Business Details
25 Years
experience
Trusted ATE Insurance & Litigation Funding Solutions
Guardian Legal Services is one of the UK's leading independent brokers of After the Event (ATE) insurance and third-party litigation funding. Our sole focus is to protect clients from the financial risks of litigation, enabling them to pursue justice without undue financial exposure. With over two decades of experience since our establishment in 2001, we maintain independence from insurers and funders, granting access to the entire ATE insurance market. This independence allows us to secure the most suitable ATE insurance or litigation funding solutions for law firms and their clients.Our expertise spans clinical and medical negligence, personal injury, commercial disputes, contested probate, and financial mis-selling cases. We have developed innovative funding solutions with insurer partners to address the evolving post-LASPO landscape, including deferred premium structures and staged discounts for early settlements. Our team combines deep market knowledge with a commitment to transparency, ensuring clients receive tailored advice and efficient service delivery.
Services
ATE Insurance
Litigation Funding
Delegated Authority Schemes
Ad Hoc ATE
Personal Injury
Clinical Negligence
Commercial ATE
Contested Probate
Details
- Year established: 2001
Highlights and features
- We offer independent ATE insurance brokerage with access to all market providers
- Our team has specialist expertise in post-QOCS litigation funding strategies
- We provide bespoke delegated authority schemes for high-volume law firms
- We maintain a 24-year track record in complex clinical negligence cases
- Our funding solutions include staged premium discounts for early settlements
Associations and certifications
- FCA
What people say
Helpful, approachable, knowledgeable
Most in-depth market knowledge
Speedily identify ATE products
Solution-driven approach
Extremely responsive professionals
Services
ATE Insurance
After-the-Event insurance protects clients from financial risks in litigation, covering adverse costs and disbursements. Available for personal injury, clinical negligence, and commercial disputes, policies feature deferred premiums payable only on successful outcomes. Our schemes include Part 36 cover and staged premium discounts for early settlements.
Litigation Funding
Non-recourse financial support for complex litigation cases enables claimants to pursue justice without upfront costs. Funding covers legal fees and disbursements in commercial disputes, financial mis-selling, and high-value personal injury claims. Repayment occurs only after successful case resolution.
Delegated Authority Schemes
Customizable insurance frameworks for law firms handling multiple cases streamline policy issuance and case management. These schemes allow automatic policy generation, Part 36 offer management, and trial progression without repeated insurer approvals, enhancing efficiency for high-volume practices.
Ad Hoc ATE
Tailored insurance solutions for individual litigation cases provide flexible coverage options. Available for personal injury, clinical negligence, and commercial disputes, these policies offer protection for adverse costs and disbursements with premiums deferred until case conclusion.
Commercial ATE
Specialist insurance for commercial litigation covers claims against banks, financial mis-selling cases, breach of contract disputes, and professional negligence matters. Policies protect claimants against adverse costs while supporting pursuit of complex commercial claims through deferred premium structures.
People
Paul Nicholas Gilbert
Managing Director
With over 20 years' experience in litigation funding, Paul specializes in ATE insurance solutions for complex claims. His expertise in high-value cases and market knowledge has earned recognition from leading law firms across England and Wales.
Questions
What is After-the-Event insurance?
ATE insurance protects claimants from financial risks in litigation, covering adverse costs and disbursements. Premiums are deferred until case conclusion, payable only if successful.
How does litigation funding work?
Third-party funders provide financial support for litigation in exchange for repayment from settlement proceeds. Non-recourse arrangements mean no payment if the case fails.
Which case types qualify for ATE cover?
We cover personal injury, clinical negligence, commercial disputes, contested probate, and financial mis-selling cases, including complex claims against banks and professional negligence matters.
What are delegated authority schemes?
These programs allow law firms to issue policies and manage cases without repeated insurer approvals, streamlining processes for high-volume practices through automated policy generation and case management tools.
How much does ATE insurance cost?
Premiums vary by case risk profile and value, typically calculated as a percentage of claim value. Deferred payment structures ensure costs are only incurred upon successful case resolution.
How quickly can funding be arranged?
Applications require 4-6 weeks for assessment, though early engagement improves success chances. Complex cases or incomplete submissions may require additional time for thorough evaluation.
