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Personal Watercraft Insurance Experts in Scunthorpe
Established as the longest-running personal watercraft insurance scheme in the UK, RJP Marine has built a reputation for reliability and customer-centric service. Our expertise spans tailored coverage for watercraft and trailers, with a focus on liability and comprehensive protection. We prioritise transparency, offering clear policy terms and a streamlined claims process supported by dedicated specialists. Our commitment to fair treatment is enshrined in our Customer Charter, ensuring clients receive professional advice and prompt resolution of issues.

With decades of industry experience, we provide security solutions and guidance to safeguard your investment, alongside flexible policies for young riders who complete certified training. Our team remains dedicated to addressing client needs while maintaining the highest standards of integrity and accountability.
Services
Personal Watercraft Insurance Liability Cover Comprehensive Cover Young Rider Insurance Security Advice
Highlights and features
  • We offer over 20 years of specialist experience in personal watercraft insurance.
  • Our Customer Charter guarantees fair treatment and transparent policy terms.
  • Tailored coverage includes liability, comprehensive, and young rider options.
  • No additional premium for young riders who complete RYA training courses.
  • Dedicated claims support with specialist repairer networks and rapid authorisation.
Associations and certifications
  • Financial Conduct Authority
Services
Personal Watercraft Insurance
Specialist insurance for personal watercraft including jet skis and similar vessels. Policies cover liability, theft, and damage with options for comprehensive protection. We provide tailored solutions for recreational and competitive use, ensuring compliance with security requirements and offering guidance on risk mitigation.
Liability Cover
Comprehensive liability insurance addressing third-party injury or property damage claims. Coverage includes legal defence costs and indemnity limits up to 2 million for towing activities. Policies ensure financial protection against accidental damage claims while promoting responsible watercraft operation.
Comprehensive Cover
All-inclusive insurance covering accidental damage, theft, and fire-related losses. Includes specialist repairer networks and rapid claims authorisation. Policies require secure storage and adherence to security guidelines, with optional add-ons for towing activities and young riders under specific conditions.
Young Rider Insurance
Tailored policies for riders aged 12-16 who complete RYA proficiency courses. Coverage requires certificate submission and parental supervision. No additional premium applies, with named user endorsement post-certification. Ensures compliance with training standards while maintaining full policy protection.
Security Advice
Expert guidance on securing watercraft against theft, including storage recommendations and physical security measures. Advises on seat removal, locking systems, and situational awareness. Emphasises proactive security practices to reduce theft risk and maintain policy validity during storage periods.
Questions
What does personal watercraft insurance cover?
Our policies cover liability for third-party injury or damage, theft, fire damage, and accidental damage. Comprehensive cover includes specialist repair support and towing liability up to £2 million.
How do I make a claim?
Download and complete the relevant claim form (damage, theft, fire, or third-party) from our website. Submit supporting documents like repair estimates, police reports, and photographs. We aim to process claims within six weeks.
Can young riders be insured?
Yes, riders aged 12-16 can be covered if they complete an RYA proficiency course. Submit the certificate for endorsement, with no additional premium required for this coverage.
What security measures are required?
Craft must be stored in a locked building when at home. We recommend removing seats during storage and using physical security measures like locks and chains to deter theft.
Is towing waterskiers covered?
Yes, with conditions. Your craft must be manufacturer-approved for towing, and cover applies only to toys carrying up to two people. Towing liability limits apply as specified in your policy.
How are disputes handled?
We follow a formal complaints procedure with acknowledgment within three days. If unresolved, cases may be escalated to the Financial Ombudsman Service within six months of our final response.