Business Details
18 Years
experience
Your Trusted Mortgage Advisers in Kings Lynn
Founded in 2008 by Paul Garner, our business delivers straightforward mortgage advice rooted in over 30 years of industry experience. We prioritise clarity and client safety throughout the home-buying journey, ensuring accessible guidance tailored to individual needs. Our commitment to exceptional personal service guarantees client satisfaction at every stage. As an Appointed Representative of PRIMIS Mortgage Network, we operate under the rigorous standards of the Financial Conduct Authority. While we offer a free initial consultation, our transparent fee structuretypically 349 for adviceensures no hidden costs.Based in Kings Lynn, we serve UK clients exclusively, combining local expertise with national regulatory compliance. Our focus on mortgage consultancy spans first-time purchases, re-mortgaging, and buy-to-let investments, catering to both individual and portfolio clients. We maintain full transparency about risks, including potential repossession if repayments falter. Our complaints procedure, aligned with PRIMIS protocols, ensures accountability and swift resolution. With a reputation built on trust and expertise, we aim to simplify complex mortgage processes for all clients.
Services
House Purchase
Re-Mortgage
Buy To Let
Details
- Year established: 2008
Highlights and features
- We offer 30+ years of mortgage consultancy expertise.
- Our FCA-regulated services ensure full compliance and client protection.
- Transparent fee structure with upfront cost estimates.
- Personalised service tailored to individual property goals.
- Specialist support for buy-to-let investors with large portfolios.
Associations and certifications
- Financial Conduct Authority
Services
House Purchase
Guiding first-time buyers and final-time movers through straightforward mortgage solutions. We simplify the entire process from initial consultation to completion, ensuring transparent advice and competitive rates tailored to your financial situation and property goals.
Re-Mortgage
Objective re-mortgaging advice to secure the best available deals when your current scheme ends. We analyse market options to reduce costs or release equity, ensuring seamless transitions while maintaining compliance with FCA regulations.
Buy To Let
Specialist mortgages for property investors, from first-time landlords to portfolio owners with 50+ properties. We navigate complex buy-to-let regulations and source tailored financing solutions to maximise rental income potential.
People
Paul Garner
Principal
Founder with 30+ years' experience in mortgage consultancy. Regulated by the FCA as Appointed Representative of PRIMIS Mortgage Network. Committed to transparent, client-focused advice and regulatory compliance.
Questions
What mortgage services do you offer?
We specialise in house purchases, re-mortgaging, and buy-to-let investments, catering to both first-time buyers and experienced property investors.
Are your services regulated?
Yes, we operate under the Financial Conduct Authority as an Appointed Representative of PRIMIS Mortgage Network, ensuring full compliance with UK financial regulations.
What are your fees?
Our standard advice fee is £349, payable upon mortgage offer receipt. We provide free initial consultations with no obligation to proceed.
How do you handle complaints?
We follow PRIMIS Mortgage Network's formal complaints procedure, with resolution targets of 3 working days for simple cases and 8 weeks for complex issues.
Do you serve non-UK residents?
Our services are exclusively targeted at UK-based consumers under the FCA's regulatory regime.
Can you help with buy-to-let mortgages?
Yes, we specialise in buy-to-let financing for both first-time landlords and established property portfolio owners.
