Business Details
7 Years
experience
Expert Mortgage & Insurance Solutions in Spalding
Established in 2019, Willowgate Finance provides tailored mortgage and financial solutions to first-time buyers, home movers, and property investors across the UK. Our approach prioritises understanding individual client needs, offering access to the entire mortgage market including exclusive deals through partnerships with Legal & General Mortgage Club and The Right Mortgage Network. We specialise in navigating complex applications, from standard residential mortgages to buy-to-let and adverse credit scenarios, while maintaining transparency about costs and processes. Our team of FCA-authorised professionals guides clients through every stage, from initial consultation to completion, ensuring informed decision-making.We also provide complementary insurance services, including life cover and income protection, alongside will-writing guidance to safeguard clients' financial legacies. As an appointed representative of The Right Mortgage Ltd, we adhere to strict regulatory standards while maintaining flexibility to serve diverse client circumstances. Our fee structure is clearly communicated upfront, with a typical mortgage arrangement fee of 495 and no charges for initial consultations or insurance policy arrangements. We operate from our Spalding office, serving clients nationwide through both in-person and remote consultations.
Services
Mortgage Brokering
Insurance Planning
Wills Guidance
Credit Advice
Mortgage Reviews
Details
- Year established: 2019
Highlights and features
- We offer access to the entire mortgage market including exclusive deals
- Our team provides tailored mortgage solutions based on individual circumstances
- We maintain partnerships with major mortgage networks for enhanced options
- We provide free insurance review services with no policy arrangement fees
- Our FCA-authorised professionals ensure regulatory compliant financial advice
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokering
We provide comprehensive mortgage brokering services covering first-time purchases, remortgaging, and property investments. Our FCA-authorised team accesses the entire market including exclusive deals through major networks. We guide clients through application processes while explaining costs and requirements clearly.
Insurance Planning
Our insurance services include life cover, critical illness protection, and income insurance solutions. We offer free reviews to ensure appropriate coverage levels aligned with clients' financial circumstances. Policies are arranged without additional fees while protecting families' financial futures.
Wills Guidance
We provide will-writing guidance to ensure proper asset distribution and property protection. Our advisors explain legal requirements in plain language, helping clients create valid wills that reflect their wishes while avoiding intestacy complications for loved ones.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgaging options, buy-to-let investments, and adverse credit mortgage solutions through access to the complete market.
Are your mortgage services regulated?
Yes, we're an Appointed Representative of The Right Mortgage Ltd, authorised and regulated by the Financial Conduct Authority under reference 710275.
Do you charge for mortgage advice?
Our typical mortgage arrangement fee is £495, with no charges for initial consultations or insurance policy arrangements.
What insurance services are available?
We offer life insurance, critical illness cover, income protection, and home insurance solutions with tailored recommendations based on individual circumstances.
Can you help with will writing?
Yes, we provide will-writing guidance to ensure proper asset distribution, though will services aren't regulated by the Financial Conduct Authority.
How do you protect client data?
We comply with GDPR regulations, storing personal data securely in the UK for up to six years with client consent for third-party sharing.
Reviews (4)
Leanne Austin
Oct 25, 2021
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Monique was recommended to us by a family member who used her service and she has been on hand to help us with everything we needed when buying our first home. Always easy to get hold of and gets back to us in a timely manner. She has helped us understand the processes of buying a house and has made it a smooth journey for us and that we understand what was happening. Defiantly glad we chose to go with Monique and would highly recommend to other people.
Annette Cole
Sep 03, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Monique and Bobbie were helpful and efficient from the start to the finish, meaning that the process was very quick. I have been very impressed with this service and I will be asking for help again in 2 years time. They have also helped my friend secure her first mortgage, since being separated. I highly recommend them.
Monique and Bobbie were helpful and efficient from the start to the finish, meaning that the process was very quick. I have been very impressed with this service and I will be asking for help again in 2 years time. They have also helped my friend secure her first mortgage, since being separated. I highly recommend them.
Onur Unsac
Aug 17, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
I am so happy to work with Monique. Willowgate Finance Mortgage & Protection Specialists will always be my first choice!
I am so happy to work with Monique. Willowgate Finance Mortgage & Protection Specialists will always be my first choice!
Carolyne Creed
Jul 15, 2021
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I cannot thank Monique Jones at Willowgate Finance enough. Monique is incredibly knowledgeable, supportive and amazing at what she does. She has a deep understanding the market and will help you find the best product to suit your circumstances. I would never use anyone else. If anyone is in need of a mortgage advisor please check out Willowgate Finance Mortgage & Protection Specialists.
