Business Details
32 Years
experience
Your Future in Focus | Chartered Financial Planning in Buckinghamshire
Established in 1994, we are an independent financial planning firm with a 30-year heritage in Buckinghamshire. As the only Chartered and Accredited firm in the region, we combine technical expertise with a deeply personal approach to financial planning. Our team of highly qualified professionals specialises in creating tailored strategies for individuals and families approaching retirement, enjoying retirement, or planning their legacy. We prioritise long-term relationships built on trust, listening to clients' aspirations to deliver actionable plans that adapt to life's changes.Our Life Roadmap Service provides comprehensive evaluations of financial circumstances, while our independence ensures unbiased advice aligned with clients' best interests. Recognised in the VouchedFor Top Rated Guide for six consecutive years, we maintain rigorous professional standards through our FCA authorisation and Chartered Institute membership. Our female-led team brings a unique perspective to financial planning, supported by modern technology that streamlines processes while maintaining personal service for all clients.
Services
Retirement Planning
Legacy Creation
Investment Advice
Tax Planning
Estate Planning
Details
- Year established: 1994
Highlights and features
- 30 years of local financial planning expertise since 1994
- Buckinghamshire's only Chartered and Accredited financial planning firm
- Personalised service with dedicated client relationship management
- Female-led team with specialist knowledge in family financial planning
- Recognised in VouchedFor Top Rated Guide for six consecutive years
Associations and certifications
- Chartered Financial Planners
- Accredited status
- VouchedFor Top Rated Guide
What people say
Financial security achieved
Personalised service
Long-term relationships
Career transition support
Genuine understanding
Services
Retirement Planning
We create tailored retirement plans that forecast financial futures and provide reassurance. Our approach considers lifestyle aspirations, income requirements, and investment strategies to ensure clients can enjoy retirement with confidence. By understanding individual circumstances, we develop actionable roadmaps that adapt to changing economic conditions and personal needs.
Legacy Creation
Our legacy planning service helps clients preserve and transfer wealth effectively. We assess estate values, consider inheritance tax implications, and recommend appropriate structures to ensure assets benefit future generations. The process involves comprehensive reviews of wills, trusts, and charitable giving strategies to align with clients' long-term objectives.
Investment Advice
We provide expert guidance on investment strategies tailored to risk profiles and financial goals. Our approach combines market analysis with personal circumstances to create diversified portfolios. Regular reviews ensure investments remain aligned with clients' evolving objectives while maintaining compliance with FCA regulations and industry best practices.
Tax Planning
Our tax planning service identifies legitimate opportunities to minimise tax liabilities across income, capital gains, and inheritance taxes. We work closely with accountants and legal advisors to implement compliant strategies that maximise after-tax returns while maintaining full regulatory compliance with HMRC requirements.
Estate Planning
We help clients structure their assets to ensure smooth wealth transfer while minimising tax exposure. Our comprehensive approach includes will reviews, trust establishment, and lifetime gifting strategies. We coordinate with legal professionals to create holistic plans that protect family assets for future generations.
People
Nicola Watts
Director and Chartered Financial Planner
With over 20 years in financial services, Nicola leads our team as Director and Chartered Financial Planner. She specialises in retirement planning and has been named a VouchedFor Top Rated Adviser for six consecutive years. Her client-centric approach focuses on building long-term relationships through transparent communication.
Roxanne Miller
Client Services Administrator
Roxanne manages client relationships and administrative processes, ensuring seamless service delivery. With a decade of experience in financial services operations, she plays a crucial role in maintaining our high standards of client care and regulatory compliance.
Jo Lambert
Business Assistant
Jo supports our financial planning team with administrative tasks and client coordination. Her organisational skills ensure efficient workflow management, contributing to our ability to provide timely and accurate financial advice to all clients.
Lauren Jones
Paraplanner
Lauren provides technical support to our financial planners, preparing detailed analysis and recommendations. Her expertise in financial products and regulatory requirements helps maintain the high quality of our advice while ensuring compliance with FCA standards.
Questions
What financial planning services do you offer?
We specialise in retirement planning, legacy creation, investment advice, tax planning, and estate planning tailored to individual circumstances.
How does your financial planning process work?
Our four-stage process includes getting to know you, creating a Life Roadmap, implementing tailored solutions, and regular plan reviews to ensure ongoing relevance.
Are your fees transparent and competitive?
We provide clear fee structures with no hidden charges. Costs depend on service complexity and are discussed fully during initial consultations.
Which areas do you serve?
We primarily serve Buckinghamshire, Northamptonshire, and Bedfordshire, with clients across the UK through virtual consultations.
What accreditations do you hold?
We are Chartered Financial Planners and hold Accredited status, regulated by the Financial Conduct Authority (FCA Number 212859).
How do you stay updated with financial regulations?
Our team maintains continuous professional development and follows FCA guidelines to ensure compliance with all regulatory requirements.
