Business Details
Your Trusted Financial Advisers in Oakham, Rutland
Calver Wealth Management is a family-run Chartered Financial Planning Practice with over two decades of experience serving clients across the UK. Founded on principles of trust, transparency, and tailored service, we specialise in pensions, investments, inheritance tax planning, and wealth management. Our team of Chartered Financial Planners combines generational expertise to deliver bespoke solutions for individuals, families, and business owners. We prioritise long-term relationships, offering both virtual and face-to-face consultations to accommodate diverse client needs.Backed by St. James's Place, we provide access to exclusive investment solutions and rigorous due diligence processes. Our commitment to ethical standards and continuous professional development ensures clients receive advice meeting the highest industry benchmarks. With a focus on education and proactive planning, we empower clients to navigate financial complexities with confidence, whether preparing for retirement, managing business sale proceeds, or securing legacy goals.
Services
Pension Planning
Investment Advice
Inheritance Tax Planning
Insurance Planning
Cash Management
Business Owners Advice
Wills and Power of Attorney
Sports Professionals Planning
Financial Health Checks
Estate Planning
Highlights and features
- We are Chartered Financial Planners, demonstrating the highest industry standards
- Personalised service tailored to individual financial goals and circumstances
- Offer virtual and face-to-face appointments across the UK
- Transparent, jargon-free communication with no hidden fees
- Access to exclusive investment solutions through St. James's Place partnerships
Associations and certifications
- Chartered Financial Planners
What people say
Expert financial guidance
Personalised service
Clear communication
Proactive approach
Generational expertise
Services
Pension Planning
We help clients prepare for retirement with tailored pension strategies that maximise tax efficiency and long-term growth potential. Our approach considers individual risk profiles, retirement goals, and current financial circumstances. By leveraging St. James's Place investment solutions, we create dynamic pension portfolios that adapt to changing market conditions while maintaining focus on your future financial security.
Investment Advice
Our investment services provide access to diverse portfolios designed to match your financial objectives and risk tolerance. We utilise St. James's Place's expert research and fund selection capabilities to build diversified investment strategies. Regular portfolio reviews ensure your investments remain aligned with your goals while adapting to market changes and personal circumstances through both growth and income-focused approaches.
Inheritance Tax Planning
We specialise in reducing inheritance tax liabilities through strategic estate planning tailored to your family's needs. Our approach combines tax-efficient investments, trust structures, and gifting strategies to preserve wealth for future generations. We ensure compliance with HMRC regulations while helping clients protect their legacy through comprehensive, forward-thinking solutions that adapt to changing tax legislation.
Insurance Planning
We offer comprehensive insurance solutions to protect against life's uncertainties, including life cover, critical illness, and income protection. Our advice focuses on creating tailored protection strategies that safeguard your family's financial future. We work with carefully selected providers to ensure robust coverage options that provide peace of mind while maintaining affordability and appropriate policy terms.
Cash Management
Our cash management service optimises short-term savings through the SJP Cash Deposit Service powered by Flagstone. We help clients maximise returns on liquid assets while maintaining accessibility and security. By utilising a panel of over 60 FSCS-protected banks, we enable diversification of deposits up to 85,000 protection limits, ensuring competitive interest rates with managed risk exposure for both personal and business clients.
People
Steve Calver
Chartered Financial Planner
With over 20 years' experience, Steve specialises in family financial planning and later-life care advice. He holds SOLLA accreditation for specialist knowledge in long-term care needs, combining generational perspective with ethical financial guidance to help families build and protect their assets through tailored wealth management strategies.
Jo Calver
Chartered Financial Planner
Jo brings specialist expertise in advising business owners and sports professionals, combining financial planning with her sport psychology background. She focuses on retirement planning and tax-efficient investment strategies, having been awarded 'Highly Commended Financial Adviser of the Year' in 2019 for her innovative approach to client financial solutions.
Sophia Naveed
Financial Adviser
With over a decade in financial services, Sophia specialises in supporting business owners and professionals with retirement and investment planning. She focuses on simplifying complex financial matters for clients in high-pressure industries, providing tailored solutions that balance immediate needs with long-term wealth objectives through structured, jargon-free communication.
Julie Burgess
Administrator and Client Support Specialist
Julie provides essential client support with over 10 years' experience in financial services, having previously worked at HSBC. She ensures smooth client interactions and administrative processes, combining organisational expertise with a patient approach to support the practice's client servicing operations and documentation management.
Jenny Burdett
Administrator and Client Support Specialist
Jenny brings public sector administrative experience to her role, focusing on client support for Jo Calver. She ensures efficient handling of client documentation and communication, maintaining high service standards through her attention to detail and commitment to excellent client service within the practice's operational framework.
Questions
Do you only work with clients in Oakham or Rutland?
No, while based in Oakham, we work with clients across the UK through virtual meetings and occasional in-person visits.
What is a chartered financial planner?
This professional accreditation represents the highest industry standards in ethics, qualifications, and ongoing professional development for financial advisers.
Do you have a minimum investment amount?
We typically work with clients with investable assets of £100,000 or more, though we welcome initial discussions with all potential clients.
Is your advice independent?
We are Appointed Representatives of St. James's Place, providing access to exclusive investment solutions not available through independent advisers.
Can you help with inheritance tax planning?
Yes, we specialise in inheritance tax strategies using trusts, gifting, and tax-efficient investments while ensuring compliance with HMRC regulations.
Do you work with sports professionals?
Yes, we have specialist expertise advising athletes on career transition planning, tax-efficient investments, and long-term financial security.
Reviews (4)
Callum Hallam
Apr 06, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Calver Wealth Management are such a great team, would highly recommend them. Always there when you need them.
Calver Wealth Management are such a great team, would highly recommend them. Always there when you need them.
Mike Clay
Apr 05, 2021
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Positive:Professionalism,Responsiveness
I cannot recommend Calver Wealth Management too highly. Extremely professional, friendly, helpful, informative and always there for you.
I cannot recommend Calver Wealth Management too highly. Extremely professional, friendly, helpful, informative and always there for you.
Felix Parker
Jan 26, 2021
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I have been a client of Jo's for a number of years now. I have always been impressed by their professional service and have seen my portfolio grow under their guidance. I highly recommend SJP and its always nice to receive a bottle of wine at Christmas!
Daniel Chillingworth
Oct 15, 2020
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What a fantastic service and I can't recommend Calver Wealth Management highly enough, Jo has been fantastic and now I have everything under one roof.
