. Would recommend to everyone . Thank you. 5 star!
Sky Young
Jul 29, 2021
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Highly recommend this company. Work over and above what is needed and keep you up to date with each part of the process. Vishal you are amazing, thank you. I appreciate all that you have and are doing for me.
Natasha H.
May 19, 2021
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The service provided by this company has been fantastic. Tom's expert knowledge of lenders helped me secure a mortgage when other mortgage advisors couldn't, and he engaged with me throughout the whole (5 month!) process. I am more than happy to work with this compant again in future. Thank you so much.
Ross Moore
Apr 29, 2021
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The service of this company has been faultless. Our mortgage advisor, Thomas Wheatley was patient with our many, many questions and dedicated to getting us the best mortgage for our first property. What I couldn't believe was how hard he worked AFTER we had out mortgage approved, chasing solicitors and ensuring the process moved as quickly as possible.
Honestly could not recommend highly enough!
Honestly could not recommend highly enough!
Joseph Issac
Mar 30, 2021
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Great service! Was initially referred to by a friend so got in touch with Thomas Wheatley who was great to work with and always ensured the process was clear and completed smoothly. Would highly recommend and appreciate all the help. Thanks
