Business Details
34 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1992, our firm was founded on the principle of delivering attentive, reliable financial advice in an era where such service was becoming increasingly rare. Over three decades, we have maintained our commitment to straightforward, client-centric guidance while adapting to evolving financial landscapes. Our team of experienced professionals specialises in crafting tailored financial strategies for individuals, families, and businesses, focusing on long-term partnerships that prioritise clients' unique goals.With a 97% client retention rate since inception, we have built a reputation for transparency, expertise, and consistent delivery of investment results. Our approach combines face-to-face consultations with modern technology to create adaptable financial roadmaps, ensuring clients achieve both immediate objectives and lasting financial security. As an FCA-regulated entity, we uphold the highest standards of professional conduct while maintaining independence from product providers to guarantee unbiased recommendations.
Services
Financial Planning
Retirement Planning
Savings & Investments
Protection & Insurance
Mortgages & Equity Release
Details
- Year established: 1992
Highlights and features
- We create financial plans tailored to your unique circumstances and goals
- Our team utilises up-to-date technology for adaptable investment strategies
- We maintain a 97% client retention rate since our founding in 1992
- Our advice remains independent and unbiased as we're not tied to products
- We provide face-to-face consultations to ensure clear understanding of needs
Associations and certifications
- Financial Conduct Authority
What people say
Reliable, trustworthy
Ethical portfolios
Expert retirement planning
Comprehensive research
Personalised service
Services
Financial Planning
Our financial planning service creates comprehensive roadmaps for individuals and businesses. We begin by understanding your current financial situation and future goals through face-to-face consultations. Using modern technology, we develop adaptable strategies covering investments, pensions, and tax efficiency. Our independent approach ensures recommendations focus solely on your best interests without product provider constraints.
Retirement Planning
Specialised retirement planning helps clients achieve financial security in their later years. We assess your current assets, desired retirement age, and lifestyle goals to create tailored pension strategies. Our services include phased retirement income planning, tax-efficient withdrawals, and pension consolidation. We ensure your retirement plan adapts to changing circumstances while maintaining long-term growth potential.
Savings & Investments
We create customised investment portfolios aligned with your risk tolerance and financial objectives. Our approach combines market expertise with personal circumstances analysis to optimise returns. Services include ISA management, diversified portfolio creation, and ethical investment options. We continuously monitor and adjust strategies to maintain alignment with your evolving financial goals.
Protection & Insurance
Our protection services safeguard your financial future against unforeseen events. We offer life insurance, critical illness cover, and income protection tailored to individual needs. For businesses, we provide corporate protection solutions and key person insurance. Each plan is designed to ensure financial security for dependants and maintain business continuity during unexpected circumstances.
Mortgages & Equity Release
We connect clients with trusted partners for mortgage solutions and equity release schemes. Our network provides access to competitive mortgage rates and specialist lenders. For retirement planning, we offer equity release options that maximise property value while maintaining financial security. Our partners ensure tailored property finance solutions for both personal and business needs.
People
David Frankland
Director
Acquired the business in 2003 and has led its transformation into RGL. With extensive experience since the late 1990s, he specialises in ethical investment portfolios and long-term financial strategies.
Terry Grimsley
Founder
Co-founder of the original practice in 1992. Brought decades of financial services experience before retiring from full-time advising in 1998. Established the firm's commitment to personal service.
Gordon Ringrose
Founder
Co-founder who established the practice with Terry Grimsley. Helped shape the firm's early approach to client relationships before retiring from full-time advising in 1998.
Joanne
Financial Adviser
Specialises in pension planning and retirement income strategies. Recognised for detailed administrative skills and ability to simplify complex pension arrangements for clients preparing for retirement.
Questions
What financial services do you offer?
We provide financial planning, retirement strategies, investment management, protection insurance, and mortgage advice tailored to individual circumstances.
How do you tailor financial plans to individual needs?
Through face-to-face consultations, we create adaptable strategies using modern technology to match your specific goals and changing circumstances.
What retirement planning options are available?
We offer comprehensive retirement strategies including pension schemes, tax-efficient investments, and phased retirement income planning.
Are your financial advisers regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference 228585.
