Business Details
26 Years
experience
Trusted Mortgage & Insurance Brokers in Greenock
Founded in January 2000, we operate as Greenock Mortgage Shop Ltd, trading under The Greenock Mortgage Shop. As a family-run business with over 35 years of combined experience in financial services, we specialise in tailored mortgage and insurance solutions. Our team prioritises personal service, working directly with clients to identify their unique needs and match them with appropriate products. We are authorised and regulated by the Financial Conduct Authority through our affiliation with The Openwork Partnership. Our services include mainstream and specialist mortgages, such as 95%, guarantor, and government-backed schemes, complemented by life insurance, critical illness cover, and income protection.We offer flexible consultations via face-to-face meetings, telephone, or video calls. As part of the UK's largest financial advice network, we maintain strong industry relationships while preserving our local focus. Our track record demonstrates commitment to ethical practice, evidenced by our regulatory compliance and transparent advisory process. We actively collaborate with local professionals like solicitors and surveyors to provide comprehensive support. Our business model combines professional expertise with a community-oriented approach, treating clients as long-term partners rather than transactional relationships.
Services
Mortgage Brokerage
Buy To Let Mortgages
Self-Build Mortgages
Remortgage Services
Life Insurance
Critical Illness Cover
Income Protection
Government Scheme Support
Details
- Year established: 2000
Highlights and features
- 35+ years combined experience in financial services
- FCA-authorised through The Openwork Partnership network
- Personalised service with no call centres involved
- Specialist mortgage solutions including government schemes
- Integrated insurance product range for comprehensive protection
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokerage
Our mortgage brokerage service combines local expertise with national lender access. We assess individual circumstances to recommend suitable residential and investment property financing options. Our FCA-regulated advisors specialise in standard and complex cases, including government schemes and high LTV products.
Buy To Let Mortgages
Specialist buy-to-let mortgage solutions for residential property investors. We provide market insights and lender comparisons while explaining regulatory considerations. Our service helps clients understand tax implications and loan structuring for successful property portfolios.
Life Insurance
Comprehensive life insurance advisory service matching policies to clients' family needs and financial commitments. We explain policy types, coverage levels, and exclusions while considering existing financial obligations like mortgages when recommending appropriate protection.
Government Scheme Support
Expert guidance on government-backed mortgage schemes including Help-To-Buy and First Home Fund. We verify eligibility criteria, explain application processes, and coordinate with relevant authorities to maximise clients' access to these financial assistance programmes.
Income Protection
Tailored income protection coverage designed to maintain financial stability during periods of illness or disability. Our advisors assess occupational risks and financial commitments to recommend appropriate coverage terms and benefit periods aligned with clients' lifestyles.
People
Lloyd Kingsman
Practice Principal
Lloyd established the business in 2000, bringing over 35 years of financial services expertise. He oversees mortgage advisory operations while maintaining direct client relationships. His leadership focuses on combining regulatory compliance with personalised financial guidance.
Questions
What mortgage types do you specialise in?
We offer mainstream and specialist mortgages including 95% LTV, guarantor schemes, buy-to-let, self-build, and government-backed products like Help-To-Buy.
Are your services regulated?
Yes, we're FCA-authorised through our association with The Openwork Partnership, ensuring compliance with financial services standards and consumer protections.
How can I consult with your advisors?
We offer flexible consultations via face-to-face meetings at our Greenock office, telephone calls, or video conferencing to suit client preferences.
Do you provide insurance advice?
Yes, we provide comprehensive insurance guidance including life cover, critical illness, income protection, and combined policies tailored to individual circumstances.
What areas do you cover?
We primarily serve Greenock and surrounding areas of Inverclyde, with our advisory services available to UK residents nationwide through remote consultations.
