Business Details
Your Trusted Mortgage Broker in Keighley
Day and Co Mortgages and Co Mortgages is a dedicated mortgage advisory service based in Keighley, West Yorkshire, led by CeMAP-qualified financial advisor Louise Lambert. With extensive experience in banking and real estate sectors, including roles as a Branch Manager at Skipton Building Society and a national estate agent's mortgage advisor, Louise brings deep expertise in property transactions. The business offers access to exclusive mortgage deals through the PRIMIS Mortgage Network, providing tailored solutions for first-time buyers, investors, and homeowners.Day and Co Mortgages and Co Mortgages prioritises transparent advice, including free initial consultations and protection services, while supporting clients from property viewings to completion. The team combines local market knowledge with nationwide lending options to meet diverse client needs, operating under FCA regulation for professional accountability.
Services
Mortgage Brokerage
Protection Policies
Buy-to-Let Mortgages
First-Time Buyer Mortgages
Debt Consolidation Mortgages
Property Purchase Assistance
Mortgage Calculators
VIP Buyers List
Remortgaging Services
Protection Advice
Highlights and features
- We offer access to exclusive mortgage deals not available on the high street
- Our team includes CeMAP-qualified advisors with extensive banking and real estate experience
- We provide free, personalised mortgage advice tailored to your circumstances
- Our VIP buyers list helps clients find newly listed properties quickly
- We are authorised and regulated by the Financial Conduct Authority for your protection
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personalised mortgage guidance
Exclusive deal access
Expertise in property transactions
Supportive throughout process
Competitive rates found
Services
Mortgage Brokerage
Our mortgage brokerage service provides access to exclusive deals through the PRIMIS Mortgage Network. We specialise in finding competitive rates for first-time buyers, investors, and homeowners seeking remortgaging solutions. With CeMAP-qualified advisors, we offer tailored guidance on mortgage applications, ensuring clients receive appropriate financial products that match their circumstances while maintaining FCA-regulated standards.
Protection Policies
We offer comprehensive protection policy advice to safeguard against financial risks. Our service helps clients navigate life insurance, critical illness cover, and income protection options. By assessing individual needs, we recommend tailored solutions that provide security for families and businesses, ensuring clients understand policy terms and select appropriate coverage levels aligned with their mortgage commitments.
Buy-to-Let Mortgages
Our buy-to-let mortgage service caters to property investors seeking competitive financing options. We provide access to specialist lenders offering attractive rates for both novice and experienced landlords. The service includes portfolio management advice, rental income assessment, and guidance on tax implications, ensuring investors make informed decisions while understanding the risks associated with unregulated buy-to-let mortgages.
First-Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process with access to exclusive deals. Our service includes deposit requirement analysis, government scheme eligibility assessments, and tailored mortgage product recommendations. We provide step-by-step support from initial application to completion, helping new buyers navigate the property market with confidence while explaining all associated risks and responsibilities.
Debt Consolidation Mortgages
Our debt consolidation service helps clients manage multiple debts through mortgage restructuring. We assess suitability for secured loans against property equity, explaining potential benefits and risks including extended repayment terms. The service includes financial impact analysis, lender negotiations, and guidance on alternative debt management options, ensuring clients understand the long-term implications of consolidating unsecured debts into their mortgage.
People
Louise Lambert
Financial Advisor
CeMAP-qualified mortgage expert with extensive banking and real estate experience, including roles at Skipton Building Society and national estate agencies. Specialises in property transaction processes and mortgage solutions tailored to individual client needs.
Questions
What mortgage options are available for first-time buyers?
We offer exclusive first-time buyer mortgages with competitive rates through our PRIMIS network, including government scheme options. Our advisors help assess eligibility and find suitable deals matching your financial situation.
Do you charge additional fees beyond the mortgage broker fee?
We charge a fixed £395 broker fee for mortgage advice. Additional lender fees may apply depending on your chosen mortgage product, which we'll explain during our consultation.
How does the VIP buyers list work?
Our VIP buyers list alerts registered clients to newly listed properties matching their criteria before they appear on general market portals, helping you secure priority viewings.
Can you help with unregulated buy-to-let mortgages?
Yes, we provide access to unregulated buy-to-let mortgage products with specialist lenders, offering portfolio management advice and rental income assessment services for property investors.
What protection policies do you recommend?
We advise on life insurance, critical illness cover, and income protection policies tailored to your mortgage requirements, ensuring appropriate coverage levels to protect your financial commitments.
Do you offer debt consolidation through mortgages?
We assess suitability for mortgage-based debt consolidation, explaining potential benefits and risks including extended repayment terms and increased overall costs.
