Business Details
27 Years
experience
Your Trusted Partner for Boat Insurance Solutions
Established in 1999, we specialise in providing boat insurance and marine business insurance tailored to the needs of the marine leisure sector. Our UK-based team combines industry expertise with a commitment to delivering efficient, friendly, and reliable service, ensuring customers receive competitive premiums and rapid responses when needed. We prioritise direct communication with experienced professionals, eliminating call centre queues to offer a personalised approach. Our policies include up to 30% no claims discount, free water-skiing cover, and third-party indemnity up to 5 million.With over two decades of experience, we have built a reputation for quality underwriting, transparent communication, and a focus on customer satisfaction. Our online platform enables swift quotes and coverage activation in minutes, supported by comprehensive documentation and a dedicated claims service. We serve diverse vessel types, from dinghies to yachts, and cater to both private and commercial marine insurance needs. Our regulatory compliance with the Financial Conduct Authority underscores our commitment to ethical standards and client trust.
Services
Yacht Insurance
Small Boat Insurance
Motorboat Insurance
Inland Boat Insurance
Commercial Marine Insurance
Details
- Year established: 1999
Highlights and features
- Experienced marine insurance specialists with UK-based personnel
- No call centre queues direct access to professionals
- Protected no claims discount of up to 30%
- Free water-skiing cover for rigid inflatables and speedboats
- Third-party indemnity up to 5 million included
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Quick and easy
Excellent service
Great website
Effortless service
High standard
Services
Yacht Insurance
Comprehensive insurance for yachts, including catamarans and luxury vessels. Policies feature up to 5 million third-party indemnity, no claims discounts, and free water-skiing cover. Ideal for private owners seeking reliable protection and competitive rates.
Small Boat Insurance
Tailored coverage for dinghies, canoes, and rowing boats. Includes free racing cover, no excess on first claims, and rapid online quotes. Designed for affordability and ease of use, with policies activated in minutes.
Motorboat Insurance
Specialist insurance for fast and slow cruisers, sportsboats, and fishing vessels. Offers protected no claims discounts, 24/7 support, and streamlined claims processing. Suitable for both recreational and commercial use.
Inland Boat Insurance
Coverage for canal boats, houseboats, and narrowboats. Includes third-party liability, personal accident protection, and flexible policy terms. Designed for UK inland waterways with options for liveaboard and commercial operations.
Commercial Marine Insurance
Comprehensive policies for marine businesses, including legal protection and liability cover. Tailored to trade activities such as boat building, maintenance, and charter operations. Supports compliance with industry regulations.
Questions
What types of boats does Mercia Marine insure?
We cover yachts, motorboats, dinghies, canoes, rowing boats, inland vessels, and commercial marine craft. Policies are tailored to both private and business needs.
How quickly can I get a quote?
Our online quoting system provides instant quotes in under two minutes, with options to save, amend, or proceed to payment immediately.
What payment methods are accepted?
Payments are processed securely online via credit/debit cards. We also accept direct bank transfers for policy renewals and premium adjustments.
What is included in your policies?
Standard features include up to 30% no claims discount, free water-skiing cover, third-party indemnity up to £5 million, and no excess on first claims (terms apply).
How do I make a claim?
Report claims promptly via our online portal or contact our team directly. We provide step-by-step guidance and support throughout the claims process.
Are there discounts for experienced boaters?
Yes, we offer protected no claims discounts and tailored premiums for experienced owners. Discounts are applied during the quoting process based on your history.
Reviews (5)
Grant Ward
Jun 05, 2021
Report
Positive:Professionalism
Used Mercia Marine for over 8 years now and always felt valued as a customer, would recommend.
Used Mercia Marine for over 8 years now and always felt valued as a customer, would recommend.
David Barker
May 23, 2021
Report
Very happy with the level of service! I had been having difficulty finding insurance for my vessel but Mercia Marine were able to assist and provide cover in a quick and easy manner. Highly recommend for other boaters.
Rebecca Macdonald
May 01, 2021
Report
Positive:Professionalism,Quality,Responsiveness,Value
Been using mercia marine for many years, great customer service, the staff are very friendly and always happy to help.
Been using mercia marine for many years, great customer service, the staff are very friendly and always happy to help.
Scuba Steve
Mar 14, 2021
Report
Critical:Professionalism
One of their underwriters makes vile anti-Irish and and anti-Catholic comments online.
One of their underwriters makes vile anti-Irish and and anti-Catholic comments online.
Greg McAllen
Aug 06, 2019
Report
My name is Greg McAllen and I reside in Rutland, UK. I have been a loyal customer of Mercia Marine for 19 years, for the same vessel which I have owned since new and possibly for some of my larger vessels owned prior to this one. My boat was the subject of an attempted theft of the outboard motor whilst the boat was in storage, on its trailer, under a full tailored custom cover, in a secure marina. This was very upsetting for my family and myself, especially as I had, over the years, kept the boat in very much an 'as new' condition. The Mariner 90 4-stroke engine was recovered, but there was
