Business Details
Your Trusted Insurance Partner in Kirkcaldy
Established over two decades ago, Insure Smart has consistently provided tailored insurance solutions to individuals and businesses across Scotland and the UK. Our approach combines strategic operations support with innovative technology to deliver data-driven services that prioritise client needs. With a team of qualified agents, we specialise in risk management and legal expertise, ensuring comprehensive coverage for property, vehicles, and personal needs.Recognised for our client-centric service, we maintain authorisation from the Financial Conduct Authority while offering competitive rates and transparent processes. Our commitment extends beyond insurance, demonstrated through environmental initiatives and community engagement, making us a trusted partner for over 20,000 insured clients.
Services
Property Insurance
Shop Insurance
Beauty Insurance
Short Term Car Insurance
Home Insurance
Travel Insurance
Life Insurance
Bespoke Insurance
Public Liability
Tradesman Insurance
Highlights and features
- We offer 20+ years of specialist insurance expertise across UK markets
- Our team includes FCA-qualified agents with industry-specific knowledge
- We provide data-driven risk assessment and policy comparison services
- Our clients benefit from 24/7 claims support and dedicated account management
- We maintain transparent pricing structures with no hidden fees
Associations and certifications
- Financial Conduct Authority
What people say
High level of service
Competitive prices
Answered emails quickly
100% recommended
Great customer service
Services
Property Insurance
Protecting property investments against unforeseen damages and liabilities. Our policies cover commercial premises, residential properties, and specialised buildings. We offer tailored solutions for property owners across Scotland and the UK, ensuring financial protection against accidents, theft, and natural disasters.
Shop Insurance
Tailored insurance for retail businesses covering property damage, stock loss, and public liability. Designed for shopkeepers across the UK, our policies protect against theft, accidents, and business interruptions while maintaining compliance with legal requirements.
Beauty Insurance
Specialised insurance for beauty salons and personal care businesses. Our policies cover equipment damage, client injuries, and professional indemnity. We provide comprehensive protection for beauty professionals across the UK, including coverage for treatments and products used.
Short Term Car Insurance
Flexible vehicle insurance solutions for temporary needs. Available for cars and vans across the UK, our policies provide comprehensive protection for short-term use, learner drivers, and seasonal requirements. Includes accident and theft coverage with optional GAP protection.
Life Insurance
Financial security solutions for families and dependants. Our policies provide lump sum payouts upon the policyholder's death, helping protect loved ones from financial hardship. Available with fixed terms or whole-of-life coverage across the UK.
People
Craig Hanson
Founder & CEO
With over 20 years in the insurance sector, Craig established Insure Smart to provide accessible, client-focused insurance solutions. He leads strategic operations while maintaining hands-on client relationships.
Silvana Coombes
Business Owner
Silvana manages commercial client accounts, specialising in business insurance solutions. Her expertise ensures clients receive comprehensive coverage tailored to their specific industry requirements.
Imran Iqbal
Founder & CEO
Imran oversees personal insurance services, focusing on motor and life insurance products. He ensures delivery of competitive policies while maintaining high customer service standards.
Questions
How do I get an insurance quote?
Visit our website and use our online quote system, or contact our Kirkcaldy office directly for a personalised assessment.
What insurance types do you offer?
We provide property, vehicle, business, and personal insurance including specialist covers for tradespeople, beauty professionals, and events.
How does the claims process work?
Report claims via our website or phone line. We assign a dedicated handler to manage your case through to settlement with insurers.
Are you regulated by industry bodies?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 487922.
Do you cover businesses outside Scotland?
We serve clients throughout the UK, providing commercial insurance solutions for businesses in England, Wales, and Northern Ireland.
Reviews (4)
Silvana Coombes
Dec 24, 2021
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I was seriously impressed on how Asif was able to ensure that we had the correct insurance for our company. I gave him the information that he required to give me the best possible quote and during this time, he answered my emails quickly and professionally. In the end, he ensured he had covered all the points and now our business is fully insured for another year at a very reasonable cost. Thanks Asif.
Imran Iqbal
Dec 20, 2021
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I got recommended Insure Smart from a friend when i was looking to get my PHV insurance organised. At 1st, it felt like they needed alot of information from me but now looking back, that's just standard procedures. I have one member of the team (Asif) who alway deals with my enquiries and he finds a solution within 24-hours.
100% recommended. Great customer service
100% recommended. Great customer service
Polly Simmons
Dec 11, 2021
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Positive:Professionalism,Responsiveness
Darren was really helpful when I needed last minute insurance. Everything was done very quickly and professionally.
Darren was really helpful when I needed last minute insurance. Everything was done very quickly and professionally.
Saima Saeed
Oct 08, 2021
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Positive:Professionalism
I was introduced to Insure Smart a few years back, and saved on my premiums for 2 businesses which i deal with. Asif is very knowledgeable, professional and efficient, and I highly recommend Insure Smart.
I was introduced to Insure Smart a few years back, and saved on my premiums for 2 businesses which i deal with. Asif is very knowledgeable, professional and efficient, and I highly recommend Insure Smart.
