Business Details
Trusted Mortgage & Insurance Advisors in Wisbech
MortgageAbility was established to provide impartial, client-focused financial advice with a commitment to securing the best possible deals for our customers. Our team combines over 30 years of collective experience in financial services with in-depth knowledge of the property market to deliver tailored mortgage and insurance solutions. We prioritise transparency, offering free initial consultations and no-obligation quotes while guiding clients through every step of the mortgage process. Our local expertise in Wisbech and surrounding areas ensures we understand regional market dynamics, enabling effective negotiations and long-term client relationships.As an appointed representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority, we maintain the highest standards of professionalism and compliance. Our services cover first-time buyers, remortgaging, buy-to-let investments, and specialist products, alongside comprehensive insurance solutions including life cover, critical illness protection, and income support. We handle all paperwork and coordinate with third parties to ensure a seamless, hassle-free experience for our clients.
Services
Mortgage Advice
Insurance Brokering
Life Insurance
Critical Illness Cover
Income Protection
Building Insurance
Remortgaging
Buy-to-Let Mortgages
First-Time Buyer Support
Adverse Credit Lending
Highlights and features
- We offer free initial consultations with no-obligation quotes.
- Our team has over 30 years of combined experience in financial services.
- We provide local market expertise in Wisbech and surrounding areas.
- We handle all paperwork and liaise with third parties on your behalf.
- We access thousands of mortgage deals including exclusive schemes.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide impartial mortgage advice tailored to individual circumstances. Our experts help clients navigate thousands of deals including exclusive schemes unavailable on the high street. With local market knowledge and direct communication with estate agents and solicitors, we ensure a seamless process from application to completion.
Life Insurance
Our life insurance solutions protect loved ones through tailored policies. We assess individual needs to recommend appropriate coverage levels and terms, ensuring financial security for dependents in the event of unexpected circumstances while maintaining affordability and comprehensive protection.
Critical Illness Cover
We offer critical illness cover to safeguard against financial strain from serious health conditions. Our advisors help clients select policies covering specific illnesses with clear terms, ensuring replacement income and debt protection while considering individual medical histories and lifestyle factors.
Income Protection
Our income protection policies provide financial stability during illness or injury. We match clients with suitable coverage options that replace a portion of income, considering occupation-specific risks and claim definitions to ensure reliable support during extended absences from work.
Building Insurance
We arrange comprehensive building and contents insurance tailored to property types and occupancy status. Our solutions protect against structural damage, theft, and liability risks while offering additional coverage options for high-value items and specific property requirements.
People
Amanda Marshall
Mortgage & Protection Advisor
Amanda combines extensive mortgage expertise with compassionate client support. She specialises in first-time buyer schemes and protection products, ensuring clients receive appropriate coverage alongside their property financing solutions.
Rhian Mills
Mortgage & Protection Advisor
Rhian provides tailored mortgage and insurance advice with particular focus on buy-to-let investments and critical illness cover. Her approach ensures clients understand complex financial products while securing optimal protection.
Gino Livoti
Mortgage & Protection Advisor
Gino specialises in adverse credit lending and income protection policies. He helps clients with complex financial histories access suitable mortgage products while implementing protective measures for future security.
Adam Ryan
Mortgage Administrator
Adam manages mortgage administration processes with attention to detail. He coordinates documentation and third-party communications, ensuring efficient processing of applications and client inquiries.
Emma Wuttke
Mortgage Administrator
Emma supports mortgage transactions through accurate documentation management. She assists with paperwork preparation and maintains client communication throughout the mortgage process.
Questions
What mortgage products do you offer?
We provide first-time buyer mortgages, remortgaging options, buy-to-let investments, adverse credit solutions, and specialist products including Help to Buy schemes.
How do you help first-time buyers?
We explain mortgage processes clearly, access exclusive deals, and guide clients through government schemes while coordinating with estate agents and solicitors throughout the purchase journey.
What insurance products are available?
We offer life insurance, critical illness cover, income protection policies, and building/contents insurance tailored to individual circumstances and mortgage requirements.
How do you differ from high street banks?
As independent advisors, we access thousands of products including exclusive schemes unavailable through direct lenders, providing impartial advice without product-specific incentives.
What are your service areas?
We primarily serve Wisbech and surrounding Cambridgeshire areas, with clients across Norfolk, Lincolnshire, and nationwide through remote consultation options.
Reviews (4)
Chelsie Belding
Dec 17, 2021
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Amanda has been nothing but amazing through our journey of buying a house! I dont know how she does it but she is a miracle worker! I couldnt recommend Amanda enough! I will be 100% using her if I ever need to again and would recommend her to anyway! A massive thank you again for being so amazing and helping make our dreams come true!
Daryl Wilkes
Nov 17, 2021
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Positive:Quality
Great!! helped me every step of the way and made it all very easy :-) Highly recommend them to anyone looking to buy a house. Lovely friendly people aswell.
Great!! helped me every step of the way and made it all very easy :-) Highly recommend them to anyone looking to buy a house. Lovely friendly people aswell.
Georgia Foley
Sep 16, 2021
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I contacted Rhian at Mortgage Ability after she was recommended to me by a friend. I cannot recommend Mortgage Ability enough; from the get go Rhian has been nothing but amazing. We are first time buyers so the whole house buying process started off feeling really daunting & confusing and there is a lot of information to get our head around . She guided us through explaining each step to us as we needed to know it, answered all of our questions, is really responsive and quick with everything. More recently we have been in contact with Bethan who has also been brilliant & lovely. Mortgage Ability
Alice
Aug 27, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Amazing service, would recommend to absolutely anybody. Thank you so, so much. Buying your first property on your own is very overwhelming, but I felt incredibly supported by Rhian and the team. Great value for money.
Amazing service, would recommend to absolutely anybody. Thank you so, so much. Buying your first property on your own is very overwhelming, but I felt incredibly supported by Rhian and the team. Great value for money.
