Business Details
Your Trusted Partner for Financial Planning Solutions
Wealthflow is a Chartered Financial Planning firm dedicated to helping clients achieve their financial goals through tailored strategies. With expertise in retirement planning, inheritance and succession planning, tax planning, and investment management, we prioritise understanding each client's unique aspirations and circumstances. Our evidence-based investment approach integrates sustainability principles, aligning financial objectives with environmental responsibility. Operating across the UK from offices in Scotland, England, and Northern Ireland, we combine independent financial advice with access to specialist tax advisors under one roof.Our team of experienced professionals works closely with business owners, executives, and retirees, focusing on building long-term relationships grounded in trust and transparency. Through systematic cash flow modelling and ongoing annual reviews, we ensure clients maintain clarity and confidence in their financial journey. Our commitment to corporate social responsibility reflects our belief that responsible business practices enhance client value and community impact.
Services
Retirement Planning
Tax Planning
Inheritance Planning
Investment Management
Pension Transfers
Highlights and features
- We are a Chartered Financial Planning firm with UK-wide expertise
- Our investment approach integrates sustainability and ESG principles
- We provide access to specialist tax advisors within the AAB Group
- Our cash flow modelling ensures transparent financial decision-making
- We maintain FCA authorisation for regulatory excellence
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial guidance
Personalised approach
Clear communication
Sustainable investment focus
Ongoing support
Services
Retirement Planning
Our retirement planning service helps clients build sustainable income strategies through comprehensive cash flow modelling. We analyse pension provisions, tax implications, and lifestyle requirements to create tailored retirement solutions. With expertise in pension transfers and drawdown options, we ensure financial security throughout retirement years.
Tax Planning
We develop tax-efficient strategies to minimise liabilities while maximising wealth preservation. Our specialists address inheritance tax, capital gains tax, and income tax optimisation through legitimate planning opportunities. Regular reviews ensure compliance with evolving tax legislation while maintaining alignment with financial objectives.
Inheritance Planning
Our inheritance planning service focuses on wealth transfer strategies that protect family assets and business interests. We implement tax mitigation techniques, trust structures, and succession frameworks to ensure smooth intergenerational transfers while respecting client wishes and legal requirements.
Investment Management
We offer evidence-based investment management incorporating environmental, social, and governance (ESG) principles. Our systematic approach balances risk and return objectives through diversified portfolios, with ongoing monitoring to adapt to changing market conditions and client circumstances.
Pension Transfers
Specialist pension transfer advice assesses the merits of moving existing pension arrangements. We evaluate transfer values, safeguarded benefits, and investment options to determine optimal consolidation strategies that enhance retirement outcomes while maintaining regulatory compliance.
People
Abbie Morrison
Financial Planning Associate
Abbie supports clients with financial planning solutions, focusing on retirement strategies and investment management. She holds relevant qualifications and contributes to delivering comprehensive advice within regulatory frameworks.
Alan Turner
Financial Planner
Alan provides tailored financial planning advice, specialising in retirement and tax-efficient investment strategies. His client-focused approach ensures clear communication of complex financial concepts and long-term planning benefits.
Alastair Moore
Chartered Financial Planner
Alastair offers expert financial planning services with Chartered status recognition. His experience spans pension transfers, inheritance tax mitigation, and sustainable investment strategies for high-net-worth individuals.
Andrew Dines
Head of Wealthflow
Andrew leads the strategic direction of Wealthflow, combining financial planning expertise with business leadership. He oversees service delivery standards and maintains the firm's commitment to regulatory excellence and client satisfaction.
Claire Marston
Chartered Financial Planner
Claire specialises in comprehensive financial planning for professionals and business owners. Her Chartered status reflects advanced technical knowledge in tax planning, retirement strategies, and investment management solutions.
Questions
What financial planning services do you offer?
We provide retirement planning, tax planning, inheritance planning, investment management, and pension transfer advice tailored to individual circumstances.
How do you approach sustainable investing?
Our systematic ESG approach evaluates companies on sustainability metrics, reducing greenhouse gas exposure while maintaining investment performance standards.
Can you help with pension transfers?
Yes, we assess pension transfer opportunities considering tax implications, investment options, and long-term retirement objectives to determine optimal solutions.
What areas do you cover?
We operate across the UK with offices in Scotland, England, and Northern Ireland, serving clients both in-person and remotely.
How are financial plans reviewed?
We conduct annual progress meetings and provide ongoing support to adapt financial plans to changing personal circumstances and market conditions.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners and qualified professionals regulated by the Financial Conduct Authority, ensuring technical expertise and compliance standards.
