Business Details
Your Trusted Mortgage & Insurance Advisers in Evesham
Express Funding is a small, locally rooted family business operating in Evesham. Our mortgage adviser, Stuart Wallace, has dedicated over 15 years to providing tailored mortgage and insurance advice across Evesham, Pershore, and surrounding areas. We prioritise personal service, reflected in the trust clients place in us through referrals and word-of-mouth. Our approach treats every client's application as if it were our own, ensuring meticulous attention to detail and unwavering support throughout the process.As an independent firm, we are not tied to any single lender, allowing us to source products that best suit individual needs. Our commitment to fairness and professionalism is underscored by direct regulation from the Financial Conduct Authority. With a deep understanding of local market dynamics, we combine expertise with a client-centric ethos to deliver solutions aligned with life's major financial milestones.
Services
Mortgage Advice
Insurance Advice
Remortgages
Buy to Let Mortgages
Secured Loans
Highlights and features
- We offer over 15 years of local mortgage advisory experience
- Our independent status ensures unbiased product comparisons
- Personalised service treating applications as our own
- FCA regulated for professional accountability
- Proven track record of client referrals and testimonials
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Knowledgeable adviser
Stress-free process
Personalised approach
Highly recommended
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual circumstances. Our FCA-regulated advisers help first-time buyers, remortgagers, and investors navigate the market. With access to multiple lenders, we secure competitive rates while ensuring full transparency about fees and risks.
Insurance Advice
Our insurance services cover life, critical illness, and income protection. We assess personal needs to recommend policies that safeguard families and assets. Solutions include mortgage protection, family income benefits, and tailored coverage for unique circumstances.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We explain tax implications, rental yield requirements, and lender criteria. Our 15+ years of experience helps investors secure optimal financing for residential and commercial property portfolios.
Remortgages
We review existing mortgages to identify savings opportunities or equity release potential. Our process considers early repayment charges and new market rates to determine the financial viability of remortgaging for debt consolidation or home improvements.
Secured Loans
Secured loan advice using property equity as collateral. We explain risks and repayment structures for borrowing larger sums. Options include home improvement financing, debt consolidation, and business investment secured against residential or commercial properties.
People
Stuart Wallace
Mortgage Adviser
With over 15 years of mortgage advisory experience in Evesham, Stuart provides expert guidance on residential and investment mortgages. His local market knowledge ensures clients receive tailored financial solutions aligned with their personal circumstances.
Questions
How are you different from bank mortgage advisors?
As independent advisors, we compare multiple lenders rather than offering limited in-house products, ensuring better rate comparisons and tailored solutions.
What fees apply to your mortgage services?
Our typical fee is £695.00, payable only after securing your mortgage offer. We provide full cost transparency during initial consultations.
Do you help with bad credit mortgage applications?
Yes, we specialise in advising clients with adverse credit histories, leveraging relationships with specialist lenders to find viable solutions.
What insurance products do you recommend?
We offer life cover, critical illness protection, income protection, and family benefit policies tailored to individual financial commitments and family needs.
Can you assist with commercial property mortgages?
While we primarily focus on residential mortgages, we provide initial guidance for commercial property financing and connect clients with specialist partners.
How do you maintain regulatory compliance?
We operate under Financial Conduct Authority regulation, maintaining strict compliance with conduct of business rules and client asset protection requirements.
Reviews (2)
Shire Heating & Plumbing Ltd
Jan 19, 2021
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Cannot recommend Stuart enough . From initial appointment until when we decided to go ahead with our plans Stuart had put in lots of his time and effort in advising us if the best way to achieve our goals and providing us with exclent advice leading to an unbeatable interest rate. He is fantastic value for money and will work hard for you . Thank you Stuart. !
Katie Moore
Jul 26, 2020
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Highly recommend Stuart. He has secured our last 2 mortgages and the most recent was a really tricky process. He worked really hard for us negotiating with the bank and kept us informed at every stage. First class service, thanks Stuart!
