Aaron Tawny

Business Details

26 Years

experience

Independent Financial Advisers in Kettering

Established in 2000, Aaron Tawny has built a reputation for delivering unbiased, client-focused financial advice. Our team of seven qualified advisors, supported by a dedicated administrative staff, brings over 70 years of combined experience in financial services. We specialise in creating tailored solutions for individuals and businesses, covering pensions, investments, mortgages, equity release, inheritance tax planning, and auto-enrolment. Our Chartered Insurance Institute-trained advisors prioritise transparency, using a patented risk profiling system developed by Towers Watson to ensure appropriate investment strategies. As an FCA-authorised firm, we maintain rigorous compliance standards while offering access to market-leading products through partnerships with OBSR-rated fund managers.

Our flexible service model adapts to evolving client needs, underpinned by core principles of honesty, integrity, and reliability. With offices in Kettering and Higham Ferrers, we serve clients across the UK through both in-person and remote consultations. Our commitment to excellence has earned us recognition from the Financial Ombudsman Service and SHIP-approved status for equity release schemes. We maintain active client relationships through regular portfolio reviews and market updates, ensuring our advice remains aligned with changing financial landscapes.

Services

Unbiased Financial Planning Pensions Advice Investment Management Mortgage Advice Equity Release Inheritance Tax Planning Auto Enrolment Life Assurance Commercial Mortgages Buy to Let

Details

Year established: 2000

Highlights and features

We have over 70 years combined experience in financial services
Our team includes Chartered Insurance Institute qualified advisors
We offer FCA-regulated financial advisory services
We provide SHIP-approved equity release schemes
We use Towers Watson risk profiling methodology

Associations and certifications

Financial Conduct Authority

What people say

Excellent service Highly recommend Clear communication Personalised approach Expert knowledge

Website

Update Listing

Services

Unbiased Financial Planning

Our financial planning service creates evolving action plans to meet life goals through comprehensive analysis of your financial status. We utilise tax allowances, structure investments, and implement safety nets while maintaining regular reviews to adapt to changing circumstances. Our approach helps clients understand how each financial decision impacts their overall objectives, with a focus on long-term security and adaptability to life changes.

Pensions Advice

We specialise in comprehensive pension reviews and retirement planning, covering SIPPs, stakeholder pensions, annuities, and drawdowns. Our service helps clients understand their state pension entitlements, consolidate old pensions, and optimise retirement income strategies. We provide clear explanations of complex pension changes and help clients navigate the evolving regulatory landscape to maximise their retirement savings.

Mortgage Advice

Our independent mortgage advisory service covers residential and commercial mortgages, buy-to-lets, remortgages, and help-to-buy schemes. We help clients compare fixed-rate, tracker, and variable-rate mortgages while considering early repayment charges and tax-efficient offset options. Our FCA-regulated advice includes risk assessments and personalised illustrations to ensure mortgage solutions align with clients' financial circumstances.

Inheritance Tax Planning

We help clients reduce inheritance tax liabilities through strategic planning that maximises nil-rate bands and main residence allowances. Our advice covers asset structuring, trust arrangements, and charitable giving strategies to preserve wealth for beneficiaries. We provide clear explanations of complex tax rules and help implement solutions that align with clients' estate planning objectives.

Auto Enrolment

We assist businesses with auto-enrolment compliance, helping employers establish and manage workplace pension schemes. Our service covers scheme selection, employee communications, contribution calculations, and ongoing compliance requirements. We provide tailored solutions that balance employer obligations with employee benefits while ensuring adherence to The Pensions Regulator requirements.

People

Neil Etheridge

Managing Director

With over 20 years' experience, Neil established Aaron Tawny in 2000. He leads our advisory team, specialising in complex financial planning solutions. His expertise in pension consolidation and retirement strategies has helped numerous clients achieve their financial goals.

Andy Beresford

Financial Adviser

Andy provides expert mortgage and equity release advice, known for his clear communication style. He has helped many clients navigate property transactions and retirement funding solutions while maintaining a strong client-focused approach.

Brian Juffkins

Financial Adviser

Brian specialises in investment planning and inheritance tax mitigation strategies. His ability to explain complex financial concepts in simple terms has earned him consistent positive client feedback across his 15-year advisory career.

Questions

What financial services do you specialise in?

We specialise in unbiased financial planning, pensions advice, mortgage solutions, equity release, inheritance tax planning, and auto-enrolment services for individuals and businesses.

Are you regulated by the Financial Conduct Authority?

Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 301672, ensuring we meet strict compliance standards.

Do you offer equity release advice?

Yes, we provide SHIP-approved equity release schemes with advisors specifically trained in this specialist area of financial planning.

How do you charge for your services?

We offer no-charge initial consultations, with fixed fees agreed in advance for specific advice stages based on the complexity and time required for your financial needs.

Can you help with workplace pension compliance?

Yes, we provide comprehensive auto-enrolment services to help businesses meet their pension duties, including scheme selection and compliance reporting.

What areas do you cover?

We operate throughout the UK from our offices in Kettering and Higham Ferrers, providing both in-person and remote financial advisory services.

Reviews (6)

Write a Review

Luxe Tanning

Jan 06, 2021 Report

Thank you all so much for your help. We really value and appreciate the help and advice given to us by Andy and the team.

James McCullock

Nov 22, 2020 Report

Andy Beresford helped me and my partner get our first home, was really helpful and always available when I needed him, simplified things and explained what I needed to do and when, really helped calm my nerves as a first time buyer, which is why I didnt hesitate to contact him now we are looking to move again, and as always he has been first class, great company and great people, always put the customer first - highly recommended

Claire & Rich Duffield

Aug 25, 2020 Report

We have been involved with Aaron Tawny for many years now and cant fault them at all. Andy has been great, sorted out all of our pensions, mortgages and life insurance. He is always friendly and very knowledgeable. Any issues, he responds quickly and is always helpful. I would highly recommend the company.

K. Leeson

Aug 22, 2020 Report

Andy Beresford works for Aaron Tawny - Total and I mean total WASTE OF TIME my time, Months in Fact
Uninterested time waster - Having to chase him all the time to find he has done nothing, Took 72 days just to write to a Pension Company. Never called me once having to chase him all the time, then I find out he has
done nothing, Total lazy Liar. out of his depth...........Just don't Bother.
Note, there were no reviews before mine, now all of a sudden after mine there are reviews, that are only weeks old,
All 5 five stars, Tosh.
Xxxx Funny that xxxxxxx

Kieron Dowson

Jun 27, 2020 Report

We have recently been looking into purchasing a new home and investment options we choose to go to Aaron Tawny to discuss our options. We found the company to be very friendly and very knowledgeable, they answered all the questions we need help with and gave us options we hadn't thought of. A very helpful company that we would highly recommend.

Luke Milner

Jun 20, 2020 Report

I have used Aaron Tawny for the first time this year for financial advice, and I wish I had found them earlier. Andy Beresford has been fantastic. Personable, reliable and very knowledgeable. A first class service and an absolute pleasure to deal with from start to finish.