Business Details
14 Years
experience
Your Trusted Mortgage Advisers in Harrogate
Established in 2012, Mortgage Advisory Network has built a reputation as a trusted provider of mortgage solutions across the UK. Our team of qualified advisers specialises in delivering impartial, tailored advice to help clients navigate the complexities of residential, buy-to-let, commercial, and development mortgages. With a focus on understanding individual circumstances, we work closely with clients to identify the most suitable mortgage products from over 65 lenders, including exclusive options unavailable on the high street. Our commitment to transparency ensures all fees are discussed upfront, ranging from 100 to 750 depending on individual needs.As an appointed representative of H L Partnership Limited, authorised and regulated by the Financial Conduct Authority, we maintain rigorous professional standards while providing comprehensive support throughout the entire mortgage processfrom initial affordability checks to final property transactions. Our expertise extends to protection services, including life assurance, critical illness cover, and income protection, ensuring clients receive holistic financial guidance.
Services
Residential Mortgages
Buy-To-Let Mortgages
Commercial Mortgages
Development Mortgages
Life Assurance
Critical Illness Cover
Income Protection
Buildings Insurance
Details
- Year established: 2012
Highlights and features
- We offer impartial mortgage advice from over 65 lenders, including exclusive deals.
- Our FCA-authorised status ensures adherence to rigorous professional standards.
- We provide tailored mortgage solutions for first-time buyers to experienced investors.
- Our fee structure (100750) is transparent and agreed upfront.
- We offer comprehensive support throughout the entire mortgage process.
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our FCA-regulated advisers help clients secure competitive rates from over 65 lenders, including exclusive deals unavailable on the high street. With expertise in new builds, shared ownership, and let-to-buy arrangements, we ensure clients find mortgages matching their unique circumstances.
Buy-To-Let Mortgages
Our buy-to-let specialists assist landlords in securing investment mortgages for rental properties. We explain key differences between residential and buy-to-let products, including lender criteria for income verification and age limits. As FCA-regulated advisers, we help clients navigate tax implications and select mortgages aligning with their property investment strategies.
Commercial Mortgages
We arrange commercial mortgages for business premises purchases, including shops, offices, and warehouses. Our advisers assess business performance and future projections to secure suitable financing. With access to specialist lenders, we help clients obtain mortgages for business expansion while explaining sector-specific deposit requirements and risk-based interest rates.
Development Mortgages
Our development mortgage solutions support light refurbishments, heavy renovations, and ground-up developments. We connect clients with specialist lenders offering phased funding for construction projects. Our advisers explain valuation requirements and help structure financing for projects ranging from aesthetic upgrades to full-scale property redevelopment.
Life Assurance
We offer life assurance policies to protect mortgages and provide financial security for dependants. Our advisers explain level term and decreasing term options, ensuring clients select coverage matching their mortgage term and repayment strategy. These tax-free policies provide peace of mind while meeting lender requirements for property financing.
Questions
What mortgage types do you specialise in?
We specialise in residential, buy-to-let, commercial, and development mortgages, along with protection products like life assurance and income protection.
Are your mortgage advisers regulated?
Yes, we're an appointed representative of H L Partnership Limited, authorised and regulated by the Financial Conduct Authority.
How much do your mortgage services cost?
Our fees range from £100 to £750 depending on individual circumstances, with all costs discussed and agreed upfront.
Can you help with first-time buyer mortgages?
Yes, we specialise in first-time buyer mortgages, explaining options like Help to Buy schemes and assisting with the entire purchase process.
Do you offer mortgage protection products?
We provide life assurance, critical illness cover, and income protection policies to safeguard against financial risks during mortgage terms.
How do you find competitive mortgage rates?
We access over 65 lenders, including exclusive deals unavailable on the high street, to find competitive rates tailored to your circumstances.
Reviews (4)
Rhys Boven
Nov 18, 2021
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I have used the services of Angela at Mortgage Advisory Network multiple times and the service has always been exceptional. Every question or query I had was answered promptly and I was always updated on progress throughout. I've recommended Angela to friends and family who have all had a similar experience. Thank you once again
Ben
Feb 24, 2021
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Positive:Quality
Karl was a great help and very informative, while helping find a mortgage that suited my needs.
Karl was a great help and very informative, while helping find a mortgage that suited my needs.
Kieran Slater
Aug 30, 2019
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Karl at Mortgage Advisory Network was the third mortgage advisor my Mother in law and I had dealt with in the hope of sorting a fairly tricky remortgage of the family home.
Whilst the first two advisors eventually gave up on us and began to ignore attempts at communication, Karl always made time to talk and was a pleasure to deal with.
Weve just spent another Christmas in the house as a family - something that would not have been possibly without Karl. Thank you!!!
Whilst the first two advisors eventually gave up on us and began to ignore attempts at communication, Karl always made time to talk and was a pleasure to deal with.
Weve just spent another Christmas in the house as a family - something that would not have been possibly without Karl. Thank you!!!
Rebecca Botwright
Nov 19, 2018
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I cannot recommend James highly enough, he has the patience of a saint and has well and truly gone above and beyond for us in trying to ensure our transaction is as smooth as possible. Naturally we did our own research into which products were out there but very quickly realised that James had got us the best to suit us and we ought put our faith in him and let him get on with what he does best! Nothing has been too much trouble, not outwardly anyway, and we'll be back when we're ready to do it all again!
