Business Details
Your Trusted Financial Adviser in Edinburgh
Melville Independent delivers independent financial advice of the highest quality, specialising in wealth management solutions tailored to individual and business needs. Established in Edinburgh over a decade ago, we combine deep expertise with a client-centric approach to pensions, investments, mortgages, and business protection. Our team of Chartered Financial Planners and Senior Advisers prioritises transparency and long-term relationships, ensuring clients receive advice aligned with their unique objectives.We invest in robust risk assessment frameworks and ongoing portfolio management, while maintaining regulatory compliance through our Appointed Representativeship with the Financial Conduct Authority. With a proven track record in complex financial planning, we empower clients to navigate retirement strategies, tax-efficient investments, and workplace benefits solutions with confidence.
Services
Financial Planning
Investment Planning
Pension Planning
Mortgage Planning
Business Solutions
Workplace Pensions
Business Protection
Group Risk
Highlights and features
- We offer tailored financial solutions with over 10 years of Edinburgh-based expertise.
- Our team includes Chartered Financial Planners and Senior Advisers with specialist knowledge.
- Transparent and client-focused approach prioritising your financial interests above all.
- Regulated by the FCA through our Appointed Representativeship with JKFS (UK) Ltd.
- Comprehensive services covering pensions, investments, mortgages, and business protection.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Complete trust
Excellent job
Good advice
Thorough and informative
Proactive and detailed
Services
Financial Planning
Tailored financial strategies to meet personal and business objectives through comprehensive analysis of pensions, savings, investments, and tax-efficient solutions. Our process begins with detailed risk assessment to create bespoke plans addressing retirement, succession, and long-term growth. Clients benefit from ongoing portfolio monitoring and regular reviews to adapt to changing circumstances.
Investment Planning
Customised investment solutions across five risk profiles, managed by multi-manager teams with expertise in market dynamics and asset allocation. We utilise advanced risk assessment tools to determine suitable investment vehicles, including ISAs, SIPPs, and direct investments. Ongoing reporting ensures clients remain informed about performance and strategic adjustments.
Business Solutions
Integrated financial planning for businesses covering workplace pensions, employee benefits, protection policies, and succession strategies. Our services help employers enhance recruitment, retention, and tax efficiency through tailored benefits packages. We also provide partnership protection and business continuity planning to safeguard commercial interests.
Pension Planning
Specialised guidance on pension consolidation, drawdown options, and tax-effective retirement income. We assist with SIPP management, state pension maximisation, and intergenerational wealth transfer. Regular reviews ensure alignment with evolving regulations and individual financial goals throughout pre-retirement and retirement phases.
Mortgage Planning
Expert mortgage advice covering residential and buy-to-let financing, remortgaging, and equity release. Our advisers help clients navigate competitive markets to secure optimal rates and loan structures. We integrate mortgage strategies with overall financial plans to ensure alignment with long-term wealth objectives.
People
Matthew Irvine
Managing Director
With over 15 years' experience in financial services, Matthew leads Melville Independent's strategic direction. He specialises in complex pension planning and client relationship management, maintaining a hands-on advisory role while overseeing operational excellence.
Alistair Marsh
Head of Mortgages
Alistair brings 18 years' mortgage expertise, focusing on residential and buy-to-let financing. He ensures Melville's mortgage division delivers innovative solutions while maintaining client-centric service standards across all property investment strategies.
Alex Bruce
Chartered Financial Planner
Alex specialises in comprehensive wealth management, with particular expertise in tax-efficient investments and retirement planning. As a Chartered Fellow of the CISI, he maintains the highest professional standards in personal financial advisory services.
Kris Banks
Senior Financial Planner
Kris focuses on retirement strategy development and intergenerational wealth transfer. With 12 years' experience, he combines technical expertise with clear communication to help clients navigate complex financial decisions with confidence.
Barry McKenzie
Senior Financial Adviser
With nearly two decades serving clients, Barry specialises in long-term investment management and sustainable financial planning. He maintains regular client engagement through bi-annual reviews and proactive market updates to optimise portfolio performance.
Questions
What financial services do you offer?
We provide comprehensive financial planning, including pensions, investments, mortgages, and business protection solutions tailored to individual and corporate needs.
Are your financial advisers qualified?
Yes, our team includes Chartered Financial Planners and Senior Advisers with extensive industry experience and professional certifications.
How do you tailor financial advice to individual clients?
We conduct detailed risk assessments and financial reviews to create bespoke strategies addressing each client's unique circumstances and long-term objectives.
Can you help with workplace pension schemes?
Yes, we specialise in workplace pensions, employee benefits, and business protection solutions to support employers in managing retirement plans and staff retention.
What investment options are available?
We offer five risk-profiled portfolio options managed by expert teams, accessible through various tax wrappers including ISAs and SIPPs.
How are you regulated?
We operate as Appointed Representatives of JKFS (UK) Ltd, regulated by the Financial Conduct Authority under registration number 550326.
Reviews (2)
A. Du Ra
Jul 13, 2021
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Wow. Amazing company amazing Expert Manager. They know how to get things done when it comes to online trading. So impressed by the knowledge, and sincerity. Thank you Mr Louis Bobby for your amazing company, you can invest in your own capacity, I will not tell you how much I invested because it private, am hear online to recommend Mr Louis Bobby for his good works, if you are looking for where you can invest your money, and where it can be safe contact this company via. WhatsApp: +1(469)283-5175 Email: louisbobbyforextrader@gmail.com
Claire Hs
Jan 27, 2016
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We have recently gotten a mortgage with broker Bernie Hughes of Melville Independent. I cannot speak highly enough about the service we got from Bernie. As two self-employed people trying to let an additional property, our case was not straightforward. But Bernie got down to the detail, anticipated the lenders' questions, was hugely proactive in ensuring that all information was compiled well in advance and personally dealt with lenders. If the service in the rest of Melville Independent is as good as this, and I'm sure it is, then they should be a first choice for any financial dealings.
